What Is My Neighbor Paying For Their: 2015 GMC TERRAIN Insuring a 2015 GMC Terrain involves various factors, including your driving history, location, and the level of coverage you choose. On average, drivers can expect to pay approximately $77 per month for liability-only coverage and about $144 per month for full coverage.
Liability-Only Coverage: Approximately $77 per month
Full Coverage: Approximately $144 per month
Factors Influencing Insurance Rates:
Driver’s Age: Younger drivers often face higher premiums due to perceived risk.
Driving Record: A clean history can lead to discounts, while violations may increase costs.
Location: Urban areas with higher traffic may result in higher premiums compared to rural areas.
Coverage Level: Opting for full coverage increases the premium compared to minimum liability coverage.
Insurance Provider: Rates vary between companies; it’s beneficial to compare multiple providers.
41, Female, Single, Colorado 81004
Year/Make Model: 2015 GMC TERRAIN
Ownership Status: Owned
Discount: Continuous Insurance Discount – Gold | Five Year Accident Free | Multi-Policy | Paperless | Three Year Safe Driving
2015 GMC TERRAIN
Selected Coverages With Carrier: PROGRESSIVE
Bodily Injury Liability: 25,000 each person,$50,000 each accident
Property Damage Liability: $25,000 each accident
Uninsured Motorist Property Damage: No Coverage Comprehensive: $1,000 deductible Collision: $1,000 deductible Medical Payments: No Coverage
Other Rejected Coverages:Rental Reimbursement, Roadside Assistance
People often wonder if and how credit scores affect auto insurance rates. If you didn’t know by now, yes credit can affect your premiums.
If you have a poor credit score or an unsavory insurance history (lack of making payments, lapses in insurance, etc.) the insurer will see you as more of a financial risk. Therefore you will likely be asked to pay a higher down payment with subsequent higher payments. As shown in the chart below, the monthly payment almost doubles if you have poor credit as opposed to excellent credit.
Total 6 Month Premium: $627.50
Monthly Installments: $104.58
Tips to Secure Affordable Rates:
Compare Quotes: Obtain quotes from various insurers to find the best rate for your situation.
Maintain a Clean Driving Record: Avoid traffic violations and accidents to qualify for better rates.
Consider Higher Deductibles: Choosing a higher deductible can lower your premium, but ensure it’s affordable in case of a claim.
Explore Discounts: Inquire about discounts for safety features, bundling policies, or completing defensive driving courses.
The agents their are amazing
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Mike H.
10/21/2021
Jola Robbennolt, thank you for your excellent customer service. This company made it easy to get insured fully. I hope to do great things moving forward with them. Thank you A Plus Insurance.
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Tim V.
12/25/2022
Crystal Farley was very helpful in my pursuit to find auto insurance, Customer service was spot on and it was a very quick and easy process. I would very much recommend any one that wants to be taken care of for insurance purposes to this branch and company. Thank you Again!
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Anthony P.
7/21/2021
Crystal did a great job!!! I have an SR22 and been trying to find cheap insurance. Crystal was very helpful, diligent, and found me insurance within my price range!! Thank you so much A+ Insurance
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Nykole D.
9/06/2023
Outstanding service. Very helpful!!!
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Mitchell J.
6/08/2022
Notes:
married motorist age 29 finds Direct vehicle insurance with multiple lines in AZ Prior insurance Viking :Mitsubishi and SR22 filing
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Ashley P.
6/21/2022
Simple and affordable and everything was explained perfectly
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Angie C.
11/21/2021
Great lots of help and very kind.
Response from Owner: Thank you so much Kaitlyn! Please let us know if you need a renters policy. Proof of prior insurance discount applied while reshopping rates from Dairyland to Mendota to save money.
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Kaitlyn T.
7/14/2022
Crystal was very helpful in securing the best rate for me. She was very professional and thoughtful. I highly recommend this business!
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Average A.
3/21/2022
Ya know my agent was hella helpful and super Courteous. Definitley recommended anyone getting insurance through them
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Nicholas G.
7/21/2021
My agent Jola went above and beyond making sure I got the right discounts and switched over from previous (higher premium) plan and made for a smooth transition. Thank you Jola for the best customer service I have gotten since I have moved back to Alaska. 🙂
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Jewell
7/21/2021
My insurance agent, Marlon, was thorough and efficient in helping me find the best quote possible. It was half the price that I had paid earlier this year, and he was quick and easy. Friendly, too, I may add! Thank you for your help!
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Bobbi m.
12/08/2022
miss Veronica from South Carolina was absolutely wonderful, gave us perfect assistance and handle this in a very professional manner are getting also found as the best deal for insurance we highly recommend this Miss Veronica, and we think the company for donating to good causes such as the veterans donation thank you God bless have a great day
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Mandi B.
9/18/2023
I love this place! Everytime I call they help me find what is most cost effective for me. I needed an sr-22 and they made it pain free!
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manly s.
7/21/2021
Veronica did an excellent job of assisting us with answering all of our questions and finding the right insurance for us. It was a pleasure working with her.
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Belinda P.
4/21/2022
The rep I had was wonderful. He got me the best price for auto insurance and made sure I had everything I wanted for coverage. Marlon did a wonderful job.
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Ariel P.
11/11/2022
The young lady went out of her way to be throughly informed about my plan and get the best deal for the coverage.Thanks Crystal.
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Anthony R.
7/21/2021
Jola was super nice. And did everything she could to help me out make the experience very pleasant!
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Curtis M.
6/21/2022
Marlon was very helpful
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Trisha T.
2/03/2023
Awesome saved us tons!!!
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Thug W.
6/15/2022
Crystal Farley was awesome. Great Customer Service!!!!! I will recommend you guys
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Love G.
12/22/2023
I have been a value customer for 3 years I honestly can say. A Plus Insurance service is the best I have ever dealt with There are very understanding very knowledgeable and will go out they way to help to have the best coverage for your vehicle at a affordable price The staff is so wonderful & pleasant to talk too they have excellent customer service Mrs.Katie Thank for you Do . Ms.Alexandra who was a great help with the understanding of my renew policy I really appreciate the staff for all you all do Thanks and I hope you as team have a great safe. Happy Independence Day weekend.
Notes: thank you for trusting us to insure your ford Truck
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laura g.
7/07/2022
I was able to take care of everything over phone and email, very reasonable rates and several options for companies, down payment, and monthly payment amounts were given. Great job and thanks again, highly recommend.
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Jim R.
5/14/2023
Katie was amazing!! She was very professional and helpful helping me with my business insurance as well as home and auto. Been doing business with them for many years and will continue due to high quality of service, great rates and professionalism. Thanks Katie, you rock!!!