Factors Influencing Insurance Costs:
- Driver’s Age: Younger drivers typically face higher premiums due to inexperience.
- Location: Urban areas with higher traffic density may result in increased rates.
- Driving Record: A clean driving history can lead to more favorable premiums.
- Coverage Level: Opting for full coverage raises costs compared to liability-only policies.
Tips to Reduce Insurance Premiums:
- Compare Quotes: Obtain rates from multiple insurers to identify the most competitive option.
- Maintain a Clean Driving Record: Avoid traffic violations and accidents to benefit from lower rates.
- Utilize Discounts: Inquire about available discounts, such as those for bundling policies or maintaining a safe driving record.
- Adjust Coverage: Evaluate your coverage needs and consider higher deductibles to lower premiums.
It’s essential to assess your individual circumstances and coverage requirements when selecting an insurance policy for your 2012 Honda Civic.
 45, Female, Single, Greer, South Carolina |
|---|
| Year/Make Model: 2012 Honda Civic |
| Ownership Status: 3 Years or More |
| Discounts: Paperless, 3 Years Safe Driving, Electronic Funds Transfer (EFT), Continuous Insurance- Platinum II |
| Selected Coverages With Progressive |
|---|
| Bodily Injury Liability: $25,000 / $50,000 |
| Property Damage Liability: $25,000 |
| Uninsured Motorist Bodily Injury: $25,000 / $50,000 Comprehensive: No Coverage Collision: No Coverage |
| Other Rejected Coverages: Medical Payments, Comprehensive, Collision, Rental Reimbursement, & Roadside Assistance |
Total 6 Month Premium: $458.00
Top Insurance Providers for a 2012 Honda Civic
- GEICO
- Average Annual Premium: ~$457 (liability-only).
- Known for affordable rates and telematics discounts.
- State Farm
- Average Annual Premium: ~$585.
- Offers excellent bundling options and strong customer service.
- Progressive
- Average Annual Premium: ~$682.
- Great for high-risk drivers and those seeking flexible payment options.
- Allstate
- Average Annual Premium: ~$850.
- Includes accident forgiveness and vanishing deductible programs.
- USAA (for military members)
- Average Annual Premium: ~$538.
- Consistently ranks as one of the best providers for military families.
Monthly Installments: $77.17
This client wanted a quote for South Carolina’s State minimum requirement on auto insurance. In South Carolina, insured drivers will need to hold liability along with uninsured motorist. By calling A Plus Insurance, the client was able to be quoted with Progressive for auto insurance that is under $100 a month! Call today to see what South Carolina’s State minimum for auto insurance could cost for you!
Ways to Lower Insurance Costs
- Bundle Policies: Combine auto insurance with home or renters insurance for discounts.
- Raise Deductibles: Opt for a higher deductible (e.g., $1,000) to reduce monthly premiums.
- Telematics Programs: Enroll in programs like GEICO’s DriveEasy or Progressive’s Snapshot to save based on safe driving habits.
- Look for Discounts:
- Safe Driver Discounts.
- Multi-Vehicle Discounts.
- Good Student Discounts for young drivers.
- Shop Around: Get quotes from multiple providers to find the best rate.