2012 FORD FOCUS

2012 FORD FOCUS: SAMPLE QUOTE

Insurance Rating Factors

Discounts Applied:

Disclaimer: The purpose of this page is to showcase an estimate of what insurance may cost an individual with these products and/or circumstances. This is based on a real quote.

Who Is Progressive Insurance Company?

Here are some key points about Progressive Insurance:

1. Size and Reach: Progressive is the fourth-largest auto insurance company in the U.S. and operates in all 50 states. They serve millions of customers and have a significant market presence.
2. Snapshot Program: Progressive offers a usage-based insurance program called Snapshot. Customers can opt to have a small device installed in their vehicle or use the Snapshot mobile app to track their driving behavior. This data is used to determine personalized rates based on factors like mileage, speed, and braking habits.
3. Claims Service: Progressive is known for its claims service, offering 24/7 customer support and a streamlined claims process. They have a network of approved repair shops and can provide immediate assistance in case of accidents or other covered incidents.
4. Name Your Price Tool: Progressive has a unique feature called the “Name Your Price” tool, which allows customers to input their desired insurance budget and coverage options. The tool then generates a selection of policies that align with the given budget.
5. Multi-Policy Discounts: Progressive offers discounts to customers who bundle multiple insurance policies, such as auto and home insurance, with them. This can result in cost savings for policyholders.
6. Advertising Campaigns: Progressive is known for its prominent and often humorous advertising campaigns featuring the character Flo, played by actress Stephanie Courtney. These ads have helped to establish Progressive as a recognizable brand in the insurance industry.

Finding Auto Insurance For Your Needs

Finding auto insurance that meets your needs involves several steps. Here’s a general guide to help you through the process:

1. Assess your insurance requirements: Determine the coverage types and limits you need for your auto insurance. This may include liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and any additional coverage options you desire.
2. Research insurance companies: Look for reputable insurance companies that offer auto insurance in your area. Consider factors such as financial stability, customer service reputation, and claims handling process. You can find information online through reviews and ratings from organizations like J.D. Power and AM Best.
3. Obtain quotes: Contact multiple insurance providers to obtain quotes for the coverage you need. You can do this by visiting their websites, calling their customer service lines, or using online insurance comparison websites. Provide accurate information about your vehicle, driving history, and any other factors that may affect your premium.
4. Compare coverage and costs: Review the quotes you receive and compare the coverage options, deductibles, and premiums offered by each company. Consider factors such as the level of coverage, customer reviews, and any discounts or benefits offered.
5. Check for discounts: Inquire about available discounts that may help lower your premium. These can include safe driver discounts, multi-policy discounts, good student discounts, or discounts for installing anti-theft devices or safety features in your vehicle.
6. Evaluate customer service: Consider the reputation of the insurance company’s customer service. Read reviews or ask friends and family about their experiences with different insurers. Prompt and efficient claims handling is important in case you ever need to file a claim.
7. Review the policy terms: Carefully read and understand the terms and conditions of the policy before making a decision. Pay attention to coverage limits, exclusions, deductibles, and any additional fees or charges.
8. Finalize your decision: Once you have compared quotes, coverage, and customer service, choose the insurance company that best fits your needs and budget. Contact the insurer to finalize the policy and make the necessary arrangements for payment.

Remember to review your auto insurance policy periodically to ensure it continues to meet your needs. Consider reassessing your coverage whenever you make significant changes, such as buying a new vehicle or moving to a different location.

What is the reputation of a 2012 FORD FOCUS?

The 2012 Ford Focus generally has a decent reputation among car owners and automotive reviewers. Here are some key points regarding its reputation:

1. Fuel Efficiency: The 2012 Ford Focus received praise for its fuel efficiency, especially with the introduction of the new “PowerShift” dual-clutch automatic transmission. It offered competitive fuel economy ratings for both city and highway driving.
2. Driving Dynamics: The Focus was known for its enjoyable driving dynamics, with responsive steering and agile handling. It provided a smooth and comfortable ride, making it suitable for daily commuting and longer trips.
3. Interior Quality: The 2012 Focus featured a modern and well-designed interior. It offered comfortable seating, user-friendly technology features, and a stylish dashboard layout. However, some critics mentioned that the interior materials could be improved in terms of quality.
4. Safety: The Focus received good safety ratings from the National Highway Traffic Safety Administration (NHTSA) and the Insurance Institute for Highway Safety (IIHS). It came equipped with standard safety features like antilock brakes, stability control, and multiple airbags.
5. Reliability: While the Focus generally had a decent reputation for reliability, there were some reported issues with the transmission, particularly related to the PowerShift automatic transmission. These problems led to some owners experiencing rough shifting or transmission failures. It’s important to note that Ford extended the warranty coverage for the transmission in response to these concerns.
6. Consumer Satisfaction: Overall, many owners were satisfied with their 2012 Ford Focus. However, the transmission issues mentioned above did lead to some dissatisfaction among a portion of owners.

As with any used vehicle, it’s recommended to have a pre-purchase inspection by a trusted mechanic to assess the specific condition of the car you’re considering, as individual maintenance and care can significantly impact a vehicle’s overall reputation and reliability.