What is my neighbor paying for their 2010 Honda Civic?
Auto-Liability, 2010 Honda Civic
See a sample rate for a Female Driver / Single 32 year old with No Violations – Liability Only.
2010 Honda Civic: SAMPLE QUOTE
|Coverages and other Factors|
|Coverage Type: Liability Only|
|Number of Vehicles on Policy: 1|
|Year/Make/Model: 2010 Honda Civic|
|Ownership Status: Own/Paid Off|
|Rental Coverage: No|
|More Auto Coverage Details|
|Insurance Company: Progressive Insurance Company|
|Liability Limits: $25,000 each person / $50,000 each accident / $25,000 Property Damage|
|Uninsured Motorist: $25,000 / $50,000|
|Underinsured Motorist: $25,000 / $50,000|
|Medical Payments: Rejected|
|Comprehensive/Collison Deductible: None|
Insurance Rating Factors
State: Sierra Vista, Arizona
Age Group: Early 30’s
Legal Marital Status: Single
Prior Insurance: Yes
SR-22: Not Required
Disclaimer: The purpose of this page is to showcase an estimate of what insurance may cost an individual with these products and/or circumstances. This is based on a real quote.
What is Arizona’s State Minimum Auto Insurance Requirement?
The minimum auto insurance requirements in Arizona were as follows:
- Bodily Injury Liability Coverage: $25,000 per person and $50,000 per accident. This coverage pays for injuries or death to others involved in an accident caused by the insured.
- Property Damage Liability Coverage: $15,000 per accident. This coverage pays for property damage caused by the insured in an accident.
These minimum liability coverage amounts are commonly referred to as 25/50/15.
Please note that insurance requirements can change over time, and it’s essential to consult with the Arizona Department of Insurance or a licensed insurance agent for the most up-to-date information regarding auto insurance requirements in the state.
Why Should I Consider Underinsured Motorist Coverage?
Underinsured Motorist Coverage (UIM) is an optional insurance coverage that provides protection for you and your passengers if you’re involved in an accident with a driver who has insufficient insurance to cover the damages. Here are some reasons why you should consider underinsured motorist coverage:
- Protection against inadequate insurance: Even though states typically require drivers to have liability insurance, the minimum coverage limits may not be sufficient to cover all the expenses resulting from a severe accident. If you’re involved in an accident with an underinsured driver, UIM coverage can help bridge the gap between the other driver’s insurance limits and the actual costs incurred.
- Medical expenses coverage: In accidents where the at-fault driver’s insurance is inadequate, you may be left with medical expenses that exceed the coverage limits. Underinsured motorist coverage can help cover these medical costs, including hospital bills, surgeries, rehabilitation, and ongoing treatments.
- Lost wages and income: If you’re injured in an accident and unable to work, underinsured motorist coverage can provide compensation for lost wages and income. This coverage can help alleviate financial burdens during your recovery period.
- Peace of mind: Having underinsured motorist coverage provides peace of mind knowing that you have an additional layer of protection in case you’re involved in an accident with an underinsured driver. It ensures that you won’t be solely responsible for covering the costs that exceed the other driver’s insurance limits.
- Uninsured motorist coverage benefits: In some states, underinsured motorist coverage may be bundled with uninsured motorist coverage (UM), which protects you if you’re involved in an accident with an uninsured driver. Having both coverages can provide comprehensive protection in various scenarios.
It’s important to review the specific terms and coverage limits of underinsured motorist coverage in your policy. Consult with your insurance provider or agent to understand the options available to you and make an informed decision based on your needs and budget.
What Is the Reputation of a 2010 Honda Civic?
The 2010 Honda Civic has generally enjoyed a good reputation among car owners and automotive reviewers. Here are some factors that contribute to its positive reputation:
- Reliability: Honda has a long-standing reputation for producing reliable vehicles, and the 2010 Civic is no exception. Many owners have reported that their Civics have been dependable and require minimal repairs over the years.
- Fuel efficiency: The 2010 Civic is known for its excellent fuel efficiency, which is an important factor for many car buyers. Whether you opt for the gasoline-powered models or the hybrid variant (Honda Civic Hybrid), you can expect good mileage and reduced fuel costs.
- Safety: The 2010 Civic received favorable safety ratings from various testing agencies, including the National Highway Traffic Safety Administration (NHTSA) and the Insurance Institute for Highway Safety (IIHS). It comes equipped with standard safety features such as antilock brakes, stability control, and multiple airbags.
- Resale value: Honda Civics, in general, tend to retain their value well over time, and the 2010 model is no exception. Its strong reputation for reliability and fuel efficiency contributes to its desirability in the used car market.
- Performance and handling: While the 2010 Civic is not a high-performance vehicle, it offers a smooth and comfortable ride with decent handling. It strikes a balance between comfort and agility, making it suitable for daily commuting and city driving.
It’s worth noting that individual experiences may vary, and factors such as maintenance, driving habits, and overall vehicle condition can influence an owner’s satisfaction. If you’re considering purchasing a used 2010 Honda Civic, it’s advisable to have a pre-purchase inspection done by a trusted mechanic to assess its specific condition and maintenance history.
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