18, Male, Single, Lebanon Virginia |
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Year/Make Model: 2008 Ford F150 |
Ownership Status: 1 Year |
Discounts: Paperless, Electronic Funds Transfer (EFT), Multivehicle |
Selected Coverages With National General |
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Bodily Injury Liability: $25,000 / $50,000 |
Property Damage Liability: $25,000 |
Uninsured Motorist Bodily Injury: $25,000 / $50,000 Comprehensive: Rejected Collision: Rejected |
Other Rejected Coverages: Medical Payments, Uninsured Motorist, Rental Reimbursement, & Roadside Assistance |
Total 12 Month Premium: $3,989.00
Monthly Installments: $336.67
18 Year old Male with two vehicles liability only, one being a 2008 Ford F150. Cliend opted out of additional vehicle coverages such as Comprehensive and Collision deductibles. They prefered to have the minimums required per the state of virginia. There was one ticket that did impact the rates.
The 2008 Ford F-150 is a highly versatile full-size pickup truck known for its rugged durability, towing capacity, and variety of configurations. It’s a popular choice for work and recreation.
Factors Affecting Insurance Rates:
- Vehicle Usage: Trucks used for work or towing may see higher rates.
- Trim Level: Luxury trims like King Ranch or Platinum might cost more to insure due to higher repair costs.
- Location: Urban areas with high traffic or theft rates will increase premiums.
Tips to Save on Insurance for a 2008 Ford F-150:
- Bundle Policies: Combine auto and home insurance for discounts.
- Increase Deductible: A higher deductible can reduce monthly premiums.
- Safe Driving Discounts: Clean driving history lowers rates.
- Use Telematics: Programs like Progressive’s Snapshot reward safe driving habits.
- Multi-Car Discount: Insure multiple vehicles under one policy.