2005 Honda CR-V Insurance

2005 Honda CR-V

What is my neighbor paying for their 2005 Honda CR-V?

Auto-Full Coverage, 2005 Honda CR-V

See a sample rate for a Male Driver/Single 31 year old with No Violations – Full Coverage.


Coverages and Other Factors
Coverage Type: Full Coverage
Number of Vehicles on Policy: 1
Year/Make/Model: 2005 Honda CR-V
Ownership Status: Own/Paid Off
Roadside/Towing: No
Rental Coverage: No
More Auto Coverage Details
Insurance Company: Progressive Insurance Company
Liability Limits: $25,000 each person / $50,000 each accident / $25,000 Property Damage
Uninsured Motorist: Rejected
Underinsured Motorist: Rejected
Medical Payments: Rejected
Comprehensive/Collison Deductible: $1,000 Deductible

Insurance Rating Factors

State: Colorado Springs, Colorado

Gender: Male

Age Group: Early 30’s

Legal Marital Status: Single

Prior Insurance: Yes

Violations: No

SR-22: Not Required

Discounts Applied:

Education Discount
Paperless Discount
Multi-Vehicle Discount
Automatic Payments
Driving App
3-Year-Safe-Driving: Safe Driver Discount
Bundle/Multi-Policy Discount
Continuous Insurance
5-Year-Accident-Free: Good Driver Discount

Disclaimer: The purpose of this page is to showcase an estimate of what insurance may cost an individual with these products and/or circumstances. This is based on a real quote.

Can I Get A Discount For Automatic Payments?

The availability of discounts for automatic payments depends on the specific service or product you are using and the policies of the company or organization providing that service or product. Automatic payments, often referred to as auto-pay or recurring payments, are a convenient way for businesses to ensure they receive timely payments and for customers to avoid late fees.

Here are some common scenarios where you might find discounts or benefits for setting up automatic payments:

  1. Subscription Services: Many subscription-based services, such as streaming platforms (Netflix, Spotify), software subscriptions (Microsoft Office 365), or gym memberships, offer discounts for customers who set up automatic payments. This is often done to encourage customer retention and reduce the risk of missed payments.
  2. Insurance: Some insurance companies offer discounts for policyholders who opt for automatic premium payments. This can be a way to incentivize policyholders to maintain their coverage without interruptions.
  3. Utilities: Electric, gas, water, and internet service providers may offer discounts or incentives for customers who enroll in automatic bill payment programs. This can help them reduce administrative costs and ensure timely payments.
  4. Credit Cards: Credit card issuers may offer benefits like cashback rewards or lower interest rates to customers who set up automatic minimum payments. This is to encourage responsible credit card use.
  5. Loan Repayments: Some lenders, including student loan servicers and mortgage companies, may provide interest rate reductions or other incentives for borrowers who establish automatic loan payments.
  6. Online Retailers: Online stores or e-commerce platforms may offer discounts or free shipping for customers who subscribe to regular product deliveries through automatic orders.
  7. Bank Accounts: Some banks offer fee waivers or other perks for customers who maintain certain account balances or set up automatic transfers between accounts.

To determine whether you can get a discount for automatic payments, you should:

  1. Check with the Provider: Contact the company or organization that bills you for the service or product. They can provide you with information on any available discounts or incentives for setting up automatic payments.
  2. Read the Terms and Conditions: Review the terms and conditions of your agreement or contract with the service provider. Any discounts or benefits related to automatic payments should be outlined there.
  3. Ask About Loyalty Programs: In some cases, loyalty programs or rewards programs may also offer benefits for consistent customers who use automatic payments.

Keep in mind that while automatic payments can be convenient and may come with benefits, it’s important to regularly review your statements to ensure accuracy and to monitor your financial transactions. Additionally, make sure you have sufficient funds in your account to cover automatic payments to avoid overdraft fees or missed payments.

Why Should I Consider Having $1,000 Deductible On Full Coverage?

Choosing a $1,000 deductible on your full coverage insurance policy can be a strategic decision, but whether it’s the right choice for you depends on your individual circumstances and risk tolerance. Here are some reasons why you might consider a $1,000 deductible on full coverage insurance:

  1. Lower Premiums: One of the primary advantages of selecting a higher deductible is that it typically leads to lower monthly or annual insurance premiums. By agreeing to pay more out of pocket in the event of a claim, you can often reduce your insurance costs. This can be especially beneficial if you have a good driving record and don’t anticipate frequent claims.
  2. Cost Savings Over Time: If you’re a safe and cautious driver who doesn’t file claims frequently, the lower premiums associated with a $1,000 deductible can result in significant savings over time. You may end up paying less for insurance in the long run compared to a policy with a lower deductible but higher premiums.
  3. Encourages Responsible Driving: A higher deductible can encourage responsible driving behavior because you know that you’ll have to cover more of the costs in the event of an accident. This may make you more cautious on the road, which can lead to fewer accidents and claims.
  4. Financial Preparedness: Choosing a higher deductible assumes that you have the financial means to cover the deductible amount if you do need to file a claim. If you have an emergency fund or savings set aside for unexpected expenses, a $1,000 deductible may be a reasonable choice.

However, there are some important considerations to keep in mind:

  1. Financial Preparedness: Make sure you have the funds available to cover the deductible in case of an accident. If you don’t have an emergency fund, a high deductible could create financial strain if you need to make a claim.
  2. Risk Tolerance: Assess your personal risk tolerance. Are you comfortable with the idea of paying a larger amount out of pocket if you need to make a claim? If a $1,000 expense would cause significant financial stress, you might prefer a lower deductible.
  3. Type of Vehicle: Consider the value of your vehicle. If you have a high-value vehicle, a higher deductible might make sense since the potential savings on premiums can outweigh the increased deductible amount. On the other hand, if your vehicle is older and has a lower market value, a lower deductible might be more appropriate.
  4. Driving Habits: Evaluate your driving habits and the likelihood of needing to make a claim. If you have a history of accidents or live in an area with high accident rates, a lower deductible might provide peace of mind.

In conclusion, choosing a $1,000 deductible on your full coverage insurance policy can be a cost-effective option if you have the financial means to cover it and are comfortable with the potential out-of-pocket expense in the event of a claim. It’s important to assess your individual circumstances and consider your risk tolerance when making this decision. Additionally, you can discuss your options with your insurance provider or agent to get personalized guidance.

What Is the Reputation of a 2005 Honda CR-V?

The 2005 Honda CR-V generally has a good reputation for being a reliable and practical compact SUV. It was part of the second generation of CR-V models, which were known for their versatility, fuel efficiency, and solid build quality. Here are some key aspects of the 2005 Honda CR-V’s reputation:

  1. Reliability: Honda is known for producing vehicles with strong reliability, and the 2005 CR-V is no exception. Many owners have reported that their CR-Vs have been trouble-free for years with proper maintenance.
  2. Safety: The 2005 CR-V received favorable safety ratings for its time, including good crash test scores. It came equipped with standard safety features such as front airbags, side airbags, and antilock brakes.
  3. Fuel Efficiency: The CR-V has historically been praised for its fuel efficiency, and the 2005 model is no different. It typically achieved good gas mileage for a compact SUV, making it an economical choice for daily commuting and road trips.
  4. Practicality: The CR-V is known for its practical design. It has a spacious interior with a configurable rear seat that can be folded down to create a flat loading floor. This makes it a popular choice for families and those who need cargo space.
  5. Resale Value: Honda vehicles often have strong resale value, and the 2005 CR-V is no exception. Its reputation for reliability and durability can make it a desirable used car, which can help retain its value.

However, like any vehicle, the 2005 Honda CR-V is not without its potential issues. Some common concerns or drawbacks reported by owners and potential buyers include:

  1. Road Noise: Some owners have mentioned that the CR-V can be a bit noisy on the highway, with more road and wind noise than some of its competitors.
  2. Transmission Issues: A small number of owners have reported transmission problems, although this is not a widespread issue.
  3. Rust: In areas with heavy road salt usage during winter, some CR-Vs from this era may be susceptible to rust, particularly around the rear wheel wells.
  4. Limited Power: The 2005 CR-V’s 2.4-liter four-cylinder engine provides adequate power for most driving situations, but it’s not particularly sporty or powerful.

Overall, the 2005 Honda CR-V has a solid reputation for being a reliable and practical choice in the compact SUV category. As with any used vehicle, it’s important to have a pre-purchase inspection by a qualified mechanic to ensure that the specific vehicle you’re considering is in good condition, and it’s advisable to check for any recalls or known issues related to that particular model year.

6-Month Premium:


Monthly Installments:


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