What Does My Neighbor Pay For Their 2003 GMC Envoy?
 24, Female, Single, Colorado Springs, CO |
|---|
| Year/Make Model: 2003 GMC Envoy |
| Ownership Status: 3 Years or More |
| Discounts: Paperless, Continuous Insurance- Platinum II |
| Selected Coverages With Progressive |
|---|
| Bodily Injury Liability: $25,000 / $50,000 |
| Property Damage Liability: $25,000 |
| Uninsured Motorist Bodily Injury: No Coverage Comprehensive: No Coverage Collision: No Coverage |
| Other Rejected Coverages: Medical Payments, Uninsured Motorist, Comprehensive, Collision, Rental Reimbursement, & Roadside Assistance |
Total 6 Month Premium: $901.50
Factors Affecting Insurance Rates
1️⃣ Driver Profile
✔ Clean driving record = lower rates
✔ Younger or high-risk drivers pay more
2️⃣ Location
✔ Urban areas = higher premiums due to accident & theft risk
✔ Rural areas = lower rates
3️⃣ Coverage Type
✔ Liability-only is the cheapest option
✔ Full coverage is recommended for high-value vehicles
4️⃣ Vehicle-Specific Factors
✔ SUV size: Can cause more damage in accidents (higher liability rates)
✔ Theft risk: Older SUVs are sometimes targeted for theft
Ways to Lower Insurance Costs
✅ Bundle Policies: Combine auto & home insurance for discounts
✅ Increase Deductibles: Higher deductibles lower monthly premiums
✅ Safe Driving Discounts: Maintain a clean record to save money
✅ Anti-Theft Devices: Installing security features can reduce rates
✅ Low Mileage Discounts: If you don’t drive often, you may qualify
Monthly Installments: $170.70
This is a liability only quote that a client received with Progressive through A Plus Insurance. They met Colorado’s State minimum requirement for liability insurance which is 25/50/15. Adding full coverage on this policy would not be necessary due to the vehicles age. Our agents at A Plus Insurance would love to get you started on a free quote to see how much you could pay for liability only insurance in Colorado.