Bodily Injury Liability: $25,000 each person,$50,000 each accident
Property Damage Liability: $25,000 each person Uninsured Motorist: No Coverage
Comprehensive: No Coverage Collision: No Coverage Medical Payments: No Coverage Rental Reimbursement: No Coverage Roadside Assistance: No Coverage
Car Insurance for older cars
Car insurance for older cars can vary depending on several factors, such as the age, make, model, and condition of the vehicle, as well as the driver’s personal circumstances. Here are some considerations for car insurance for old cars:
Liability coverage: Liability coverage is typically the minimum legal requirement in most states, regardless of the age of the vehicle. It covers damages and injuries caused to other parties in an accident that you are responsible for. Liability coverage may be a good option for old cars that have a low market value and may not be worth the cost of comprehensive or collision coverage.
Comprehensive coverage: Comprehensive coverage protects against non-accident-related damages, such as theft, vandalism, fire, or natural disasters. It may be beneficial for older cars that have sentimental value or are still worth a significant amount. However, it’s important to consider the cost of the comprehensive coverage premiums compared to the value of the vehicle, as well as the deductible and potential reimbursement amount.
Collision coverage: Collision coverage covers damages to your own vehicle in case of a collision, regardless of who is at fault. It may be helpful for older cars that are still of significant value or have a higher risk of being involved in an accident. However, similar to comprehensive coverage, the cost of premiums, deductible, and potential reimbursement amount should be weighed against the value of the vehicle.
Deductibles: Deductibles are the amount you would have to pay out of pocket before the insurance coverage kicks in. Choosing a higher deductible can lower your insurance premiums, which may be a consideration for older cars with a lower market value. However, it’s important to make sure you can afford the deductible in case of an accident.
Personal factors: Your personal circumstances, such as your driving history, age, location, and coverage needs, can also affect the cost of car insurance for old cars. For example, if you have a good driving history and a low-risk profile, you may be eligible for lower premiums. It’s important to provide accurate information to your insurance provider to ensure you have the appropriate coverage at the right cost.
Shop around: Just like with any other type of insurance, it’s important to shop around and compare quotes from multiple insurance providers to find the best coverage options for your old car. Different insurance companies may offer different rates and coverage options, so it’s wise to obtain and compare multiple quotes to make an informed decision.
Ultimately, the decision on what type of car insurance coverage to get for an old car should be based on your personal circumstances, the value of the vehicle, your budget, and your risk tolerance. It’s important to carefully consider your coverage needs and costs, and consult with an insurance professional if needed, to ensure you have adequate protection while staying within your budget.
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Crystal is awesome, she checked multiple insurance companies...read moreCrystal is awesome, she checked multiple insurance companies and found me the best deal, she saved me over $150 per month. I have been a client of A+ Insurance for 18 years and I love their personalized servicesread less
Fred L.
12/07/2022
Marlon at A Plus was absolutely amazing. He...read moreMarlon at A Plus was absolutely amazing. He went above and beyond to get me a great quote and didn't try to pressure me into a policy. He was very helpful and was patient in answering all the questions I had. I would highly recommend Marlon as an agent. I'm happy to have found this company and looking forward to working with them in the future.read less
Shenee W.
11/16/2022
!! great service !!
Mark M.
7/21/2021
I worked with Katie today and she was...read moreI worked with Katie today and she was informative, prompt, and empathetic to my situation. I was so disgruntled before working with Katie and now I feel 10 times better about my insurance situation. Thanks so much!read less
Melanie S.
7/21/2021
Crystal was awesome to work with!
Diane l.
3/15/2023
This company is AWESOME!!! They provided quick, prompt...read moreThis company is AWESOME!!! They provided quick, prompt and professional service!! Alexandra was amazing!! I would definitely recommend this company to my family and friends. I will be an A+ customer for life!!read less
Erica R.
2/08/2023
Been with these people for years. Every agent...read moreBeen with these people for years. Every agent in the is super nice and helpful. Quick coverage too. Can’t recommend enough.
Response from Owner - We are so glad we continue to meet and exceed your expectations.
Notes: Discounts applied, EFT, Proof of prior insurance, Violation free, accident free, Paperless.read less
Ryan S.
5/21/2022
Understanding to my situation empathetic and I...read moreUnderstanding to my situation empathetic and I could tell she appreciated my business I would be referring my friends there for sureread less
Michael F.
11/21/2021
Easy with this lady..... straightforward and experienced.
MastaBoomshaka
7/21/2021
Highly reccomend!
D E.
11/15/2022
She was very thorough and professional. Explained all...read moreShe was very thorough and professional. Explained all of our options and got us the best price and all the discounts available to us. Thanks for everything!read less
Margarett H.
6/07/2023
Cam is so handsome 😍
Marlon M.
12/13/2022
Great customer service, very friendly and knowledgeable Thank...read moreGreat customer service, very friendly and knowledgeable Thank you for getting me best dealread less
Gena N.
7/21/2021
Ms. Mckenzie was incredibly professional and very helpful!...read moreMs. Mckenzie was incredibly professional and very helpful! What a great part of your team: lucky to have her on your team.
Notes: No SR22 required, but violations still impacted rate. Affordable liability only insurance on a 2008 Toyota Tundra. One male driver age 45read less
P B.
6/30/2022
Jola was very informative and professional. Had insurance...read moreJola was very informative and professional. Had insurance in less than 15 minutes.read less
Mel R.
10/25/2022
Amy was fast, professional and friendly! HIGHLY recommend...read moreAmy was fast, professional and friendly! HIGHLY recommend A Plus Insurance after our extremely pleasant service with Amy.read less
Chandra G.
7/21/2020
They make it easy, get you the best...read moreThey make it easy, get you the best price and are great people to deal withread less
Dustin H.
7/21/2020
Alexandra Vileikis is the BEST agent to work...read moreAlexandra Vileikis is the BEST agent to work with! She helped me get car insurance in 11 minutes. Alexandra was super informative about both my car insurance needs as well as what was required by Colorado state law. I would highly recommend going through this company and working with Alexandra!read less
Katelyn H.
9/23/2022
She did an amazing job… thank you so...read moreShe did an amazing job… thank you so much very helpfulread less
Muhammad A.
1/21/2022
Easy peezy to get my insurance started. Great...read moreEasy peezy to get my insurance started. Great rate!!!!! The rep, Ms. Crystal Farley was very helpful, friendly and down to earth.read less
Troy D.
7/21/2021
Thank you to agent Lauren with A Plus!...read moreThank you to agent Lauren with A Plus! Today was my first time shopping for insurance and she made it seem so easy over the phone, she found a quality policy for me, and was professional yet with a great attitude. Thank you so much! Highly recommend.read less
Alicia L.
7/21/2020
I give this company a five star rating...read moreI give this company a five star rating ! The salesman Marlon Moss got me a great rate with a good company . I was very happy with his attitude & demeanor ! Most insurance salesman or just trying to put you in a plan to make a sale not this guy he wanted to make sure I got the coverage I wanted in the way I wanted it and I do greatly appreciate that thank you Marlon!!!😁read less
Gary G.
3/08/2023
Jola was helpful, friendly and knowledgeable.
Donald D.
7/21/2021
Worked with me like no other company. Amy...read moreWorked with me like no other company. Amy was absolutely amazing. Worked tirelessly to find the best possible policy for me.read less