1998 Chevrolet 2500 Colorado Springs

The 1998 Chevrolet 2500 is a heavy-duty pickup truck designed for rugged use and capable performance. If you’re considering buying or insuring one in Colorado Springs, here’s an overview tailored to your needs.

safe driver 231, Male, Single, Colorado Springs, Colorado
Year/Make Model: 1998 Chevrolet 2500
Ownership Status: Owned
Discounts: Paperless, Automatic Card Payments, Multivehicle
1998 Chevrolet 2500
1998 Chevrolet 2500
Selected Coverages With Suncoast
Bodily Injury Liability: $25,000 per person/$50,000 per accident
Property Damage Liability: $25,000

Uninsured/Underinsured Motorist Bodily Injury: Rejected

Medical Payments: Rejected

Comprehensive & Collision: Rejected

Rental Reimbursement: Rejected
Other Rejected Coverages:

Customer has liability on his 1998 Chevrolet 2500. He also has another vehicle on the policy where the multivehicle discount is also applied.

If you have an older vehicle, you may be wondering what kind of insurance you need and how much it will cost. Here are some things to keep in mind:

  1. Liability insurance is usually required by law. Most states require drivers to carry a minimum amount of liability insurance, which covers damages and injuries you cause to other people in an accident. This is typically the most basic form of insurance you’ll need.
  2. Collision and comprehensive insurance may not be necessary. If your car is older and has a low value, you may want to skip collision and comprehensive coverage, which covers damage to your own vehicle. The cost of this coverage may be higher than the value of your car, which means you could end up paying more in premiums than you would receive in a payout if your car is damaged or totaled.


Please note that this is only meant as an example and prices may vary depending on several factors.

Total 6 Month Premium: $226

Monthly Installments: $37.66

Insurance Considerations for the 1998 Chevrolet 2500

  1. Average Annual Insurance Cost:
    • Liability-only coverage: $400–$600 annually, depending on your driving record and location.
    • Full coverage (liability, collision, and comprehensive): $900–$1,500 annually.
  2. Factors Affecting Rates:
    • Age and Condition of the Vehicle: As an older model, it may not require comprehensive coverage, which can lower costs.
    • Location: Colorado Springs rates may be slightly higher due to winter weather risks.
    • Usage: Trucks used for work or towing may have higher premiums.
  3. Tips to Lower Costs:
    • Bundle insurance policies (e.g., home and auto).
    • Install anti-theft devices for added security.
    • Opt for higher deductibles to reduce premiums.
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