Does My Auto Insurance Cover a Rental Car?
1. Full Coverage
Full Coverage– This means that you have comprehensive and collision on your policy.
Comprehensive will cover damages due to theft, weather or fire etc.
Collision will pay for instances when you hit an object or other vehicles.
Liability insurance- This covers you if you get into an accident with the rental car, and will cover damages done to other vehicles or property. Liability is required in almost all states, so it is likely that you already have it covered under your auto policy. If you are at fault in an accident, and other vehicles were damaged, (including a rental vehicle) this is where liability will kick in.
It would be wise to talk with your insurance carrier to see if your full coverage would cover a rental, but chances are…If comprehensive and liability is included in your policy then usually, the coverage will extend to your rental car.
Last Updated on July 9, 2021 by Veronica Moss