North Carolina, a beautiful state that has brought us so much comfort…like soothing Vicks VapoRub and those mouth-watering Krispy Kreme Donuts. Obviously North Carolina knows what it’s doing! Just like a box of donuts, full coverage provides you with everything you want.

What Does Full Coverage Car Insurance Cover?

Full coverage car insurance includes Comprehensive and Collision Coverage. This coverage will be listed below with what they specifically cover.

Full Coverage consists of 3 different aspects:

Liability

Liability Protects you against claims resulting from injuries and damage to other people/property.

Collison

Protects against damage to your vehicle resulting from a collision with an object such as a tree, mailbox, telephone pole, guard rail, or another vehicle.

Comprehensive

Protects against damage to your vehicle by any type of non-collision events such as theft, vandalism, fire, weather, glass & windshield damage, and accidents caused by an animal.

Do keep in mind that in order for full coverage to kick in, you will need to pay your deductible amount first.

A deductible is an amount that needs to be paid first before the insurance will kick in. You will typically have the option to set your deductible limit to either $500 or to $1,000. The higher your deductible, the cheaper your insurance will be. The reason for this is that insurance carriers will view you as taking on more of the financial responsibility, therefore, lowering the premium cost which will help with having cheaper full-coverage car insurance in North Carolina.

Check out the box before for average pricing information. If you like what you see, click here for a free quote!

Average Monthly Rates For Full Coverage Car Insurance In North Carolina

So what does Full Coverage Car Insurance In North Carolina NOT cover?

• Uninsured Coverage
• Underinsured Coverage
• Rental Reimbursement
• Roadside Assistance
• Medical Payments

These coverages are additional and optional add-ons to any Full Coverage policy. Much like sprinkles on a donut; they don’t change the taste, but they certainly change the experience.

Car Insurance In North Carolina: Liability Only

Did you decide you didn’t need Full Coverage car insurance in North Carolina? If so, then Liability is your new best friend! If you get into an accident and your at fault, liability will cover bodily injury and property damage up to your policies limits so that you don’t end up with an empty wallet.

Another reason to get liability is because it’s required by law.

Frequently Asked Questions about Full Coverage Car Insurance in North Carolina

Here’s What Our Clients Say About Us​

notes: single male 53 purchase immediate non owners policy GA Prior insurance Safeway Lincoln

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Ben G.

Customer service was outstanding


Insurance rating factors: Non Owners, SR22 filing, minor ticket

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Very Professional and got the job done quick!I worked with Marlon Moss. Thank you for the great service.

Notes: married renter, 34 investment quick non owners now Virginia Prior insurance Diaryland No vehicle listed

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What We Do at A Plus Insurance

Auto Insurance

Don’t give up…we can help you find affordable rates, need an SR-22? We got you!

Homeowners Insurance​

Homeowners, renters, and mobile home owners: make sure you have the protection you need.

Other Insurance Types

Motorcycles, RVs, ATVs, life insurance, you name it…we can help!

Company Info: The following address is mailing only.

A Plus Insurance Spartanburg
250 S Church St #24
Spartanburg, SC. 29304
Phone: 864-318-9060

Last Updated on April 23, 2024 by Amanda Moss