Motorcycle Insurance Rock Hill Requirements

This means that:

Bodily Injury	Bodily Injury for Multiple People	Property Damage
$25,000	$50,000	$25,000

You want to make sure that while you have these coverages, that you are getting the best possible rates and coverage. Contact your agent to help you figure that out and get a free quote.

State	Minimum Coverage Requirements	Average Cost for Minimum Liability Coverage
South Carolina	25/50/25	$75

More About Motorcycles in South Carolina

• Wearing a motorcycle helmet is absolutely mandatory for riders 20 years old and younger. The helmet must have a strap for the neck or chin.
• A motorcycle safety course is offered but not required for riders in South Carolina. A motorcycle carrying a passenger, is required to have footrests for said passenger. Any moped or motorcycle must have at least 1 headlamp and no more than 2 headlamps when operating their motorcycle.
• In addition, each moped or motorcycle must have a rear reflector installed. There is a deadline in South Carolina to report a crash, that is 15 days.
• Crashes are always required to be reported when there is an injury, death, or vehicle damage over the amount of 1,000.

Motorcycle Insurance Rock Hill- Who is Competitive?

• Let’s see who is the most competitive for motorcycle insurance in South Carolina.
• One of the best rated companies is Progressive. Along with their great rates, they offer a wide variety of additional coverages to make you feel safe on the road.
• Next up is Geico. Much like their competitor Progressive they also have great rates and offer some additional coverages as well.
• Direct Auto Insurance has been in business for years and boasts great coverages, and excellent customer service. Allstate Insurance, also a large top competitor, offers great rates to fit your needs and convenient online quotes that will be a breeze to complete!
• Last but certainly not least, is State Farm. This company is known to go above and beyond for their clients. Be sure to get multiple quotes before deciding on your Motorcycle Insurance Rock Hill company!

Overall Thoughts

If you are looking at getting a new motorcycle, it is best to do your research first.

Of course it is best to look into what type of motorcycle you want and that fits your needs. However, you will need to consider the type of insurance you will want after the big purchase.

Regardless, all vehicles registered in Colorado will need at least the States minimum requirement of 25/50/25.

Although it is mandatory to have the minimum liability limits, we always suggest that it is safer to increase those limits or add additional coverages if you are able to do so.

Coverage options can include but are not limited to:

Collision	When your motorcycle collides with another object or vehicle when in motion or parked. (You will need to pay a deductible first)
Comprehensive	When your motorcycle is damaged from external factors such as fire, animal, theft, vandalism, a tree falling, etc. (You will need to pay a deductible first)
Roadside Assistance	When the motorcycle breaks down and needs to be towed.
Medical Payments	Pays for medical expenses for yourself and your passengers when in an accident, regardless of who is at fault.

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Last Updated on April 24, 2024 by Marlon Moss