Term Life Insurance Buyers Guide

Thinking Of Getting Life Insurance? For some reason, life insurance often gets overlooked. For whatever and some very personal reasons people just don’t feel as if they need it. Sure, it is a reminder of our mortality, but it also makes our loved ones are provided for once we check out.  Moreover, at the very… Continue reading Term Life Insurance Buyers Guide

Home Inspections South Carolina, Is Your Home Running Smoothly?

In Need Of A Home Inspection Home inspection, sounds scary, doesn’t it? But they aren’t, in fact, it is imperative that if you are buying a home, you schedule a home inspection. Even if you have been in your home for years, it’s a good idea to check that all systems functioning correctly and overall… Continue reading Home Inspections South Carolina, Is Your Home Running Smoothly?

What the Hail? A Homeowners Guide to Hail Damage

Got Hail? Hail damage is never fun and almost always causes damage to your property. While most home insurance companies do cover hail damage, there is a deductible that must be paid before insurance will kick in.  Hail varies in size, and the size will determine the extent of the damage. Small pea sized hail… Continue reading What the Hail? A Homeowners Guide to Hail Damage

How to File a Homeowners Claim

Someone filling out Insurance Claim Form

The Process of Filing a Claim on Your Homeowners Insurance First of all, it is essential that you read your insurance policy to understand exactly what your responsibilities are. If you aren’t clear on the policy language then discuss it with your agent. The following are some helpful steps to help you file a successful claim.… Continue reading How to File a Homeowners Claim

32 Questions that determine your auto insurance rates

The 32 Factors How Much will you pay for Auto Insurance? Demographic information: 1)  Name of the primary insured:  This information is used in determining the insurance score/ AKA your credit. 2) Driving record:  Statistically more tickets equals more claims paid out. 3) The length of time at your current residence:  The longer you have established… Continue reading 32 Questions that determine your auto insurance rates

SR-22 Car Insurance In SC: Everything You Need To Know

What is An SR22? An SR22 is a simply a state filing that is added to an insurance policy.  This filing lets thestate of SCknow that a person meets the requirements to drive on the roads.    The car insurance policies can either be for just basic liability or can be for full coverage.  The SR22 filing… Continue reading SR-22 Car Insurance In SC: Everything You Need To Know