SR22 Insurance Texas

Sr-22 Insurance In Texas

SR22 Insurance In Texas

Cost for SR-22 Insurance (liability) in Texas

CityPrice
Texas City$90.00
Mesquite$107.00
Houston$103.00
Lewisville$104.00
Wylie$106.00
Amarillo$109.00
Rowlett$96.00
North Richland Hills$97.00
Pharr$90.00
Abilene$100.00
Longview$96.00
The Woodlands$91.00
Richardson$98.00
College Station$94.00
Harlingen$87.00
San Marcos$88.00
Wichita Falls$102.00
Round Rock$106.00
Cedar Hill$89.00
Victoria$99.00
Edinburg$103.00
Leander$96.00
Plano$103.00
Corpus Christi$102.00
Bryan$106.00
Brownsville$106.00
Temple$90.00
Little Elm$98.00
Garland$98.00
Missouri City$99.00
Irving$105.00
Sugar Land$94.00
San Angelo$105.00
League City$97.00
Austin$99.00
Georgetown$87.00
Odessa$88.00
Atascocita$98.00
Grapevine$87.00
Carrollton$97.00
Cedar Park$86.00
Fort Worth$92.00
Spring$95.00
Galveston$92.00
Laredo$107.00
Flower Mound$88.00
McKinney$96.00
Port Arthur$96.00
Midland$98.00
Pasadena$109.00
San Antonio$100.00
Dallas$106.00
Pflugerville$100.00
New Braunfels$93.00
The average price for an SR-22 and liability insurance is listed above averaged for each city in Texas. The Insurance rates may vary based on driving history.

Laws pertaining to SR-22 filings in Texas

If your license has been suspended because of a major conviction, you will be required to carry an SR-22 filing for 3-5 years, depending upon the conviction. You will need to carry the State Minimum Liability limits in order to have an SR-22. The SR-22 will be reported to the State of Texas by your insurance provider.

SR-22 Insurance rates by company (full coverage) in Texas

CompanySR22 Full Coverage (average)
The General$183.00
SafecoN/A
Acceptance RTR$205.00
State FarmN/A
USAAN/A
Dairyland$195.00
Farmers$198.00
TravelersN/A
National General$168.00
American FamilyN/A
21st CenturyN/A
Geico$210.00
AllstateN/A
AssuranceAmerica$180.00
Mendota Ins. Company$203.00
NationwideN/A
Liberty Mutual$212.00
GAINSCO$200.00
Progressive Insurance$209.00
State AutoN/A
Instead of calling each insurance company for quotes, check above for the average cost for full coverage with an SR-22 per each company. The companies with N/A listed next to them do not offer SR-22 filings.

Who has the lowest price on SR-22 in Texas

CityPrice
MissionProgressive
San AntonioBristol West
ArlingtonGeico
VictoriaGeico
MansfieldGeico
BryanProgressive
Missouri CityDairyland*
LaredoThe General
MesquiteThe General
KilleenDairyland*
LewisvilleGeico
DallasProgressive
RichardsonProgressive
DentonProgressive
GalvestonThe General
MidlandProgressive
San MarcosThe General
El PasoProgressive
KellerProgressive
New BraunfelsProgressive
San AngeloProgressive
GrapevineThe General
Cedar HillProgressive
BedfordDairyland*
EdinburgProgressive
IrvingProgressive
Grand PrairieThe General
HarlingenBristol West
LubbockThe General
Flower MoundGeico
North Richland HillsLiberty Mutual
SpringLiberty Mutual
McKinneyProgressive
OdessaThe General
PasadenaThe General
CarrolltonLiberty Mutual
LongviewGeico
DeSotoProgressive
GarlandFarmers
Fort WorthFarmers
Texas CityProgressive
AustinThe General
AmarilloGeico
PlanoThe General
League CityGeico
ConroeLiberty Mutual
LeanderProgressive
AbileneThe General
PearlandProgressive
HoustonProgressive
BeaumontFarmers
PharrThe General
AllenThe General
Round RockProgressive
GeorgetownThe General
Wichita FallsGeico
Sugar LandFarmers
The WoodlandsLiberty Mutual
AtascocitaGeico
RowlettProgressive
WylieProgressive
Little ElmNational General
TylerLiberty Mutual
WacoProgressive
BrownsvilleFarmers
College StationFarmers
Corpus ChristiLiberty Mutual
Port ArthurThe General
McAllenThe General
Save yourself some time searching for insurance quotes. We have included a list of the cheapest insurance companies for each city. These companies specialize in SR-22 filings, and are able to offer the most affordable insurance rates for your SR-22.

Need an SR-22 but no vehicle?

In Texas, you can purchase a Named Operator policy or Non-Owners policy which will cover you for the minimum liability requirements per the state. You will add the SR-22 filing to that policy, which will let the state know you are carrying the required liability limits. The Non Owners policy covers you driving any personal passenger vehicle as long as you do not, or any household members own the vehicle.

Reasons you may be required to carry an SR-22 in Texas

Driving while Suspended/revocation
Excessive points violations
At Fault accident with no insurance
Suspension of license due to child support
DWI (Driving while intoxicated)
Failure to maintain mandatory insurance coverage required by state law
License suspension for failure to pay fines
Too many tickets in short period of time
Multiple Traffic Offenses
A Major Violation will cost you in the long run, by reinstatement fees and SR-22 fees. Practice safe driving and avoid any violations to see the cheapest insurance rates.

Texas State Insurance Requirements

StateState MinPIP?
Texas30/60/25$2,500
What all do I need for an SR-22? You simply need to carry at least the minimum liability limits by Texas law, listed above. This will make you legal to be on the road, and comply with your SR-22 filing.

SR-22 Insurance rates by company (liability) in Texas

CompanySR22 Liability (average)
State AutoN/A
Mendota Ins. Company$101.00
GAINSCO$124.00
Bristol West$116.00
21st CenturyN/A
The General$91.00
American FamilyN/A
NationwideN/A
AssuranceAmerica$111.00
Farmers$103.00
National General$81.00
AllstateN/A
SafecoN/A
Dairyland$60.00
TravelersN/A
Geico$92.00
Liberty Mutual$116.00
Acceptance RTR$119.00
Progressive Insurance$113.00
USAAN/A
This is the average cost for an SR-22 filing (usually a one time fee of $5-$25 each term) with just liability insurance. You are able to add extra coverages to your policy, such as Uninsured Motorist, Medical payments and Roadside assistance.

Company fees for SR-22 in Texas

The General$25.00
Farmers$15-$68
Geico$25.00
State FarmUnknown
21st Centuryna
Progressive Insurance$25.00
GAINSCO$25.00
State Autona
AllstateUnknown
National General$25.00
AssuranceAmerica$25.00
USAAna
Travelersna
Nationwidena
Acceptance RTRNA
DairylandFree
Safecona
Mendota Ins. CompanyNA
Bristol WestNA
How much does an SR-22 cost exactly? Its a common misconception that an SR-22 is what makes your insurance premium high. This is not correct. The average cost for an SR-22 is $0-$25 for each insurance term.
Sr-22 Infographic

Cost for SR-22 insurance (full coverage) in Texas

CityPrice
Port Arthur$150
Round Rock$170
Galveston$177
Harlingen$173
Plano$155
San Antonio$172
Longview$158
Pasadena$177
Carrollton$175
Pearland$174
McAllen$173
Amarillo$156
League City$169
Garland$164
Denton$166
Irving$150
Bedford$155
El Paso$148
New Braunfels$173
Fort Worth$152
Flower Mound$160
College Station$164
Dallas$161
Cedar Hill$156
McKinney$169
Conroe$146
Allen$150
Brownsville$181
Abilene$182
Spring$170
Sugar Land$174
Frisco$164
Corpus Christi$170
Tyler$161
Wichita Falls$161
Mesquite$156
Temple$171
Euless$171
Pflugerville$146
Leander$173
Wylie$173
Mission$166
Mansfield$170
Missouri City$164
Arlington$180
Grand Prairie$175
Beaumont$174
Grapevine$173
Edinburg$164
Austin$149
Richardson$180
Odessa$149
North Richland Hills$179
Little Elm$175
Midland$163
Cedar Park$169
Texas City$172
Lubbock$149
Killeen$151
San Marcos$148
Needing an SR-22, but also required to carry full coverage on your vehicle? You can simply add your SR-22 filing to your full coverage insurance policy, as long as your insurance provider offers Financial Responsibility Filings.

DUI and SR-22 in Texas

If you have been convicted of a DUI In Texas, you will be required to carry an SR-22. The SR-22 will let the state know that you are carrying the minimum liability requirements. The first offense will require the SR-22 for 3 years, and second offense will require 5 years.

Who has the lowest price on SR-22 by city

CityPrice
MissionProgressive
San AntonioBristol West
ArlingtonGeico
VictoriaGeico
MansfieldGeico
BryanProgressive
Missouri CityDairyland*
LaredoThe General
MesquiteThe General
KilleenDairyland*
LewisvilleGeico
DallasProgressive
RichardsonProgressive
DentonProgressive
GalvestonThe General
MidlandProgressive
San MarcosThe General
El PasoProgressive
KellerProgressive
New BraunfelsProgressive
San AngeloProgressive
GrapevineThe General
Cedar HillProgressive
BedfordDairyland*
EdinburgProgressive
IrvingProgressive
Grand PrairieThe General
HarlingenBristol West
LubbockThe General
Flower MoundGeico
North Richland HillsLiberty Mutual
SpringLiberty Mutual
McKinneyProgressive
OdessaThe General
PasadenaThe General
CarrolltonLiberty Mutual
LongviewGeico
DeSotoProgressive
GarlandFarmers
Fort WorthFarmers
Texas CityProgressive
AustinThe General
AmarilloGeico
PlanoThe General
League CityGeico
ConroeLiberty Mutual
LeanderProgressive
AbileneThe General
PearlandProgressive
HoustonProgressive
BeaumontFarmers
PharrThe General
AllenThe General
Round RockProgressive
GeorgetownThe General
Wichita FallsGeico
Sugar LandFarmers
The WoodlandsLiberty Mutual
AtascocitaGeico
RowlettProgressive
WylieProgressive
Little ElmNational General
TylerLiberty Mutual
WacoProgressive
BrownsvilleFarmers
College StationFarmers
Corpus ChristiLiberty Mutual
Port ArthurThe General
McAllenThe General
There are several insurance companies to choose from when it comes time to get insurance. If you need an SR-22 you are considered a high-risk driver, and you may want to check multiple companies to see which has the best price for you. Some companies specialize in high-risk drivers and will be able to provide you with a cheaper rate than others.
Other Helpful links
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Last Updated on November 6, 2021 by Shawn Christie

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