Socorro Insurance

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How To Find The Most Affordable Car Insurance In Socorro, Texas

Cheapest full coverage rates in Socorro, Texas

Below are the average full coverage car insurance rates in Socorro, Texas ranked by company. Check below to see if you could save on your full coverage

RankCompanyAverage price
1Mendota$127.00
2Progressive$139.00
3Travelers$152.00
4The General$153.00
5Bristol West$165.00
6Liberty Mutual$194.00
7Dairyland (Viking)$197.00

Liability Insurance Requirements in Socorro, Texas

StateMinimum Coverage RequirementsAverage Cost for Minimum Liability Coverage
Texas30/60/25$578

The state minimum insurance requirements in Texas are 30/60/25. This pays out $30,000 per person for bodily injury, up to $60,000 per accident, and $25,000 for property damage

How your credit score affects your insurance premium

Credit helps insurance companies determine the risk of a client, based on if they can make payments on time and other factors. A client with an excellent credit score is rewarded with cheaper insurance rates.

Credit Impact on Insurance rates in Socorro
Average Premium by Score
Excellent$117.66
Good$132.58
Average$159.64
Poor$225.78

Violations and how the impact your insurance rates in Socorro, Texas

Using a Cell Phone with DrivingMinor3 Years
Driving without a LicenseMajor3 Years
Failure to Use Turn SignalMinor3 Years
Failure to Use a Seat BeltNon MovingNA*
Expired TagsNon MovingNA*
Failure to Stop for a Pedestrian Side walkMinor3 Years
DUIMajor10 Years
Non-At-Fault AcccidentMinorNA*
No Proof of insuranceNon MovingNA*
Improper Lane useMinor3 Years
Running a Traffic Light or Stop SignMinor3 Years
Crossing over a Center DividerMinor3 Years
Minor Violations, such as failure to yield, may stay on your driving record for 3 years, whereas major violations like a DUI will stay on for 5 years. These violations all increase the risk of a customer, in return making insurance premiums more expensive

Sample Insurance rates in Socorro Texas

Whether you need liability insurance of full coverage, our agents are able to find a quote that best fits your needs. Look below for sample rates our agents have provided our current customers

Sample Quote/ policy location: Cleburne
Agent :Crystal
Current Company: Progressive
Previous Company: Foremost
Who: male Age: 53 Vehicle: HUMMER H3T
Type of coverage: non owners , sr22
Notes: Ticket, Speeding
Rate: $319
Sample Quote/ policy location: Cleburne
Agent :Lauren
Current Company: Liberty Mutual
Previous Company: Farmers
Who: Homeowner Age: 19 Vehicle: Hyundai Accent
Type of coverage: car insurance , state min
Notes: estimate, print
Rate: $249
Sample Quote/ policy location: Cleburne
Agent :Crystal
Current Company: Liberty Mutual
Previous Company: Farmers
Who: client Age: 45 Vehicle: Plymouth Neon
Type of coverage: liability insurance , med pay
Notes: proof of insurance, coverage
Rate: $285
Sample Quote/ policy location: Cleburne
Agent :Sy
Current Company: Travelers
Previous Company: Diaryland
Who: Age: 47 Vehicle: Kia Sephia
Type of coverage: liability , uninsured motorist
Notes: state filing, DUI
Rate: $304
Sample Quote/ policy location: Cleburne
Agent :Amy
Current Company: Travelers
Previous Company:
Who: Female Age: 57 Vehicle: Dodge Grand Caravan Passenger
Type of coverage: broad form , uninsured motorist
Notes: now, vehicle
Rate: $335
Sample Quote/ policy location: Cleburne
Agent :Lauren
Current Company: Bristol West
Previous Company: Progressive
Who: motorist Age: 22 Vehicle: Dodge D250 Club Cab
Type of coverage: liability , uninsured motorist
Notes: proof of insurance, now
Rate: $146

Liability and full coverage rates in Socorro, Texas

Average Annual Insurance Rates in Socorro
Liability Insurance rates in SocorroLiability State Average
$778.80$510.15
Full Coverage Insurance in SocorroFull Coverage TX average
$1,426.76$934.59

Liability and full coverage insurance rates are generally higher in Socorro Texas than the state average. This could potentially be the amount of accidents and claims in the area makes the average rates higher

Top 10 vehicles we insure in Socorro, Texas

These are the common vehicles insured in Socorro, Texas. Vehicles vary depending on the area and weather.

1Cadillac
2Hyundai
3Toyota
4General Motors
5Ford F-Models
6Ford
7Mazda
8Volkswagen
9Dodge
10Buick
11Nissan
12Jeep

Socorro, Texas Company ratings AM Best and JD Power

COMPANYJ.D. POWER CLAIMSA.M. BEST RATING
Nationwide867A+
USAA900A++
Auto Club of Southern California Insurance Group866A+
Automobile Club Group857A++
NJM Insurance Co.A+
CSAA Insurance Group847A
GEICO Auto Insurance879A++
Amica Mutual898A+
Safeco (A division of Liberty Mutual)855A
COUNTRY Financial896A+
Erie Insurance879A+
State Farm878A++
Auto-Owners Insurance870A+

AM Best and JD Power specialize in rating insurance companies based on their customer service, claims process, discounts available, flexibility, accessibility and many more factors. Look above to see what companies are highly rated

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Last Updated on August 30, 2021 by Katie Sopko

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