Deer Park, Texas Insurance

A Plus Insurance Blog

12 Insurance discounts you could be missing out on in Deer Park, Texas

Cheapest liability insurance rates in Deer Park, Texas

Liability insurance is required by the state, it protects other drivers from you in the event of an accident. With discounts available, we are able to get customers cheap liability coverage

1Progressive$88.00
2Dairyland (Viking)$89.00
3Bristol West$111.00
4Travelers$114.00
5The General$118.00
6Mendota$124.00
7Liberty Mutual$125.00

Violations and how the impact insurance premiums in Deer Park, Texas

Non-At-Fault AcccidentMinorNA*
Failure to maintain Clear Distance (tailgatingMinor3 Years
Driving without a LicenseMajor3 Years
Improper Lane useMinor3 Years
ParkingNon MovingNA*
Using a Cell Phone with DrivingMinor3 Years
DUIMajor10 Years
Failure to Stop for a Pedestrian Side walkMinor3 Years
Failure to YeldMinor3 Years
Expired TagsNon MovingNA*
Failure to Use Turn SignalMinor3 Years
Running a Traffic Light or Stop SignMinor3 Years

Violations as well as accidents and claims follow you for 3+ years, and impact insurance rates depending on the severity of offense. Most accidents stay on your record for 5 years, minor violations, such as speeding, stay on for 3 years

Sample Insurance rates

We can offer liability insurance, full coverage, and extra add on’s like roadside service, rental reimbursement and gap insurance. Our professional agents can tailor any policy to fit their customers needs

Sample Rates in Deer Park, Texas
Sample Quote/ policy location: Cleburne
Agent :Katie
Current Company: Liberty Mutual
Previous Company: Diaryland
Who: Homeowner Age: 58 Vehicle: Ford F250 Regular Cab
Type of coverage: liability , sr22
Notes: violations, young driver
Rate: $330
Sample Quote/ policy location: Cleburne
Agent :Amy
Current Company: The General
Previous Company: none
Who: Driver Age: 16 Vehicle: Chevrolet 3500 Regular Cab
Type of coverage: auto insurance , med pay
Notes: deductible , state filing
Rate: $335
Sample Quote/ policy location: Cleburne
Agent :Sy
Current Company: The General
Previous Company: Bristol West
Who: Age: 34 Vehicle: Audi 80
Type of coverage: liability only , sr22
Notes: rates, state filing
Rate: $127
Sample Quote/ policy location: Cleburne
Agent :Crystal
Current Company: Progressive
Previous Company: Allstate
Who: male Age: 22 Vehicle: Acura Integra
Type of coverage: liability insurance , sr22
Notes: DUI, policies
Rate: $236
Sample Quote/ policy location: Cleburne
Agent :Sy
Current Company: Progressive
Previous Company: Progressive
Who: client Age: 21 Vehicle: Mercedes-Benz 300SEL
Type of coverage: , state min
Notes: premium, policies
Rate: $307

Deer Park, Texas company ratings by AM Best and JD Power

Travelers865A++
Auto-Owners Insurance870A+
Automobile Club Group857A++
NJM Insurance Co.A+
Auto Club of Southern California Insurance Group866A+
Liberty Mutual Insurance857A
Mercury837A
Safeco (A division of Liberty Mutual)855A
GEICO Auto Insurance879A++
MetLife867A+
COUNTRY Financial896A+
MAPFRE Insurance842A
USAA900A++

Factors used to determine a companies rating factor include overall customer service, efficiency, discounts available, and many others. It may not always be best to go with the cheapest insurance quote

Does credit affect my insurance premium in Deer Park?

Credit does play a major role in determining a customers premium, along with other ratings factors. A customer with poor credit will likely pay much more in auto insurance opposed to a customer with an excellent credit score

Credit Impact on Insurance rates in Deer Park
Average Premium by Score
Excellent$118.77
Good$133.84
Average$161.14
Poor$227.91

Discounts available in Deer Park, Texas

ProgressiveDairylandMendota Advantage Auto
Multi VehicleAuto PayMarried
No Accidents or ViolationsHomeownersContinuous Insurance
Education DiscountContinuous InsurancePaid in Full
Continuous InsuranceMarriedMulti Vehicle
Advanced QuoteMulti VehicleHomeowners
MilitaryMilitaryNo Accidents or Violations
Paid in FullMulti PolicyAuto Pay
Auto PayPaid in Full
HomeownersNo Accidents or Violations
Married
Multi Policy
Paperless Discount

Discounts offer a great way to save money on car insurance. Be sure to ask your insurance provider what discounts they offer to their customers and see if you can start saving

State Minimum liability insurance requirements in Deer Park, Texas

The minimum liability requirements in Deer Park, Texas are $30,000 per person for bodily injury, up to $60,000 per accident, and $25,000 for property damage. Liability protects the other party from you in the event of an accident and pays out to that party

StateMinimum Coverage RequirementsAverage Cost for Minimum Liability Coverage
Texas30/60/25$578

Other types of insurance products offered in Deer Park, Texas

Type of CoverageOur Top Companies
Business InsuranceBTIS, Hiscox
Commercial Auto InsuranceProgressive
Motorcycle InsuranceDairyland, Progressive
Boat InsuranceTravelers, Progressive
Car InsuranceProgressive, Dairyland,
Home InsuranceTravelers, ASI, Foremost Star
Renters InsuranceASI, Foremost
Whether you need auto insurance, boat, motorcycle, or home, we have a product for you. Our agents specialize in the products listed above to meet our clients needs

Does age and gender affect my insurance premium?

Age and gender do impact insurance premiums, based on the amount of driving experience a customer has and statistics. Studies show younger drivers, especially males, are the cause of more expensive insurance claims

AgeMaleFemale
16-18$ 231.84$ 184.09
19-24$ 193.20$ 161.00
25-30$ 139.84$ 124.84
31-40$ 110.40$ 106.08
41-50$ 109.48$ 98.44
50-65$ 99.36$ 101.48
65+$ 106.08$ 114.08
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Last Updated on August 30, 2021 by Katie Sopko

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