SR22 Insurance South Dakota

Sr22 Insurance

SR22 Insurance South Dakota

State Insurance requirements in South Dakota

StateState MinPIP?
South Dakota25/50/25N/A
Liability will pay out to another party if you are found At Fault in the event of an accident. These limits are $25,000 per person for bodily injury expenses, up to $50,000 per accident and $25,000 for property damage.

SR-22 and child support in South Dakota

If your license has been suspended for failure to pay child support in South Dakota, you may be required to carry an SR-22. The typical amount of time required to carry an SR-22 is 1-3 years. You must provide proof of insurance to the state in order to reinstate your license.

Reasons you may be required to carry an SR-22 in South Dakota

Multiple Traffic Offenses
DWI (Driving while intoxicated)
Excessive points violations
Previous incarceration
Suspension of license due to child support
At Fault accident with no insurance
License suspension for failure to pay fines
Failure to maintain mandatory insurance coverage required by state law
Driving while Suspended/revocation
DUI (Driving under the influence of Drugs or Alcohol)
Too many tickets in short period of time
Major violations typically require an SR-22, like the ones listed above. Minor violations, such as speeding, or failure to yield do not.

SR-22 Insurance rates by company (liability) in South Dakota

CompanySR22 Liability (average)
State FarmN/A
AssuranceAmerica$111.00
21st CenturyN/A
State AutoN/A
The General$67.00
TravelersN/A
GAINSCO$79.00
American FamilyN/A
SafecoN/A
Acceptance RTR$98.00
Progressive Insurance$89.00
NationwideN/A
AllstateN/A
USAAN/A
Farmers$75.00
Bristol West$122.00
Liability Insurance is the minimum requirements per each state. Each state requires different liability limits, you can check your states requirements above. By having the minimum liability limits, you can add an SR-22 to the insurance policy, that will let the State know you are complying by carrying the required insurance.

Laws pertaining to SR-22 in South Dakota

The South Dakota Department of Revenue will require you to file an SR-22 filing after a suspended or revoked license. This will require you to carry the minimum liability limits The type of offense will determine the amount of time the SR-22 needs to be in force.

Which companies offer SR-22 in South Dakota

CompanySR22 Offered
National Generalyes
Acceptance RTRyes
Farmersyes
State Autono
Progressive InsuranceYes
Safecono
Dairylandyes
Bristol Westyes
American Familyno
21st Centuryno
Travelersno
Liberty Mutualyes
GAINSCOyes
Mendota Ins. Companyyes
USAANO
The Generalyes
Allstateunsure
Geicoyes
AssuranceAmericayes
State Farmunsure
Not sure where to begin looking for SR-22 insurance? Check the list above for which companies do and do not offer SR-22 filings to make your search easier.

Who has the lowest price on SR-22 (by city) in South Dakota

Check your city below to find which insurance company has the cheapest SR-22 insurance rates for you. Many of the companies listed below specialize in SR-22 or ‘high risk’ customers, and are able to offer more affordable prices.

CityPrice
Sioux FallsGeico
HartfordThe General
BrookingsProgressive
BrandonProgressive
VermillionThe General
North SpearfishThe General
VolgaLiberty Mutual
Hot SpringsProgressive
North Sioux CityBristol West
Green ValleyBristol West
BlackhawkBristol West
Fort PierreNational General
Colonial Pine HillsGeico
PierreLiberty Mutual
CusterDairyland*
WatertownProgressive
WinnerGeico
SalemThe General
WagnerGeico
Dell RapidsThe General
ChamberlainBristol West
Belle FourcheLiberty Mutual
PorcupineDairyland*
SummersetGeico
Clear LakeThe General
MitchellLiberty Mutual
SturgisLiberty Mutual
YanktonProgressive
CantonProgressive
ParkstonLiberty Mutual
SissetonProgressive
LemmonProgressive
HuronProgressive
WorthingGeico
GregoryProgressive
MilbankBristol West
Pine RidgeBristol West
BeresfordGeico
LennoxThe General
RedfieldProgressive
KyleProgressive
MillerBristol West
BrittonProgressive
Fort ThompsonFarmers
Eagle ButteBristol West
TeaProgressive
Elk PointDairyland*
SpringfieldProgressive
MissionThe General
Dakota DunesBristol West

Need an SR-22 but don’t own a vehicle?

In South Dakota you can purchase a Non Owners policy, which covers you for liability insurance, driving any vehicle as long as you neither any household members do not own the vehicle. You can purchase this type of policy and add the SR-22 filing to comply.

Company fees for SR-22 in South Dakota

Mendota Ins. CompanyNA
AssuranceAmericaNA
The General$25.00
DairylandFree
Travelersna
Bristol West$25.00
Acceptance RTRNA
National GeneralNA
State Autona
Safecona
Liberty Mutual$15-$25
21st Centuryna
State FarmUnknown
GAINSCONA
Farmers$15-$66
Progressive Insurance$25.00
Geico$25.00
USAAna
Its a common misconception that SR-22 insurance is expensive. SR-22 filings generally cost $0-$25 for each insurance term. Your driving history is what makes your insurance rates increase.
Image Shows A White Background With The Word Sr22 With An Orange Check Mark

Cost for SR-22 Insurance (liability) in South Dakota

CityPrice
Lead$91.00
Kyle$104.00
Springfield$107.00
Dell Rapids$109.00
Baltic$104.00
Redfield$101.00
Winner$90.00
Rosebud$98.00
Milbank$96.00
Volga$98.00
Oglala$109.00
Deadwood$88.00
Clear Lake$88.00
Brookings$95.00
Whitewood$87.00
Blackhawk$92.00
Huron$100.00
Lennox$100.00
Green Valley$90.00
Madison$109.00
Brandon$95.00
Pine Ridge$101.00
Pierre$86.00
Beresford$89.00
Hot Springs$110.00
Rapid City$105.00
Vermillion$108.00
Belle Fourche$110.00
Sisseton$103.00
Fort Thompson$86.00
Gregory$96.00
Elk Point$87.00
Mission$103.00
North Spearfish$106.00
Mobridge$87.00
Colonial Pine Hills$92.00
Parkston$109.00
Aberdeen$96.00
Watertown$95.00
Sturgis$95.00
Clark$96.00
Eagle Butte$99.00
Rapid Valley$100.00
Freeman$97.00
Hartford$97.00
Arlington$99.00
Custer$109.00
Canton$104.00
Porcupine$95.00
Box Elder$109.00
Dakota Dunes$89.00
Crooks$103.00
Tea$104.00
Spearfish$98.00
North Eagle Butte$109.00
Harrisburg$90.00
Platte$100.00
Only needing liability insurance? We have estimated the average cost for liability insurance with an SR-22 filing for the State of South Dakota based on city.

Average cost for SR-22 Insurance (full coverage) in South Dakota

CityPrice
Rapid Valley$166
Spearfish$158
Mission$166
Huron$150
Dell Rapids$152
De Smet$151
Custer$170
Volga$146
Groton and Webster$148
Aberdeen$170
Tea$164
Belle Fourche$151
Summerset$164
Wagner$158
Salem$182
Madison$175
Clear Lake$154
Winner$157
Crooks$178
Rosebud$175
Whitewood$149
Freeman$167
Sturgis$149
Clark$147
Fort Thompson$153
Platte$167
Green Valley$163
Pierre$147
Kyle$182
Gettysburg$181
Miller$176
North Eagle Butte$181
Sioux Falls$151
Brandon$176
Lead$169
Lemmon$167
Mitchell$154
Arlington$154
Flandreau$174
Gregory$150
Pine Ridge$159
Redfield$166
Lennox$168
North Sioux City$176
Dakota Dunes$174
Elk Point$179
Watertown$179
Brookings$176
Rapid City$156
Tyndall and Garretson$155
Box Elder$177
Porcupine$146
Hot Springs$155
Baltic$158
Mobridge$178
Deadwood$166
Colonial Pine Hills$164
Milbank$174
Britton$176
Sisseton$180
Hartford$158
Yankton$150
Springfield$175
Blackhawk$159
Eagle Butte$154
Vermillion$156
Fort Pierre$170
North Spearfish$174
Worthing$146
Chamberlain$153
Parkston$159
Beresford$176
Oglala$176
Harrisburg$173
Financing a vehicle that requires full coverage, and also need an SR-22? Here is the average cost, by city, for full coverage with a Financial Responsibility Filing (SR-22).
Other Helpful links
Car Insurance in Ohio
SR22 Insurance in New Hampshire
Best SR22 Insurance in Florida
Cheapest sr22 Insurance in Oregon
SR22 Insurance in Tennessee
Cheapest sr22 Insurance in Arizona
SR22 Insurance in Georgia
Cheapest SR22 in Montana
Cheapest sr22 Insurance in Colorado
Cheapest sr22 Insurance in Virginia

Last Updated on November 2, 2021 by Shawn Christie

Spread the love