- St. Andrews Insurance
- St. Andrews Insurance: Cheapest Auto Rates With Bad credit, poor credit
- Cheapest St. Andrews Insurance Auto Rates With Good Credit
- Cheapest Auto Rates With Bundle / Homeowners Discount in St. Andrews, NC
- St. Andrews Insurance For Broadform/NonOwners
- Auto Insurance For Female drivers
- Cheapest SR22 Insurance in St. Andrews, NC
- Learn More About SR-22 Insurance Here
- Cheapest Auto Insurance For Young Drivers in St. Andrews, SC
- Frequently Asked Questions about St. Andrews Insurance
- What types of insurance does St. Andrews Insurance offer?
- How can I get an insurance quote from St. Andrews Insurance?
- Does St. Andrews Insurance offer any discounts?
- What We Do at A Plus Insurance
St. Andrews Insurance: Cheapest Auto Rates With Bad credit, poor credit
Having a poor credit score can indeed increase your auto insurance rates! Below are some example rates of customers with bad credit in St. Andrews, North Carolina.
Typically anything lower than 601 is considered bad credit
| Company | Average Cost |
|---|---|
| National General | $150 |
| Dairyland | $155 |
| Nationwide | $155 |
| AssuranceAmerica | $166 |
| Bristol West | $166 |
| Mendota Ins. Company | $172 |
| GAINSCO | $176 |
| Geico | $178 |
| Acceptance RTR | $180 |
| The General | $189 |
Cheapest St. Andrews Insurance Auto Rates With Good Credit
Just like having poor credit can increase your rates, having good credit can mean seeing a lower auto insurance rate! See some of those examples below:
Typically, anything higher than a 670 is considered good credit!
| Company | Average Cost |
|---|---|
| National General | $130 |
| Geico | $131 |
| 21st Century | $138 |
| Dairyland | $141 |
| AssuranceAmerica | $144 |
| Progressive Insurance | $145 |
| Mendota Ins. Company | $149 |
| Acceptance RTR | $150 |
| State Auto | $158 |
| Farmers | $159 |
Cheapest Auto Rates With Bundle / Homeowners Discount in St. Andrews, NC
Bundling when you can is a great idea! It gives customers a greater discount than you think!
Bundling: Purchasing multiple insurance polices from one company
| Company | Average Cost |
|---|---|
| Nationwide | $131 |
| Mendota Ins. Company | $132 |
| 21st Century | $135 |
| Dairyland | $138 |
| Geico | $141 |
| GAINSCO | $148 |
| AssuranceAmerica | $152 |
| National General | $155 |
| The General | $155 |
| Bristol West | $157 |
St. Andrews Insurance For Broadform/NonOwners
If you are looking for coverage because you own numerous cars and you just want liability, a Broadform policy may be for you! If you need insurance and don’t own a car, a non-owners is for you!
A broadform or a non-owners policy can be a cheaper option when needing liability only
| Car Insurance Company | Average Cost |
|---|---|
| Progressive Insurance | $94 |
| Dairyland | $105 |
| The General | $118 |
| Bristol West | $149 |
| Mendota Ins. Company | $151 |
Auto Insurance For Female drivers
You may wonder why males pay more in auto insurance? Its true that they do, but only because studies show they drive more often than women.
Statistics show at age 35, women start seeing higher rates than men
| Car Insurance Company | Average Cost |
|---|---|
| National General | $130 |
| Nationwide | $130 |
| 21st Century | $132 |
| AssuranceAmerica | $132 |
| Progressive Insurance | $136 |
| Dairyland | $137 |
| GAINSCO | $142 |
Cheapest SR22 Insurance in St. Andrews, NC
If you are in need of an SR22, not all companies offer it, and if they do they may charge a filing fee. See some example rates for SR22 below.
An SR22 Insurance is a state filing added to an insurance policy
| Company | Average Cost |
|---|---|
| The General | $155 |
| Geico | $159 |
| Progressive Insurance | $161 |
| Dairyland | $164 |
| GAINSCO | $169 |
| Acceptance RTR | $172 |
| 21st Century | $175 |
| AssuranceAmerica | $177 |
| Mendota Ins. Company | $177 |
| Bristol West | $186 |
Learn More About SR-22 Insurance Here
Cheapest Auto Insurance For Young Drivers in St. Andrews, SC
When you are a young driver, you don’t have the experience that older ones have. That is a main reason why young ones may see higher auto insurance rates, that’ includes St. Andrews Insurance.
Statistics show that the younger you are, the more you will pay for insurance
| Car Insurance Company | Average Cost |
|---|---|
| Mendota Ins. Company | $147 |
| Dairyland | $151 |
| National General | $153 |
| Progressive Insurance | $153 |
| Bristol West | $154 |
| 21st Century | $157 |
Criteria for Determining Eligibility for Home and Auto Insurance Discounts
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Good Credit Score
A good credit score is one of the top criteria for determining eligibility for insurance discounts. Insurers often provide lower rates to individuals with strong credit histories, as it indicates responsible financial behavior.
Key Benefit: Eligible for up to 20% in premium discounts.
Call us at 1.888.445.2793 to check if your credit score qualifies you for discounts. Text Us -
Safe Driving Record
Maintaining a clean driving record is crucial for unlocking auto insurance discounts. Drivers with no accidents or violations in the last three to five years often qualify for reduced rates.
Key Benefit: Potential savings of up to 30% for safe drivers.
Call us at 1.888.445.2793 to see how much you could save. Text Us -
Claims-Free History
If you have not filed any claims in recent years, you may be eligible for claims-free discounts on both home and auto insurance. Insurers reward customers who have a low risk of filing claims.
Key Benefit: Save up to 15% on premiums.
Call us at 1.888.445.2793 to find out if your claims-free status qualifies you for discounts. Text Us -
Home Safety Features
Installing safety features such as smoke detectors, burglar alarms, and fire sprinklers can help lower your home insurance premiums. These features reduce the risk for insurers, which translates into discounts for homeowners.
Key Benefit: Discounts of up to 10% for home safety improvements.
Call us at 1.888.445.2793 to discuss which safety features qualify. Text Us
Expert Tips on Comparing Home and Auto Insurance Quotes
- Compare Coverage Limits, Not Just Price: While price is important, make sure you’re comparing quotes with similar coverage limits. Lower-priced quotes may offer less coverage, leaving you underinsured in case of an accident or damage. Call us to get help reviewing your coverage options.
- Check for Deductibles That Fit Your Budget: The deductible is the amount you pay out of pocket before your insurance kicks in. Make sure the deductible amount is reasonable for your budget, as lower deductibles often come with higher premiums. Text Us to discuss deductible options that balance cost and coverage.
- Look for Multi-Policy Discounts: Bundling your home and auto insurance with the same provider can save you money through multi-policy discounts. Be sure to ask if bundling is an option when comparing quotes. Call us to explore bundling options and discounts.
- Evaluate Company Reputation and Claims Handling: The cheapest quote isn’t always the best choice. Research the insurance company’s reputation, customer service, and how they handle claims before making a decision. Text Us for advice on top-rated insurance providers.
- Check for Additional Discounts and Promotions: Many insurers offer extra discounts for safe driving, home safety features, or being a loyal customer. Be sure to ask about any available promotions that could further reduce your rates. Call us to see what discounts apply to you.
Frequently Asked Questions about St. Andrews Insurance
What types of insurance does St. Andrews Insurance offer?
How can I get an insurance quote from St. Andrews Insurance?
Does St. Andrews Insurance offer any discounts?
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Last Updated on by Marlon Moss