- What is the Minimum Car Insurance Required in Ladson SC?
- Why is car insurance so high in South Carolina?
- Most Affordable Car Insurance With Bundle / Homeowners Discount in Ladson
- Most Affordable Insurance With Dui, Accidents, Violations in Ladson, SC
- Most Affordable Insurance For Young Drivers in Ladson
- Cheapest Ladson Car Insurance With Good Credit
- Most Affordable Liability Only Insurance in Ladson, SC
- Most Affordable Ladson Insurance With Clean Driving History
- Most Affordable Car Insurance For Male Drivers in Ladson, SC
- Most Affordable SR22 Auto Insurance in Ladson, SC
- Most Affordable Ladson, SC Broadform/NonOwners Car Insurance
- Most Affordable Insurance With Bad credit, poor credit in Ladson, SC
- Frequently Asked Questions About Ladson SC Auto Insurance
- What We Do at A Plus Insurance
- Ladson, SC at a Glance: Helpful Information
What is the Minimum Car Insurance Required in Ladson SC?
The minimum car insurance required in SC is a Liability limit of 25/50/25 and Uninsured Motorist Liability of 25/50.
Why is car insurance so high in South Carolina?
Car insurance rates in South Carolina can be higher compared to other states due to several factors. One significant factor is the frequency of auto accidents and claims in the state, which can drive up insurance premiums. Additionally, South Carolina has unique weather patterns, including hurricanes and heavy rainfall, leading to an increased risk of vehicle damage and accidents. Moreover, factors such as high population density in urban areas, increasing traffic congestion, and a higher percentage of uninsured drivers can contribute to elevated insurance costs. To mitigate the impact of these factors, it’s crucial to work with a trusted insurance provider like Ladson Insurance that offers competitive rates and comprehensive coverage options tailored to your needs.
Factors Influencing Car Insurance Rates in South Carolina:
- Frequency of Auto Accidents
- Weather Conditions
- Population Density
- Traffic Congestion
- Percentage of Uninsured Drivers
- Coverage Options Offered by Ladson Insurance
- Discounts Available for Policyholders
Most Affordable Car Insurance With Bundle / Homeowners Discount in Ladson
Bundling: Purchasing multiple insurance polices from one company
You should consider bundling when at all possible! Bundling Home and Auto alone will increase your savings. Here are some companies that show some example rates of bundling!
Car Insurance Company | Average Cost |
---|---|
Acceptance RTR | $133 |
National General | $135 |
Bristol West | $141 |
Nationwide | $143 |
Dairyland | $145 |
Geico | $151 |
Mendota Ins. Company | $151 |
GAINSCO | $153 |
The General | $156 |
Progressive Insurance | $158 |
AssuranceAmerica | $159 |
21st Century | $165 |
American Family | $173 |
USAA | $177 |
State Auto | $178 |
Most Affordable Insurance With Dui, Accidents, Violations in Ladson, SC
An at-fault accident in SC can cause insurance rates to go up 42.7%
Having accidents and violations on your record can make your auto insurance pretty high. But with good payment history and time…your rates could become lower.
We listed some affordable options down below for Ladson insurance:
Car Insurance Company | Average Cost |
---|---|
The General | $155 |
Geico | $159 |
Progressive Insurance | $161 |
Dairyland | $164 |
GAINSCO | $169 |
Acceptance RTR | $172 |
21st Century | $175 |
AssuranceAmerica | $177 |
Mendota Ins. Company | $177 |
Bristol West | $186 |
Most Affordable Insurance For Young Drivers in Ladson
Statistics show that the younger you are, the more you will pay for insurance
Young drivers will see when shopping for auto insurance that their rates are going to be pretty high. The key to saving a few pennies is safe driving, no tickets or accidents and shopping around for multiple quotes! If you do that you can see your Ladson insurance rates go down at 25.
Car Insurance Company | Average Cost |
---|---|
Progressive Insurance | $137 |
Acceptance RTR | $150 |
Bristol West | $150 |
Farmers | $150 |
AssuranceAmerica | $153 |
National General | $154 |
Dairyland | $155 |
Mendota Ins. Company | $162 |
American Family | $164 |
Liberty Mutual | $165 |
Allstate | $173 |
21st Century | $174 |
USAA | $175 |
GAINSCO | $176 |
Geico | $177 |
Cheapest Ladson Car Insurance With Good Credit
Typically anything higher than 670 is considered good credit
Your credit does impact your insurance rates! If you have good credit then no need to worry. Some companies will take this into consideration more than others.
Car Insurance Company | Average Cost |
---|---|
Progressive Insurance | $136 |
Dairyland | $139 |
Mendota Ins. Company | $142 |
AssuranceAmerica | $143 |
Acceptance RTR | $146 |
21st Century | $149 |
The General | $150 |
GAINSCO | $153 |
Nationwide | $154 |
Geico | $156 |
Bristol West | $157 |
Travelers | $161 |
State Farm | $162 |
Liberty Mutual | $166 |
National General | $170 |
Most Affordable Liability Only Insurance in Ladson, SC
South Carolina State Liability Minimum Requirements: 25/50/25
Do you want the bare minimum of auto insurance to get your car legally on the road? That will be liability insurance! Check out the table for some example rates.
Car Insurance Company | Average Cost |
---|---|
Geico | $87 |
Progressive Insurance | $88 |
National General | $91 |
Acceptance RTR | $92 |
AssuranceAmerica | $98 |
Dairyland | $102 |
Mendota Ins. Company | $104 |
The General | $104 |
USAA | $110 |
Nationwide | $114 |
Safeco | $116 |
Bristol West | $120 |
American Family | $123 |
State Farm | $129 |
21st Century | $130 |
Most Affordable Ladson Insurance With Clean Driving History
Keep your driving squeaky clean. Avoid accidents, violations, & points
When you have a great driving record, that will only make your auto insurance rates decrease! That will also come along with some great discounts.
Car Insurance Company | Average Cost |
---|---|
The General | $135 |
Dairyland | $136 |
21st Century | $138 |
AssuranceAmerica | $139 |
National General | $143 |
GAINSCO | $152 |
Progressive Insurance | $152 |
Mendota Ins. Company | $157 |
Geico | $158 |
Nationwide | $159 |
Acceptance RTR | $160 |
Allstate | $164 |
Safeco | $168 |
Bristol West | $170 |
USAA | $181 |
Most Affordable Car Insurance For Male Drivers in Ladson, SC
Statistics show men account for 68 to 70% of car accidents
Male drivers may or may not have to pay more for car insurance. Sometimes more is not always the case. The key to saving a few dollars is to drive safely and shop around for multiple quotes.
Car Insurance Company | Average Cost |
---|---|
Progressive Insurance | $152 |
Nationwide | $162 |
Dairyland | $163 |
AssuranceAmerica | $167 |
Mendota Ins. Company | $171 |
GAINSCO | $176 |
National General | $180 |
Bristol West | $185 |
The General | $185 |
21st Century | $186 |
Safeco | $186 |
Acceptance RTR | $187 |
Geico | $188 |
State Auto | $198 |
Travelers | $211 |
Most Affordable SR22 Auto Insurance in Ladson, SC
An SR22 Insurance is a state filing added to an insurance policy
SR-22 is just a certificate that attaches to your insurance policy. That will let the state know that you are obtaining the state minimum requirements for insurance.
Car Insurance Company | Average Cost |
---|---|
The General | $155 |
Geico | $159 |
Progressive Insurance | $161 |
Dairyland | $164 |
GAINSCO | $169 |
Acceptance RTR | $172 |
21st Century | $175 |
AssuranceAmerica | $177 |
Mendota Ins. Company | $177 |
Bristol West | $186 |
Most Affordable Ladson, SC Broadform/NonOwners Car Insurance
A broadform or a non-owners policy can be a cheaper option when needing liability only
If you are needing auto insurance but don’t own a vehicle, there is still insurance options for you! That is called a Non-owners policy! Check out some of the rates below.
Car Insurance Company | Average Cost |
---|---|
Dairyland | $76 |
Progressive Insurance | $94 |
The General | $112 |
Bristol West | $139 |
Mendota Ins. Company | $154 |
Geico | $162 |
Allstate | $227 |
Acceptance RTR | $233 |
State Farm | $233 |
Most Affordable Insurance With Bad credit, poor credit in Ladson, SC
Typically anything lower than 601 is considered bad credit
Having poor credit affects your auto insurance rates! The insurance companies look at your score and that determines your rate. See some average rates below.
Car Insurance Company | Average Cost |
---|---|
Dairyland | $145 |
21st Century | $150 |
Acceptance RTR | $158 |
Bristol West | $160 |
National General | $161 |
Nationwide | $163 |
The General | $163 |
GAINSCO | $165 |
AssuranceAmerica | $185 |
Liberty Mutual | $185 |
Safeco | $185 |
Progressive Insurance | $187 |
Mendota Ins. Company | $190 |
Geico | $197 |
USAA | $199 |
Frequently Asked Questions About Ladson SC Auto Insurance
Q1: What are the minimum auto insurance requirements in Ladson, South Carolina?
A1: In Ladson, South Carolina, drivers are required to have at least the state’s minimum auto insurance coverage. This typically includes liability insurance with specific minimum coverage limits for bodily injury and property damage and uninsured motorist coverage. The exact requirements may vary, so it’s essential to check with your insurance provider.
Q2: What additional coverage options should I consider for my Ladson auto insurance?
A2: For your Ladson auto insurance, consider additional coverage options like comprehensive coverage, collision coverage, underinsured motorist coverage, and personal injury protection (PIP). These options can provide enhanced protection and peace of mind on the road.
Q3: How can I find affordable auto insurance rates in Ladson, SC?
A3: To find affordable auto insurance rates in Ladson, South Carolina, consider obtaining quotes from multiple insurance providers. You can also explore discounts for factors like safe driving, bundling policies, and maintaining a good credit score. Working with an independent insurance agent can help you navigate your options and find competitive rates.
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Ladson, SC at a Glance: Helpful Information
Ladson, SC, Zip Codes: 296456 | 29486
Nearby Cities: Summerville, SC | Goose Creek, SC | Charleston, SC
Neighborhoods In Ladson, SC: Avenue Of Oaks, Bellwood, Brook Haven
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Last Updated on by Marlon Moss