Factors Influencing Premiums:
- Vehicle Model and Year: The 2002 Jeep Grand Cherokee’s age and model can influence insurance rates.
- Driving Record: A clean driving history typically results in lower premiums, while violations or accidents may increase costs.
- Location: Insurance costs can vary based on regional factors such as traffic density, accident rates, and local regulations specific to Ohio.
- Age and Gender: Younger drivers and males often face higher premiums due to statistical risk factors.
- Credit Score: Insurers may consider credit scores when determining premiums; a higher score can result in lower rates.
Recommendations:
- Compare Quotes: Obtain personalized quotes from multiple insurers to find the most competitive rate for your specific situation.
- Assess Coverage Needs: While liability-only coverage meets Ohio’s minimum legal requirements, consider whether additional coverage options are necessary based on your personal situation and the value of your vehicle.
- Explore Discounts: Inquire about discounts for maintaining a clean driving record, bundling policies, or installing safety features in your Grand Cherokee.
| (Female, SINGLE, 30’s, in Tallahassee, FL) |
|---|
| Year/Make Model: 2021 Kia Sportage Financing |
| Discounts: PAPERLESS, AUTOPAY, smart technology, passive anti-theft device, anti lock brakes |
| Selected Coverages with Progressive |
|---|
| Bodily Injury Liability: $10,000/$20,000 |
| Property Damage Liability: $10,000 Uninsured Motorist Coverage: $10,000/$20,000 |
| Personal Injury Protection: $10,000/ |
| Comprehensive and Collision: $750 Each |
| Other Rejected Coverages: RENTAL, TOWING |
A newer vehicle can be more expensive to insure, especially if you need to add full coverage on it. However did you know that the more safety features on your car, the more opportunity for discounts? Progressive offers smart technology discounts for: passive anti-theft devices, driver and passenger side airbags, and anti lock brakes.
Total 6 Month Premium PAY IN FULL: $1841
Monthly Installments: $311
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