Key Features of Progressive’s Non-Owner Car Insurance:
- Liability Coverage: Covers bodily injury and property damage you may cause to others while driving a non-owned vehicle.
- SR-22 Filing: If required, Progressive can file an SR-22 on your behalf, even if you don’t own a vehicle.
Cost Considerations:
Non-owner car insurance policies are generally more affordable than standard auto insurance since they offer limited coverage. While specific rates can vary based on individual factors, non-owner auto insurance in Colorado costs an average of $282 per year.
 (MALE, SINGLE, 30’s, 80524 ) |
|---|
| Year/Make Model: Does not own a Vehicle |
| Ownership Status: na |
| Discounts: PAPERLESS, PAY IN FULL |
| Selected Coverages with Progressive |
|---|
| Bodily Injury Liability: $25,000/$50,000 |
| Property Damage Liability: $25,000 WITH SR22 Uninsured Motorist Coverage: REJECTED |
| Other Rejected Coverages: UNDERINSURED MOTORIST COVERAGE, MEDPAY |
It is still possible to have insurance even without a vehicle! The answer to that problem can be solved with a broad form or non owners policy. This is usually the cheapest and most affordable way to still be insured while meeting the state minimum requirements.
Total 6 Month Premium: $225
Monthly Installments: PAID IN FULL
How to Obtain a Policy:
- Contact Progressive Directly: Reach out to Progressive to discuss your specific needs and obtain a personalized quote.
- Provide Necessary Information: Be prepared to supply your driver’s license number, driving history, and details about your driving habits.
- Policy Issuance: Once your application is processed, Progressive will issue your non-owner policy and, if necessary, file an SR-22 form with the Colorado Department of Motor Vehicles on your behalf.
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