NON-OWNERS Progressive Policy CO

If you’re a licensed driver in Colorado who doesn’t own a vehicle but occasionally drives, Progressive’s non-owner car insurance policy can provide the necessary liability coverage. This type of policy is designed to protect you when driving vehicles you don’t own, such as rented or borrowed cars.

Key Features of Progressive’s Non-Owner Car Insurance:

  • Liability Coverage: Covers bodily injury and property damage you may cause to others while driving a non-owned vehicle.
  • SR-22 Filing: If required, Progressive can file an SR-22 on your behalf, even if you don’t own a vehicle.

Cost Considerations:

Non-owner car insurance policies are generally more affordable than standard auto insurance since they offer limited coverage. While specific rates can vary based on individual factors, non-owner auto insurance in Colorado costs an average of $282 per year.

safe driver 2(MALE, SINGLE, 30’s, 80524 )
Year/Make Model: Does not own a Vehicle
Ownership Status: na
Discounts: PAPERLESS, PAY IN FULL
Selected Coverages with Progressive
Bodily Injury Liability: $25,000/$50,000
Property Damage Liability: $25,000
WITH SR22

Uninsured Motorist Coverage: REJECTED
Other Rejected Coverages: UNDERINSURED MOTORIST COVERAGE, MEDPAY

It is still possible to have insurance even without a vehicle! The answer to that problem can be solved with a broad form or non owners policy. This is usually the cheapest and most affordable way to still be insured while meeting the state minimum requirements.

Total 6 Month Premium: $225

Monthly Installments: PAID IN FULL

How to Obtain a Policy:

  1. Contact Progressive Directly: Reach out to Progressive to discuss your specific needs and obtain a personalized quote.
  2. Provide Necessary Information: Be prepared to supply your driver’s license number, driving history, and details about your driving habits.
  3. Policy Issuance: Once your application is processed, Progressive will issue your non-owner policy and, if necessary, file an SR-22 form with the Colorado Department of Motor Vehicles on your behalf.
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