Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look at what one person could be paying for a Non-Owners SR-22.
Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look at what one person could be paying for a Non-Owners SR-22. The following is liability sample quote.
Liability Limits: $25,000 each person $50,000 each accident $25,000 Property Damage
Uninsured Motorist: Rejected
Underinsured Motorist: Rejected
Medical Payments: Rejected
Comprehensive/Collison Deductible: Rejected
In some states, it IS permissible to reject uninsured motorist coverage.
Liability Sample Quote: Insurance Rate Factors
State: Colorado
Gender: Male
Age Group: 60s
Legal Marital Status: Single
Prior Insurance: No
Violations: Yes
SR-22: Yes
Discounts Applied to this Liability Sample Quote:
Education Discount
Paid-in-Full
Paperless Discount
Multi-Vehicle Discount
Automatic Payments
Driving App
Bundle/Multi-Policy Discount
Homeowner
Continuous Insurance
5-Year-Accident-Free: Good Driver Discount
Additional Notes: This person does not have a vehicle!
Disclaimer: The purpose of this page is to showcase an estimate of what insurance may cost an individual with these products and/or circumstances. This is based on a real liability sample quote.
Why Would Someone Need An Auto Insurance Policy If They Do Not Own A Vehicle?
If someone does not own a vehicle, they may still need an auto insurance policy for a few reasons:
They may rent or borrow a vehicle: If someone rents or borrows a vehicle, they may need to have their own insurance policy to cover any damages they may cause to the rental or borrowed car, as the car owner’s insurance policy may not cover them.
They may use car-sharing services: Some people may use car-sharing services like Zipcar or Car2Go, which provide short-term car rentals. These services often include insurance coverage, but it may be limited, so having an additional insurance policy can provide extra protection.
They may live with someone who owns a car: If someone lives with a family member or roommate who owns a car, they may want to have their own insurance policy to protect themselves in case of an accident.
They may need insurance for legal reasons: In some states, it may be a legal requirement to have auto insurance, even if you do not own a car. This is to ensure that people who do cause accidents are able to pay for any damages or injuries they may cause.
They may need to have proof of insurance with a financial responsibility form in order to get their driver’s license reinstated.
In summary, even if someone does not own a vehicle, there are several situations where having an auto insurance policy can provide important protection and peace of mind.
What Is An SR-22?
An SR-22 is a document that certifies that someone has purchased and maintains the required minimum amount of auto insurance coverage as required by their state’s laws.
An SR-22 is often required when someone has had their driver’s license suspended or revoked due to a serious traffic violation, such as driving under the influence (DUI), driving without insurance, or reckless driving. In these cases, an SR-22 is required as proof of financial responsibility before the person’s driver’s license can be reinstated.
An SR-22 is not an insurance policy itself, but rather a form that an insurance company files with the state to prove that the driver is insured. The insurance company will typically charge an additional fee to file the SR-22 on behalf of the driver.
It’s important to note that an SR-22 is typically required for a certain period of time, usually three years, and during that time, the driver must maintain continuous coverage of the required minimum amount of auto insurance. If the driver’s insurance policy lapses or is canceled during that time, the insurance company is required to notify the state, which could result in the driver’s license being suspended again.
Overall, an SR-22 is a form that verifies a driver’s auto insurance coverage, and it is often required when someone has had their driver’s license suspended or revoked due to a serious traffic violation.
6-Month Premium:
$ 216.00
Monthly Installments:
$31.84
Curious to see what YOUR quote would be? Click here to fill out an online form to receive a estimate or give us a call at 888-445-2793.
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My experience with Crystal at A Plus Insurance...read moreMy experience with Crystal at A Plus Insurance was really great! She really put in the time to find me exactly what I was looking for while saving me money!!!read less
Jesse M.
7/21/2021
Crystal was very personable and helpful. She really...read moreCrystal was very personable and helpful. She really cares about finding you the lowest rate and my experience overall was fantastic. Thank you for helping me find the lowest rates out there!read less
Kitty M.
8/21/2023
Marlon helped me find the best rate and...read moreMarlon helped me find the best rate and went out of his way to assist me, saved so much time and money, definitely worth it, quick and easy. Thank you Marlon!!read less
Alexis M.
2/02/2023
Amazing people!! You can definitely tell they truly care!!
Josh C.
7/21/2021
I have been dealing with your company for...read moreI have been dealing with your company for many years. I called spoke with your agent Crystal she was able to get me the best and lowest rate possible. She is is very helpful and courteous person, I am glad she is part of your team. I wish her the best.read less
Berhe H.
3/01/2023
Amy helped me find auto insurance that i...read moreAmy helped me find auto insurance that i am very happy with. She made it real easy to set everything up.read less
Joe B.
7/21/2021
Price was cool but the insurance I received...read morePrice was cool but the insurance I received is laughable. Had random peoples name on it as insured drivers and it also had my name but I was listed as a non eligible driver on my ID card and 123 years old! I called and inquired and they said it's fine when it's not. I called and attempted to cancel my policy before being charged and they told me they were busy and they'd contact me later that day. Not a single call or form of communication was made and I have been charged for insurance I no longer need and will be charging back. The company isn't a insurance company it's a insurance broker don't get deceived.read less
Edward B.
6/07/2023
Using this company, A Plus Auto Insurance,was the...read moreUsing this company, A Plus Auto Insurance,was the easiest it has ever been to get auto insurance. She was very helpful explained everything clearly and got me the best policy at the lowest rate. Thank you!read less
Cody C.
6/07/2023
Very nice and professional. Thank you!
Jamie S.
11/21/2021
Katie was amazing to deal with! She took...read moreKatie was amazing to deal with! She took the time to answer every single question I had! Her hospitality was phenomenal and honestly a breath of fresh air! I would recommend A Plus insurance to everyone! They give you several companies to choose from and she wasnt pushy while I was deciding! Katie you are awesome!read less
Kellie P.
7/21/2020
Very friendly and made the whole process easy!...read moreVery friendly and made the whole process easy! Will definitely recommend to friends and family!read less
Rachael S.
7/21/2021
Truly an incredibly smooth and easy experience when...read moreTruly an incredibly smooth and easy experience when looking for auto insurance thanks to Crystal!read less
Chandler P.
8/30/2023
Lauren was very helpful and straight to the...read moreLauren was very helpful and straight to the point. No nonsense in getting the cheapest quote. Thank you.read less
Felicity R.
7/21/2020
Katie is very knowledgeable and efficient. The insurance...read moreKatie is very knowledgeable and efficient. The insurance shopping experience is not something I wish to do in my free time but she made it easy. She quickly found a good rate to cover all vehicles and her quote was accurate when we finalized the deal. Thanks Katie!read less
David F.
7/21/2020
Jola is absolutely amazing! Thank you so much!
Samanatha V.
9/15/2022
The agent was very helpful in finding me...read moreThe agent was very helpful in finding me the least expensive insurance that meets my needs. I'm extremely satisfied with the service I received and would recommend it to anyone. Thank you Lauren, it was a pleasure to work with you.read less
Kimberly D.
7/21/2021
Lauren saved me a few hundred dollars at...read moreLauren saved me a few hundred dollars at my 6 month renewal. She was kind and helpful, makes the process easy for people that don’t want to spend time comparing quotes from all possible options.
Insurance policy notes: 2017 Subaru Forester with quality coverage for less cost on the renewal with an internal rewrite. Other products offered: Renter insurance, motorcycle insurance, and boat insurance. read less
Nathan W.
6/30/2022
I had a GREAT experience! I was in...read moreI had a GREAT experience! I was in a time crunch and he was very accommodating!! Will definitely spread the word!!
Policy Notes: Single Young driver age 37 obtain competitive liability only insurance high risk in Colorado Prior insurance: The General Vehicle quoted: Lincolnread less
Staci D.
7/18/2022
Very nice and helpful and was able to...read moreVery nice and helpful and was able to get me a lower rate then what I was paying!read less
TIffany S.
7/21/2021
Crystal was awesome she made the process very...read moreCrystal was awesome she made the process very easy. She answered all my questions I would recommend A Plus Insurance to my friends and familyread less
Charles A.
1/04/2023
Amazing!! Always finds the best price for the...read moreAmazing!! Always finds the best price for the policy i am looking for! Thanks so much! You guys are Awesome!!read less
Tracy L.
7/21/2020
Very helpful, and fast getting me the right...read moreVery helpful, and fast getting me the right insurance thanks alot.read less
Telly A.
7/21/2020
Truly an incredibly smooth and easy experience when...read moreTruly an incredibly smooth and easy experience when looking for auto insurance thanks to Crystal!read less
Chandler P.
8/30/2023
Was very friendly!
Mandy T.
7/21/2020
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2023 Liability Sample Quote For A Non-Owners SR-22