Liability Sample Quote: Rating Factors

Coverages and Other Factors
Coverage Type: Liability Only
Number of Vehicles on Policy: 1
Year/Make/Model: 2010 AUDI S6
Ownership Status: Own
Roadside/Towing: No
Rental Coverage: No

More Auto Coverage Details
Insurance Company: Progressive
Liability Limits: $25,000 each person $50,000 each accident $25,000 Property Damage
Uninsured Motorist: 25/50/25
Underinsured Motorist: Rejected
Medical Payments: Rejected
Comprehensive/Collison Deductible: Rejected

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Liability Sample Quote: Insurance Rate Factors

Discounts Applied to this Liability Sample Quote:

Additional Notes: This person has a good driving record!

Disclaimer: The purpose of this page is to showcase an estimate of what insurance may cost an individual with these products and/or circumstances. This is based on a real liability sample quote.

What Is Liability?

Liability auto insurance is a type of car insurance that covers the costs associated with injuries or property damage you may cause to other people in a car accident. If you’re at fault in an accident, liability insurance can help cover the other party’s medical bills, lost wages, and property damage expenses.

Liability insurance is typically required by law in most states in the US. The minimum amount of liability coverage you need may vary by state, so it’s important to check your local laws to ensure you have the right amount of coverage. In addition to being required by law, liability insurance can also protect you financially in the event of an accident, as medical bills and property damage can quickly add up and become very expensive.

What Is The Minimum Requirements For Insurance In Texas?

In Texas, the state minimum auto insurance requirements are:

• $30,000 for bodily injury liability coverage per person
• $60,000 for bodily injury liability coverage per accident
• $25,000 for property damage liability coverage per accident

This is commonly referred to as 30/60/25 coverage. It’s important to note that these are only the minimum requirements, and you may want to consider purchasing higher levels of coverage to protect yourself financially in case of an accident. Additionally, Texas also requires drivers to carry personal injury protection (PIP) coverage, which helps pay for medical expenses and lost wages regardless of who was at fault in an accident.