Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look at what one person could be paying for a 2008 BUICK LUCERNE in this Liability Sample Quote.
Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look at what one person could be paying for a 2008 BUICK LUCERNE. The following is Liability sample quote.
Liability Limits: $25,000 each person $50,000 each accident $25,000 Property Damage
Uninsured Motorist: Rejected
Underinsured Motorist: Rejected
Medical Payments: Rejected
Comprehensive/Collison Deductible: Comprehensive Only $500
In some states, it IS permissible to reject uninsured motorist coverage.
Liability Sample Quote: Insurance Rate Factors
State: Colorado
Gender: Female
Age Group: 20s
Legal Marital Status: Single
Prior Insurance: Yes
Violations: No
SR-22: No
Discounts Applied to this Liability Sample Quote:
Education Discount
Paid-in-Full
Paperless Discount
Multi-Vehicle Discount
Automatic Payments
Driving App
Bundle/Multi-Policy Discount
Homeowner
Continuous Insurance
5-Year-Accident-Free: Good Driver Discount
Additional Notes: This person has a good driving record!
Disclaimer: The purpose of this page is to showcase an estimate of what insurance may cost an individual with these products and/or circumstances. This is based on a real Liability sample quote.
Why Would A Person Want Comprehensive Insurance Without Collision?
There are several reasons why a person might want comprehensive insurance without collision coverage. Here are a few possible scenarios:
Protection against non-collision incidents: Comprehensive insurance covers damages to your vehicle that are not a result of a collision with another vehicle or object. It typically covers events such as theft, vandalism, fire, natural disasters, falling objects, and animal collisions. If you live in an area prone to these risks or if you are concerned about these potential incidents, comprehensive coverage can provide valuable protection.
Value of the vehicle: Collision coverage is often more expensive than comprehensive coverage. If you have an older vehicle or one with a low market value, the cost of collision coverage may not be justifiable. In such cases, you might opt for comprehensive coverage alone to protect against other non-collision risks without paying for coverage you may not need.
Financial considerations: If you have the financial means to repair or replace your vehicle in the event of a collision, you may choose to forgo collision coverage. Some individuals prefer to save money on insurance premiums and rely on their own resources in case of an accident. However, it’s important to carefully consider your personal financial situation and the potential costs involved before making this decision.
Vehicle usage: If you rarely drive or have alternative transportation options, the risk of a collision may be lower, making comprehensive coverage more appealing. For example, if you primarily use public transportation or have a second vehicle that you use for daily commuting, the chances of being involved in a collision are reduced.
Lease or loan requirements: If you are leasing a vehicle or have a car loan, the lessor or lender may require comprehensive coverage as a condition of the agreement. In such cases, you may need to have comprehensive insurance, even if you decide to forgo collision coverage.
It’s important to note that the specific terms and coverage options may vary among insurance companies and policies. When considering insurance coverage, it’s recommended to thoroughly review the policy details and consult with an insurance professional to ensure that you have the right coverage for your individual needs.
6-Month Premium:
$ 1,005.50
Monthly Installments:
$112.76
Curious to see what YOUR quote would be? Click here to fill out an online form to receive a estimate or give us a call at 888-445-2793.
Need Some Proof? Check Out Some of Our Reviews!
Crystal did a great job!!! I have an SR22 and been trying to find cheap insurance. Crystal was very helpful, diligent, and found me insurance within my price range!! Thank you so much A+ Insurance
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Nykole D.
9/06/2023
All in all this is a great place
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Seven K.
8/21/2021
Justin was a allstar I told her I that I hate phone calls like these and since COVID-19 everything on the customer service side of things where completely terrible….she gives me hope this can get better she was always asking if I need help she waited on the phone till I received and read everything she was kind and had a lot of information to offer no more I could ask for
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Kahlil B.
7/21/2021
Was as easy as could be, Jola was very helpful, thank you
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chris n.
1/21/2022
I worked with Marlin - he was wonderful! Knowledgeable, patient, good at explaining things, and finding solutions. He made my day.
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Lisa A.
10/25/2023
Over priced
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Beth B.
12/08/2022
Great prices
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Tonya P.
7/21/2021
My rep was the absolute best I love my insurance company
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The O.
3/01/2023
Jola was absolutely amazing! She got all my needs met within a very short time. I was chatting with her online at almost midnight last night for my policy.
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Cheryl B.
7/21/2021
Christie was such an amazing person! She truly help me find something I could afford at the moment.
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Evelyn L.
1/05/2024
Crystal went above and beyond for me! She spent nearly an entire day finding me a better car insurance rate. I have never had an insurance agent spend HOURS and care as much as Cyrstal did. I would recommend A+ insurance to anyone looking for an agent that truly cares, especially if you are "high risk." Thank you Crystal for spending hours helping me find a way to save money!!!
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Amy L.
3/15/2023
Alexandria was the most Pleasant and polite person that I've ever spoke to on the phone I give her five thumbs up she said she don't even doing the job for 4 months I told her she acts like she's been doing the job for at least 5 years experience y'all should definitely think about her for Future boss
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Brandy t.
1/08/2023
Did a great job switching company’s had all my information ready and was fast thank you.
Policy Notes: One driver for a 2006 Subaru Outback, liability only with proof of prior insurance discount applied - Previous insurance Bristol West - switched to Mendota Other products offered: Renters insurance and ATV Insurance.
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Sam B.
7/14/2022
Jola is amazing at what she does. Every time I need help with something on my policy, she always goes above and beyond to make sure I have everything I need. She's very friendly and helpful and provides excellent customer service. Thank you!
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SAMCRO_Reaper420 P.
11/21/2021
Alexis is amazing. She is very thoughtful and helped 100%. I got the best deal.
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Justin Y.
1/25/2024
She did an amazing job, explaining the rates very well and clear.
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Sonia B.
9/22/2022
Jola was very helpful and helped me to save money. I have talked with a several other companies who said I was unable to get insurance. Glad I found A Plus Insurance, I was insured with in minutes. Thank you!
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Michael G.
7/21/2021
I have been a value customer for 3 years I honestly can say. A Plus Insurance service is the best I have ever dealt with There are very understanding very knowledgeable and will go out they way to help to have the best coverage for your vehicle at a affordable price The staff is so wonderful & pleasant to talk too they have excellent customer service Mrs.Katie Thank for you Do . Ms.Alexandra who was a great help with the understanding of my renew policy I really appreciate the staff for all you all do Thanks and I hope you as team have a great safe. Happy Independence Day weekend.
Notes: thank you for trusting us to insure your ford Truck
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laura g.
7/07/2022
Ms.jola robbennolt helped me with my insurance didn't give me the run around! Very honest and trusting people I can really appreciate how well they do there jobs even over a phone call. Thank you
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Celvin G.
7/21/2021
The lady I talked to was great.
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Orlando M.
6/14/2022
Great customer service Alexis is great
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Mushroom W.
10/26/2023
This agent was amazing
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Jessica D.
1/20/2023
Marlon ROCKS! He was so helpful & helped me get the lowest rates possible. Highly recommend the company.
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Sierra R.
2/22/2023
I had an extremely pleasant and proficient experience with Crystal Farley when applying for and receiving auto insurance through your firm. Crystal was friendly and professional and went above and beyond her duties to facilitate my insurance needs. Based on her impeccable customer service skills, knowledge of the industry, and the speed and efficiency she worked with, I would not only recommend your company to others seeking insurance services, but feel she is deserving of a raise and or a promotion. Sincerely, Christian Leseberg