Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look at what one person could be paying for a 2008 BUICK LUCERNE in this Liability Sample Quote.
Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look at what one person could be paying for a 2008 BUICK LUCERNE. The following is Liability sample quote.
Liability Limits: $25,000 each person $50,000 each accident $25,000 Property Damage
Uninsured Motorist: Rejected
Underinsured Motorist: Rejected
Medical Payments: Rejected
Comprehensive/Collison Deductible: Comprehensive Only $500
In some states, it IS permissible to reject uninsured motorist coverage.
Liability Sample Quote: Insurance Rate Factors
State: Colorado
Gender: Female
Age Group: 20s
Legal Marital Status: Single
Prior Insurance: Yes
Violations: No
SR-22: No
Discounts Applied to this Liability Sample Quote:
Education Discount
Paid-in-Full
Paperless Discount
Multi-Vehicle Discount
Automatic Payments
Driving App
Bundle/Multi-Policy Discount
Homeowner
Continuous Insurance
5-Year-Accident-Free: Good Driver Discount
Additional Notes: This person has a good driving record!
Disclaimer: The purpose of this page is to showcase an estimate of what insurance may cost an individual with these products and/or circumstances. This is based on a real Liability sample quote.
Why Would A Person Want Comprehensive Insurance Without Collision?
There are several reasons why a person might want comprehensive insurance without collision coverage. Here are a few possible scenarios:
Protection against non-collision incidents: Comprehensive insurance covers damages to your vehicle that are not a result of a collision with another vehicle or object. It typically covers events such as theft, vandalism, fire, natural disasters, falling objects, and animal collisions. If you live in an area prone to these risks or if you are concerned about these potential incidents, comprehensive coverage can provide valuable protection.
Value of the vehicle: Collision coverage is often more expensive than comprehensive coverage. If you have an older vehicle or one with a low market value, the cost of collision coverage may not be justifiable. In such cases, you might opt for comprehensive coverage alone to protect against other non-collision risks without paying for coverage you may not need.
Financial considerations: If you have the financial means to repair or replace your vehicle in the event of a collision, you may choose to forgo collision coverage. Some individuals prefer to save money on insurance premiums and rely on their own resources in case of an accident. However, it’s important to carefully consider your personal financial situation and the potential costs involved before making this decision.
Vehicle usage: If you rarely drive or have alternative transportation options, the risk of a collision may be lower, making comprehensive coverage more appealing. For example, if you primarily use public transportation or have a second vehicle that you use for daily commuting, the chances of being involved in a collision are reduced.
Lease or loan requirements: If you are leasing a vehicle or have a car loan, the lessor or lender may require comprehensive coverage as a condition of the agreement. In such cases, you may need to have comprehensive insurance, even if you decide to forgo collision coverage.
It’s important to note that the specific terms and coverage options may vary among insurance companies and policies. When considering insurance coverage, it’s recommended to thoroughly review the policy details and consult with an insurance professional to ensure that you have the right coverage for your individual needs.
6-Month Premium:
$ 1,005.50
Monthly Installments:
$112.76
Curious to see what YOUR quote would be? Click here to fill out an online form to receive a estimate or give us a call at 888-445-2793.
Need Some Proof? Check Out Some of Our Reviews!
Notes: single landlord age 22 acquire immediate full coverage insurance while applying military discounts Driver Wisconsin proof of Prior insurance Progressive: Vehicle type covered: Lincoln
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Juan z.
7/14/2022
I had to find a last minute insurance, Justine and Krystal did a fabulous job at helping me get the best rate. Justine is my insurance agent and she was so patient with me. I had no idea how to go about getting insurance cause my husband is the one who usually does it but i am so incredibly thankful for Justine making the process easy for me. I pay way more less then my other insurance and i am so glad we have extra cash for other bills. Thank you Justine and Krystal! They really are an A+auto insurance definitely going to recommend this insurance agency to my husband, friends and family.
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Savy O.
8/21/2021
!! great service !!
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Mark M.
7/21/2021
The people that are local office are so knowledgeable and super nice
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Rebecca P.
12/22/2023
I had a great experience setting up my new car insurance with my agent Marlon. He found the lowest rates with the coverage i was looking for.
Notes: first time client 35 value no tickets, or accidents. auto insurance multi policy Alaska Prior insurance the General Lexus
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Brandi M.
7/14/2022
Crystal was so amazing & helpful. She was so patient when I couldn't find my wallet. She got the best price She could for me & for that I'm thankful. Thank you Crystal
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Chrisa M.
10/11/2023
A plus had always been there when I call. Crystal is the best!!
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Diego o.
4/15/2023
Crystal helped me and she was amazing!! You guys are so blessed to have her on your Team. Thanks girl! You rock! Don’t change
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Amber K.
6/13/2023
Was having problems getting my Insurance cards sent to me in the mail after I had fully paid for another 6 months of coverage so called Alexis Karapiperis from A Plus Insurance and she helped me in a very quick and professional manner. These folks are "A Plus" in my book! Thanks Alexis! Jeff in Colorado Springs.
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Jeff P.
5/02/2023
Hey this a a great friendly company was looking everywhere to get good an cheap rates they hooked me up an loved the service an conversation threw the process check them out got my thumbs up for sure
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Dante J.
3/07/2023
Very courteous
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sheryl c.
8/04/2023
Katie was great. No complaints.
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Michael X.
7/21/2021
Extremely cheap insurance through nationally known insurance companies
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Sherry B.
3/06/2024
notes: single person boat owner 37 buy coverage boat insurance snapshot UT Prior insurance Foremost pontoon boat
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Stephanie G.
4/21/2022
Lauren McKenzie was awesome!!! She helped me right out of my situation!
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Shawn B.
7/30/2022
Alexandra was stellar! Being able to communicate over text was super convenient for me and she answered all my questions in great detail and did everything possible to save me money on my car insurance! Would highly recommend.
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Ariba C.
9/14/2022
Liability only insurance for a great price notes: young male 52 buy coverage liability only policies Texas Prior insurance: Acceptance insurance on a 2010 Nissan Rogue.
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Ken B.
7/07/2022
Jola was awesome handled my difficult situation and got me insurance and my cards to me and everything in less than 10 min thanks guys you rock
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Kenneth H.
7/21/2021
My agent was extremely informative, and super nice! Made it very easy to buy my insurance at a very affordable rate!
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Jawad K.
8/21/2021
Marlin was fantastic! I got a great deal in the manner of minutes and he walked me through every step 🙂 would highly recommend
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Zion B.
8/14/2024
Justine Pronk is so efficient! Called her while at dealership to get full coverage on vehicle being purchased and she got it all done for me in like 15 minutes. Thanks so much for your help!!
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Dezi V.
11/21/2021
Thanks for the awesome help today will highly recommend:)
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RUNITUP D.
10/26/2023
Very great service thank you
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bill l.
6/14/2022
Marlon, was very helping, great customer service couldn't ask for a better person to help me get insurance