However, rates can vary based on factors such as your driving history, age, and specific location within the state.
In South Carolina, the minimum liability insurance requirements are:
Bodily Injury Liability: $25,000 per person and $50,000 per accident
Property Damage Liability: $25,000 per accident
These minimums ensure that drivers can cover certain costs if they’re at fault in an accident. However, opting for higher coverage limits can provide additional financial protection.
To obtain the most accurate and personalized insurance rates, it’s advisable to compare quotes from multiple insurance providers. Companies like Progressive and GEICO offer online tools and calculators to help determine the appropriate coverage levels and provide customized cost estimates based on your unique circumstances.
Liability Limits: $25,000 each person $50,000 each accident $25,000 Property Damage
Uninsured Motorist: 25/50/25
Underinsured Motorist: Rejected
Medical Payments: Rejected
Comprehensive/Collison Deductible: Rejected
In some states, it IS permissible to reject uninsured motorist coverage.
Liability Sample Quote: Insurance Rate Factors
State: South Carolina
Gender: Male
Age Group: 30s
Legal Marital Status: Single
Prior Insurance: Yes
Violations: No
SR-22: No
Discounts Applied to this Liability Sample Quote:
Education Discount
Paid-in-Full
Paperless Discount
Multi-Vehicle Discount
Automatic Payments
Driving App
Bundle/Multi-Policy Discount
Homeowner
Continuous Insurance
5-Year-Accident-Free: Good Driver Discount
Additional Notes: This person has a good driving record!
Disclaimer: The purpose of this page is to showcase an estimate of what insurance may cost an individual with these products and/or circumstances. This is based on a real liability sample quote.
What Is Liability Car Insurance?
Liability car insurance is a type of auto insurance that provides coverage for damages or injuries that you may cause to other people or their property while driving your car.
If you are found to be at fault in an accident, liability insurance will cover the cost of damages or injuries you caused to other parties involved. This can include medical expenses, property damage, and legal fees if you are sued.
Liability insurance typically does not cover damage to your own car or injuries you sustain in an accident. For that, you may need additional coverage, such as collision or comprehensive insurance.
Liability insurance is required by law in most states, and the minimum amount of coverage you need to carry varies depending on the state you live in. It’s important to consider purchasing additional coverage beyond the minimum required by law to ensure you are fully protected in the event of an accident.
Do Auto Insurance Companies Offer Discounts?
Yes, auto insurance companies often offer a variety of discounts to help drivers save money on their premiums. Some common discounts that you may be eligible for include:
Good driver discount: If you have a clean driving record with no accidents or traffic violations, you may qualify for a discount.
Multiple policy discount: If you have more than one policy with the same insurance company, such as home and auto insurance, you may be able to save money on both policies.
Low mileage discount: If you don’t drive your car very often, you may be eligible for a discount.
Good student discount: If you are a student with good grades, you may be able to save money on your auto insurance.
Safety features discount: If your car has safety features such as airbags, anti-lock brakes, or an anti-theft device, you may qualify for a discount.
Loyalty discount: If you have been with the same insurance company for a certain period of time, you may be eligible for a loyalty discount.
Military discount: If you are a member of the military or a veteran, you may be able to save money on your auto insurance.
It’s always a good idea to ask your insurance company about the discounts they offer to see if you can save money on your premiums.
6-Month Premium:
$ 794.00
Monthly Installments:
$152.28
Curious to see what YOUR quote would be? Click here to fill out an online form to receive a estimate or give us a call at 888-445-2793.
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My Agent Jola was unbelievable. Her assistance and communication was second to none. She managed my unusual circumstances and had the perfect solution. Thanks so much. You're the best.
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11/08/2022
Crystal was extremely nice and patient while working with me and found me an even better deal on my insurance.
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9/15/2022
Notes: married couple residents of Ohio, Ages 56 and 59 looking to have a quick prompt quote on truck insurance driver Ohio Prior insurance: none Nissan Truck insured
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7/07/2022
It was very easy to get insurance quick and responsive
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Derick H.
12/22/2023
Chrystal was so helpful and really understood and took her time to find the best quote . I really felt relieved after I got the insurance I needed with her.
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Emonna M.
10/21/2021
Lauren was great to work with. I found her to be very patient and helpful as we worked through the best coverage for the right price. I like that one place will check with several companies for the best price, certainly makes insurance shopping easier. Great experience and would definitely recommend to others. Thanks Lauren.
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RJ K.
7/21/2021
!! great service !!
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7/21/2021
Great work Alexandra!!!
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11/29/2022
Jola was amazing she got job for me and went above and beyond for me I appreciate that . 🙏🏾
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Brittany C.
9/09/2022
Marlon was amazing! If anyone is like me, I know you hate having to shop for car insurance, but Marlon made it quick and effortless. He was patient with me because I was not prepared and it was the lowest rate that I received. Thank you for your help. I plan on doing business with this company for a long time.
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Babylin
3/05/2024
Very friendly and fast, when my insurance wasn't working any more I didn't know what to do. They helped me but back on the road with great coverage/pricing! Thanks!
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Peyton
9/27/2023
Jola was very helpful. I would recommend this company. Thanks
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10/21/2021
Veronica is so patient and very helpful and friendly I even have her cell #. I am so happy I chose A plus Insurance. Thank you Veronica 😊. Anna Marie Bennett.
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9/21/2023
Been with these people for years. Every agent in the is super nice and helpful. Quick coverage too. Can’t recommend enough.
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Ryan S.
5/14/2022
Marlon helped me out with my insurance, not only did I save over 100$ a month he was also very knowledgeable and knew exactly what I type of insurance needed. I would highly recommend asking for him, amazing company! Thank you again.
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Brittany
11/30/2023
Alexandria was the most Pleasant and polite person that I've ever spoke to on the phone I give her five thumbs up she said she don't even doing the job for 4 months I told her she acts like she's been doing the job for at least 5 years experience y'all should definitely think about her for Future boss
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Brandy t.
12/28/2022
notes: single Driver 65 value online motorcycle insurance Insurance Card Alaska Prior insurance Safeco Harley
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Andre D.
6/21/2022
Great service! It wasn't very easy to complete.
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Tiffany N.
1/15/2023
Crystal was the name of my agent, she was very informative for me being a first-time Insurance customer. So I was ecstatic on thanking her and you have an excellent employee. I hope you're as happy with her employee as I was to deal with her.
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Chuckd B.
7/21/2021
She did an amazing job… thank you so much very helpful
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Muhammad A.
1/21/2022
Great experience. Great customer service
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Danita M.
10/21/2022
Jola did an excellent job from the time we changed vehicles through the time when our policies renewed, all within a month. Very knowledgeable and provided outstanding service. By changing auto insurance companies and modifying our coverage she worked hard and saved us about $1,000. Highly recommend.
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RJ K.
4/18/2022
Jola is absolutely amazing! Thank you so much!
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Samanatha V.
9/25/2022
My policy was handled by Cameron. He is very helpful and I recommend him.