 (23 year old male, single, South Carolina) |
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| Year/Make Model: 2001 BMW 330 CI CONV |
| Ownership Status: 1+ year |
| Discounts: EFT and Paperless |
| Selected Coverages With Suncoast |
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| Bodily Injury Liability: $25,000 per person/ $50,000 per accident |
| Property Damage Liability: $25,000 per accident |
| Uninsured Motorist Bodily Injury: Rejected Comprehensive: N/A Collision: N/A |
| Other Rejected Coverages: Medical Payments and Uninsured Motorist |
Total 6 Month Premium: $969.42
Estimated Monthly Rates for Liability-Only Insurance:
- Standard Drivers: $45–$80 per month.
- High-Risk Drivers (accidents, SR-22, violations): $90–$140 per month.
- Young Drivers (under 25): $85–$130 per month.
Tips to Save on Liability Insurance:
- Safe Driver Discounts: Maintain a clean driving record for 3–5 years.
- Multi-Policy Discounts: Bundle auto insurance with renters or homeowners insurance.
- Telematics Programs: Enroll in programs like Progressive’s Snapshot or Geico’s DriveEasy to reward safe driving.
- Higher Deductibles: While liability doesn’t have a deductible, opting for a higher deductible on comprehensive or collision (if added) can lower overall premiums.
- Shop Around: Compare rates from multiple providers for the best deal.
Recommended Insurance Providers in Liberty, SC:
- Progressive: Great for multi-policy discounts and high-risk drivers.
- Dairyland: Reliable for drivers requiring SR-22 or those with prior violations.
- Geico: Affordable liability rates with discounts for good drivers.
- The General: Good for high-risk or non-standard drivers.
- State Farm: Reliable service and discounts for bundling home and auto policies.
Monthly Installments: $161.57
One of our younger clients was shopping around for liability insurance in Liberty and needed assistance. He has an older BMW and was just needing the cheapest rate he could find. As we searched around through our carriers we found that Suncoast had the cheapest rate! His payments only came out to $161.57 a month making his 6 month premium $969.42. He also rejected medical payments and uninsured motorist.