Liability Limits: $25,000 each person $50,000 each accident $25,000 Property Damage
Uninsured Motorist: $25,000/$50,000
Underinsured Motorist: Rejected
Medical Payments: Rejected
Comprehensive/Collison Deductible: None
Insurance Rating Factors
State: Greenville, South Carolina
Age Group: Late 30s
Legal Marital Status: Single
Prior Insurance: Yes
SR-22: Not Required
5-Year-Accident-Free: Good Driver Discount
Disclaimer: The purpose of this page is to showcase an estimate of what insurance may cost an individual with these products and/or circumstances. This is based on a real quote.
Who Is Gainsco Insurance Company?
Owned by StateFarm, Gainsco sells policies exclusively through indepenedent agents and specalizes in non-standard quotes and minimum limit car insurance! Gainsco is targerted towards clients who are wanting insurance but have lapse in coverage, moving violations, and a low credit score.
A non-standard auto insurance policy may be suitable for someone who cannot get coverage from a standard insurance company due to factors such as a poor driving record, a history of accidents or claims, or a high-risk vehicle. In such cases, non-standard policies are typically offered by specialty insurance companies that specialize in insuring high-risk drivers.
Gainsco has pros such as a full-service mobile app and has bilingual agents staff!
Why Should I Consider Liability only Insurance?
Liability-only insurance is a type of auto insurance that provides coverage only for damages or injuries that you may cause to others in an accident. It does not provide coverage for your own vehicle or injuries that you may sustain in an accident.
One of the primary reasons to consider liability-only insurance is that it is typically more affordable than full coverage insurance, which includes comprehensive and collision coverage. If you have an older or less valuable vehicle, liability-only insurance may be a better option for you since the cost to repair or replace your vehicle may not be worth the cost of full coverage insurance.
Liability-only insurance can also be a good option for those who have few assets to protect, since the coverage is limited to damages or injuries that you may cause to others. However, if you have significant assets, it may be wise to consider purchasing additional coverage to protect yourself in the event of a lawsuit.
Ultimately, the decision to purchase liability-only insurance depends on your individual circumstances and risk tolerance. It is important to carefully evaluate your options and choose the coverage that best fits your needs and budget.
Curious to see what YOUR quote would be? Click here to fill out an online form to receive a estimate or give us a call at 888-445-2793.
Need Some Proof? Check Out Some of Our Reviews!
Notes: first time Young driver 20 get...read moreNotes: first time Young driver 20 get quick liability car insurance some prior Ticket AZ Prior insurance: The General Kia Optima read less
Marlon and the entire staff really listened to...read moreMarlon and the entire staff really listened to my situation and cared about me as a person. They worked hard to find me a much better car insurance rate and saved me $390 on my car insurance. Thank you Marlon!read less
This is my second year to obtain A...read moreThis is my second year to obtain A Plus Auto Insurance coverage assistance in finalizing my annual auto insurance policy. Both years have had their own complications in finding and initiating a basic car insurance policy on my behalf. Lauren provided me with her best positive results possible considering she had to work through some really strange and unique complications to enable my qualifying for this year's auto insurance policy. Last year's origination of my first auto insurance policy with A Plus Auto Insurance became possible by the overall aid from everyone in the A Plus Auto Office, (including the childrens voices in the phone call background). I love you A Plus Auto Office Family!read less
Alexandra is absolutely amazing! She is great!
I called today to see if I could...read moreI called today to see if I could set up an agent with progressive through A Plus insurance. I was met with a happy greeting from Alexis who helped me extraordinarily!! She was quick, efficient, and extremely comfortable to talk to and ask questions with. This is my first time getting car insurance on my own, I also deal with anxiety, and had many questions that Alexis was happy to answer in a way that my “rookie” brain was able to understand. I have spoken with many insurance companies before following through with progressive and Alexis was the first person to not make me feel dumb (for lack of better wording). It is extremely hard as someone with anxiety to find comfort in talking to strangers and Alexis was a breath of relief. I am deeply considering re-routing agents through A Plus Insurance purely because of the comfort I felt speaking with Alexis. As a customer service agent, she is a great representation of the kindness and understanding that would be given to clientele from the rest of the company. She is an absolute staple of this branch and cannot say enough wonderful things about her. Thank you, Alexis!!read less
Sy was patient, answered all of my questions...read moreSy was patient, answered all of my questions thoroughly and examined all of the available options to find the best fit for me. Worked out great, and I'm paying exactly how much I wanted to be paying for the coverage I needed!! Thanks again! Definitely recommendread less
Owner Response: Thank you Thaka, we appreciate...read moreOwner Response: Thank you Thaka, we appreciate you being a long time customer with our company!read less
Vary good customer service. Quick and very easy
Camron was amazing and very helpful he was...read moreCamron was amazing and very helpful he was patient and very easy to talk toread less
I kept looking for quotes online and could...read moreI kept looking for quotes online and could only find $200+ until I talked to Jola who ended up getting me started at $145. Saved me lots of time and money!read less
notes: first time insured 45 buy coverage...read morenotes: first time insured 45 buy coverage auto insurance to drive a vehicle home from the dealership. coverage WI Prior insurance Sentry Mitsubishiread less
This company is AWESOME!!! They provided quick, prompt...read moreThis company is AWESOME!!! They provided quick, prompt and professional service!! Alexandra was amazing!! I would definitely recommend this company to my family and friends. I will be an A+ customer for life!!read less
Jola was amazing!! Answered every question and concern...read moreJola was amazing!! Answered every question and concern I had very clearly. I will be recommending!read less
Lauren helped me from the beginning to the...read moreLauren helped me from the beginning to the end. So pleasant and Kind. You my call personal and I could tell she really cared and found the best rates!! Hands down she is AWESOME!!read less
Unlike other agents I've recently dealt with, Justine...read moreUnlike other agents I've recently dealt with, Justine was very helpful and professional. She seemed to appreciate my business and I appreciated her getting my quote back to me in a timely manner. It was a pleasure doing business with her.read less
Mrs.Katie was excellent she is very knowledgeable treats...read moreMrs.Katie was excellent she is very knowledgeable treats you like a valued Customer who cares about people. A PLUS CUSTOMER SERVICE IS GREATread less
Jola was very carin, personable, and knowledgeable. She...read moreJola was very carin, personable, and knowledgeable. She met our needs over and beyond our expectations. It was an exceptional experience!!! May God richly bless her in all she does. PEB...read less
Katie was great! She got me a new...read moreKatie was great! She got me a new policy at about half the price of my old policy, she made whole process a very smooth and easy experience.
single insured 57 looking for a great value with reasonable sr22 insurance rates. no TX Prior insurance American Strategic Jeepread less
Katie Sopko Is 100% on point! She made...read moreKatie Sopko Is 100% on point! She made my purchase fun and easy! Super professional and Classy! Look forward to doing business with her.read less
Katie was very professional and answered all my...read moreKatie was very professional and answered all my questions so that i could get the best quote for my needs. She made the process run smoothly and promptly. Very happy with the service.read less
My agent was the most professional and knowledgeable...read moreMy agent was the most professional and knowledgeable agent I've had thus far!!! 10/10read less
Katie was amazing!! She was very professional and...read moreKatie was amazing!! She was very professional and helpful helping me with my business insurance as well as home and auto. Been doing business with them for many years and will continue due to high quality of service, great rates and professionalism.Thanks Katie, you rock!!!read less
Lauren was a great help thanks
Crystal that was AMAZING!! Thank you, love being...read moreCrystal that was AMAZING!! Thank you, love being apart of the reviewread less