Full Coverage Sample Quote: Rating Factors

Full Coverage Sample Quote: Insurance Rate Factors

Discounts Applied to this Full Coverage Sample Quote:

Additional Notes: This person has a good driving record and has been with Progressive for years. They also have multiple renters insurance policies with Progressive as well.

Disclaimer: The purpose of this page is to showcase an estimate of what insurance may cost an individual with these products and/or circumstances. This is based on a real full coverage sample quote.

Is Auto Insurance Required?

The specific requirements for auto insurance vary by state, but generally include liability insurance. This covers damages or injuries that you may cause to others in the event of a accident.

In addition to liability insurance, many states also require drivers to carry other coverages, such as, personal injury protection and medical payments, which covers medical expenses for you and your passengers in the event of an accident regardless of fault. Some states, such as South Carolina, also require uninsured/underinsured motorist coverage, which provides protection if you are involved in an accident with a driver who does not have auto insurance. It is NOT for others, but to protect you and your vehicle as if they did have liability insurance.

Most States do require auto insurance, however, regardless of the requirements, it’s always best to have some sort of insurance to protect yourself, your finances, and your vehicle.

What is Full Coverage Insurance?

Full Coverage refers to an insurance policy that covers different types of damages or losses, including both liability and comprehensive/collision coverage. Full coverage insurance is not a actual policy, but rather it’s a combination of coverage types (liability + Comp/Collision) that provide a higher level of protection.