 29 year old male, Married , Pueblo) |
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| Year/Make Model: 2022 Subaru XV Crosstrek |
| Ownership Status: less than a month |
| Discounts: eft, home owner, continuous insurance, and paperless |
| Selected Coverages With Progressive |
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| Bodily Injury Liability: $25,000 each person/ $50,000 each accident |
| Property Damage Liability: $25,000 each accident |
| Uninsured Motorist Bodily Injury: $25,000 each person/ $50,000 each accident Comprehensive: 1,000 deductible Collision: 1,000 deductible |
| Other Rejected Coverages: Medical Payments |
One of our Pueblo clients was looking for cheaper insurance since their previous insurance has increased in payments! We looked through the carriers and found that Progressive came at the cheapest with monthly payments of $330. We were able to find great discounts that he qualified for such as eft, continuous insurance, paperless discount, and homeowner. He however opted out of getting medical payments to keep his premium lower.
Total 6 Month Premium: $1,980
The 2022 Subaru XV Crosstrek is a compact SUV popular for its all-wheel drive, practicality, and fuel efficiency. It’s an excellent choice for drivers who need a reliable vehicle for both urban commutes and outdoor adventures.
Features:
- Symmetrical All-Wheel Drive: Standard across all trims.
- Ground Clearance: 8.7 inches, suitable for light off-roading.
- Infotainment: 6.5-inch or 8-inch touchscreen with Apple CarPlay and Android Auto.
- Safety: Subaru EyeSight driver-assist suite (adaptive cruise control, lane-keeping assist) is standard.
Insurance Rates for the 2022 Subaru XV Crosstrek in South Carolina (Full Coverage):
- Standard Drivers: $120–$190 per month.
- High-Risk Drivers: $180–$300 per month.
- Young Drivers (under 25): $150–$250 per month.
Factors Affecting Insurance Rates:
- Vehicle Safety Features: The Crosstrek’s advanced safety tech can reduce premiums.
- Location: Rates may vary in Colorado based on traffic patterns and crime rates.
- Driving Record: Accidents or violations significantly increase costs.
Monthly Installments: $330
Top Insurance Providers:
- Progressive: Offers competitive full coverage rates with multi-policy discounts.
- National General: Great for flexible payment plans and Subaru-specific discounts.
- Dairyland: Good option for drivers needing SR22 or high-risk coverage.
- Allstate: Reliable for bundling home and auto insurance.
Discount Opportunities:
- Multi-Vehicle Discounts: If you insure more than one car.
- Safe Driver Programs: Like Progressive’s Snapshot or similar telematics programs.
- Military Discounts: If you qualify, companies like Geico and USAA can offer savings.