Average Insurance Costs:
- Annual Premium: Approximately $1,208.
- Monthly Premium: Around $101.
These figures are averages and can vary based on individual circumstances.
Factors Influencing Premiums:
- Driving Record: A clean driving history can lead to lower rates, while violations or accidents may increase premiums.
- Location: Insurance costs can vary by city due to factors like traffic density, accident rates, and local regulations.
- Age and Gender: Younger drivers and males often face higher premiums due to statistical risk factors.
- Credit Score: A higher credit score can result in lower insurance rates, as it’s often viewed as an indicator of financial responsibility.
 57 year old male, Married , Ohio ) |
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| Year/Make Model: 2012 Chevrolet Equinox |
| Ownership Status: 5+ years |
| Discounts: Five year accident free, home owner, continuous insurance, paperless discount, paid in full and three year safe driving. |
| Selected Coverages With Progressive |
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| Bodily Injury Liability: $25,000 each person/ $50,000 each accident |
| Property Damage Liability: $25,000 each accident |
| Uninsured Motorist Bodily Injury: $25,000 each person/ $50,000 each accident Comprehensive: 500 deductible Collision: 500 deductible |
| Other Rejected Coverages: Underinsured Motorist Bodily Injury |
One of our clients from Ohio had insurance with Other Standard and was needing a cheaper premium. As we looked through each of our carriers we found that Progressive came the cheapest with a one time payment of $609.00. He was able qualify for discounts such as five year accident free, home owner, continuous insurance, paperless discount, paid- in full, and three year safe driving.
One-Time Payment: $609.00
Recommendations:
- Compare Quotes: Obtain quotes from multiple insurers to find the best rate tailored to your circumstances.
- Assess Coverage Needs: Ensure that the policy you choose provides adequate protection for your vehicle and personal situation.
- Consider Discounts: Inquire about available discounts, such as multi-policy bundling, safe driver discounts, or discounts for safety features equipped in your Equinox.
What We Do at A Plus Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
