Average Insurance Costs:
- Annual Premium: Approximately $1,138.44.
- Monthly Premium: Around $94.87.
These figures are averages and can vary based on individual circumstances.
Factors Influencing Premiums:
- Driving Record: A clean driving history can lead to lower rates, while violations or accidents may increase premiums.
- Location: Insurance costs can vary by city due to factors like traffic density, accident rates, and local regulations.
- Age and Gender: Younger drivers and males often face higher premiums due to statistical risk factors.
- Credit Score: A higher credit score can result in lower insurance rates, as it’s often viewed as an indicator of financial responsibility.
 55, Female, Married, Grand Junction, CO) |
|---|
| Year/Make Model: 2017 Nissa Versa S |
| Ownership Status: Financed |
| Discounts: Automatic Payments via bank draft, paperless, Five year accident free, three year safe driving, continuous insurance |
| Selected Coverages With Progressive |
|---|
| Bodily Injury Liability: $25,000 per person/$50,000 per accident |
| Property Damage Liability: $25,000 Uninsured Motorist Bodily Injury: $25,000 per person/$50,000 per accident Comprehensive: $1,000 Glass Deductible: $100 Collision: $1,000 |
| Other Rejected Coverages: Medical Payments, Roadside Assistance, Rental Reimbursement |
Both the wife and husband are listed as drivers on the policy. They both have clean driving records which gave them great discounts with Progressive. Having a clean driving record, plus continuous insurance can help save you tons of money on your auto insurance.
Please note that this is only meant as an example and prices may vary depending on several factors.
Total 6 Month Premium: $1,045.50
Monthly Installments: $174.33
Recommendations:
- Compare Quotes: Obtain quotes from multiple insurers to find the best rate tailored to your circumstances.
- Assess Coverage Needs: Ensure that the policy you choose provides adequate protection for your vehicle and personal situation.
- Consider Discounts: Inquire about available discounts, such as multi-policy bundling, safe driver discounts, or discounts for safety features equipped in your Versa.
What We Do at A Plus Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
