 30, Male, Single, Colorado Springs, Colorado |
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| Year/Make Model: 2007 Honda Ridgeline |
| Ownership Status: Financed /Lein |
| Discounts: Continuous Insurance, Automatic Card, Paperless, Smart Technology, Claims free, Accident Free, Paid in Full Discount |
| Selected Coverages With Progressive |
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| Bodily Injury Liability: $25,000/$50,000 |
| Property Damage Liability: $25,000 |
| Uninsured Motorist Bodily Injury: Rejected Comprehensive: $1000 deductible Collision: $1000 deductible |
| Other Rejected Coverages: Medical Payments, Rental Reimbursement |
This young male driver has had continuous insurance with AAA for 4 years. He has received a discount for having prior insurance, he elected to pay the entire premium in full which saved $178 for the term. The driver has a clean record, he is financing his Honda Ridgeline and needs full coverage on the vehicle. Roadside Assistance was a few dollars more, so we added that coverage to the policy.
Total 6 Month Premium: $974.50
Insurance Costs for a 2007 Honda Ridgeline:
Insurance premiums depend on coverage type, location, and driver profile. Below are typical rates:
Liability-Only:
- Standard Drivers: $45–$75/month.
- High-Risk Drivers: $90–$130/month.
- Young Drivers (under 25): $85–$120/month.
Full Coverage:
- Standard Drivers: $110–$160/month.
- High-Risk Drivers: $180–$250/month.
- Young Drivers: $140–$200/month.
Monthly Installments: $174.99
Tips to Save on Insurance:
- Multi-Vehicle Discounts: Insure more than one vehicle under the same policy.
- Bundle Policies: Combine auto insurance with renters or homeowners insurance.
- Safe Driving Discounts: Enroll in programs like Geico’s DriveEasy or Progressive’s Snapshot.
- Raise Deductibles: Opt for a higher deductible to lower monthly premiums.
Recommended Insurance Providers:
- Progressive: Offers competitive rates and discounts for safe driving.
- State Farm: Great for bundling home and auto insurance.
- Geico: Known for affordable liability and full coverage rates.
- Dairyland: Ideal for high-risk drivers needing SR-22 filing.