Average Insurance Costs:
- Annual Premium: Approximately $1,449.
- Monthly Premium: Around $121.
These figures are averages and can vary based on individual circumstances.
Factors Influencing Premiums:
- Driving Record: A clean driving history can lead to lower rates, while violations or accidents may increase premiums.
- Location: Insurance costs can vary by city due to factors like traffic density, accident rates, and local regulations.
- Age and Gender: Younger drivers and males often face higher premiums due to statistical risk factors.
- Credit Score: A higher credit score can result in lower insurance rates, as it’s often viewed as an indicator of financial responsibility.
 25, Female, Single, Colorado Springs, Colorado |
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| Year/Make Model: 2021 Subaru Impreza |
| Ownership Status: Financed |
| Discounts: Paperless, Automatic Card Payments, 5 year accident free, 3 year safe driving, continuous insurance |
| Selected Coverages With Progressive |
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| Bodily Injury Liability: $100,000 per person/$300,000 per accident |
| Property Damage Liability: $100,000 Uninsured/Underinsured Motorist Bodily Injury: $50,000 per person/$100,000 per accident Comprehensive & Collision: $1,000 Deductible Rental Reimbursement: $40 per day/$1,200 maximum (30 days) |
| Other Rejected Coverages: Medical Payments |
Customer was needing full coverage on her 2021 Subaru Impreza. She also wants higher then the state required liability to give her added protection in case of an accident. Carrying higher then the state required liability limit is a great option for those who drive frequently.
Please note that this is only meant as an example and prices may vary depending on several factors.
Total 6 Month Premium: $1,210.50
Monthly Installments: $230.33
Recommendations:
- Compare Quotes: Obtain quotes from multiple insurers to find the best rate tailored to your circumstances.
- Assess Coverage Needs: Ensure that the policy you choose provides adequate protection for your vehicle and personal situation.
- Consider Discounts: Inquire about available discounts, such as multi-policy bundling, safe driver discounts, or discounts for safety features equipped in your Impreza.
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