Average Insurance Costs:
- Monthly Premium: For liability coverage on a 1999 Honda Civic, drivers have reported paying approximately $43 per month.
Factors Influencing Premiums:
- Driving Record: A clean driving history can lead to lower rates, while violations or accidents may increase premiums.
- Location: Insurance costs can vary by state and city due to factors like traffic density, accident rates, and local regulations.
- Age and Gender: Younger drivers and males often face higher premiums due to statistical risk factors.
- Credit Score: A higher credit score can result in lower insurance rates, as it’s often viewed as an indicator of financial responsibility.
Recommendations:
- Compare Quotes: Obtain quotes from multiple insurers to find the best rate tailored to your circumstances.
- Assess Coverage Needs: While liability insurance covers damages to others in an accident, it doesn’t cover damages to your own vehicle. Ensure that this level of coverage meets your needs.
- Consider Discounts: Inquire about available discounts, such as safe driver discounts, multi-policy bundling, or discounts for safety features equipped in your Civic.
 ( 27 year old male , Single , Colorado ) |
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| Year/Make Model: 1999 Honda Civic LX |
| Ownership Status: 2+ years |
| Discounts: N/A |
| Selected Coverages With Mendota |
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| Bodily Injury Liability: $25,000 each person/ $50,000 each accident |
| Property Damage Liability: $25,000 each accident |
| Uninsured Motorist Bodily Injury: Rejected Comprehensive: N/A Collision: N/A |
| Other Rejected Coverages: Medical Payments |
One of our Colorado clients was in need of the cheapest liability insurance he could obtain. He had been shopping around for quotes and was trying to find a premium that was under $100 a month since he had an older vehicle! As we looked around we found that Mendota came in at the cheapest with a monthly payment of only $76.99. He was able to obtain this premium by opting out for Medical Payments and Uninsured Motorist!
The 1999 Honda Civic LX is a compact sedan known for its reliability and fuel efficiency. Below are its key specifications:
Engine and Performance:
- Engine: 1.6-liter SOHC 16-valve inline-4
- Horsepower: 106 hp @ 6,200 rpm
- Torque: 103 lb-ft @ 4,600 rpm
- Transmission: 5-speed manual or 4-speed automatic
- Drivetrain: Front-wheel drive
Dimensions:
- Length: 175.1 inches
- Width: 67.1 inches
- Height: 54.7 inches
- Wheelbase: 103.2 inches
- Curb Weight: Approximately 2,410 lbs
- Cargo Capacity: 11.9 cu.ft.
Fuel Efficiency:
- Fuel Type: Regular unleaded
- Fuel Tank Capacity: 11.9 gallons
- EPA Mileage Estimates: 27 mpg city / 34 mpg highway
Total 6 Month Premium: $479.50
Monthly Installments: $76.99
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