What Is My Neighbor Paying For Their: 2017 HONDA CR-V
21, Female, Denver, Colorado 80231
|Year/Make Model: 2017 HONDA CR-V|
|Ownership Status: Owned|
|Discount: Continuous Insurance Discount – Gold | Five Year Accident Free | Paperless | Smart Technology | Three Year Safe Driving|
|Selected Coverages With Carrier: Progressive|
|Bodily Injury Liability: $25,000 each person,$50,000 each accident|
|Property Damage Liability: $25,000 each person,$50,000 each accident|
Uninsured Motorist: No Coverage
|Comprehensive: $500 deductible|
Collision: $500 deductible
Medical Payments: No Coverage
Rental Reimbursement: $40 each day,maximum 30 days
Roadside Assistance: Selected
As a 21-year-old, finding affordable car insurance can be challenging as insurance companies often consider young drivers to be at higher risk due to their lack of driving experience. However, there are several strategies you can consider to potentially lower your car insurance costs:
- Shop around: Get quotes from multiple insurance companies to compare prices. Each company has its own pricing model, so rates can vary significantly. Don’t settle for the first quote you receive; take the time to get multiple quotes to find the best deal.
- Opt for a higher deductible: A deductible is the amount you pay out of pocket before your insurance coverage kicks in. Choosing a higher deductible can lower your monthly premiums, but be sure you can afford to pay the deductible in case of an accident.
- Take a defensive driving course: Completing a recognized defensive driving course can sometimes result in a discount on your car insurance premiums. Check with your insurance provider to see if they offer any discounts for completing such a course.
- Drive a safe car: Insurance premiums can be affected by the type of car you drive. Generally, smaller and older cars with good safety ratings tend to have lower insurance premiums compared to high-performance or luxury vehicles.
- Avoid unnecessary coverage: Consider the coverage you truly need and avoid adding unnecessary coverage that may increase your premiums. For example, if you have an older car, you may not need collision or comprehensive coverage.
Total 6 Month Premium:
Monthly Installments: $271.08