Factors Influencing Insurance Premiums:
- Location: Insurance rates can vary significantly based on your state and even within regions of a state.
- Driving Record: A clean driving history can lead to lower premiums, while past violations or accidents may increase costs.
- Age and Gender: Younger drivers, especially males under 25, often face higher insurance rates due to statistical risk factors.
- Coverage Level: Opting for full coverage, which includes comprehensive and collision insurance, will cost more than minimum liability coverage but offers greater financial protection.
Tips to Potentially Lower Your Premium:
- Compare Quotes: Shop around and obtain quotes from multiple insurance providers to find the best rate for your situation.
- Maintain a Clean Driving Record: Avoid traffic violations and accidents to qualify for safe driver discounts.
- Consider Higher Deductibles: Choosing a higher deductible can lower your premium, but ensure you can afford the out-of-pocket expense in case of a claim.
- Bundle Policies: Many insurers offer discounts if you bundle your auto insurance with other policies, such as homeowners or renters insurance.
- Inquire About Discounts: Ask about available discounts for features like anti-theft devices, safety equipment, or for completing defensive driving courses.
Year/Make Model: 2014 Hyundai Accent |
Ownership Status: 3 Years or More |
Discounts: Paperless, Automatic Card Payments, Continuous Insurance- Platinum II |
Selected Coverages With Progressive |
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Bodily Injury Liability: $25,000 / $50,000 |
Property Damage Liability: $25,000 |
Uninsured Motorist Bodily Injury: $25,000 / $50,000 Comprehensive: $2,000 Deductible Collision: $2,000 Deductible |
Other Rejected Coverages: Medical Payments, Underinsured Motorist, & Rental Reimbursement. |
Total 6 Month Premium: $645.00
Average Monthly Insurance Costs:
Coverage Type | Average Monthly Cost |
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Full Coverage | $128 |
Monthly Installments: $113.36
This is a full coverage policy on a 2014 Hyundai Accent in Rock Hill, SC. In South Carolina, it is required that all insured drivers have uninsured motorist added onto their policies. They only pay $113.36 each month for their auto premium with Progressive. Call in today to speak with an agent about a free quote in South Carolina!