Factors Influencing Insurance Premiums:
- Location: Insurance rates can vary significantly by state and even within regions of a state.
- Driving Record: A clean driving history can lead to lower premiums, whereas past violations or accidents may increase costs.
- Age and Gender: Younger drivers, especially males under 25, often face higher insurance rates due to statistical risk factors.
- Coverage Level: Opting for full coverage, which includes comprehensive and collision insurance, will cost more than minimum liability coverage but offers greater financial protection.
Tips to Potentially Lower Your Premium:
- Compare Quotes: Shop around and obtain quotes from multiple insurance providers to find the best rate for your situation.
- Maintain a Clean Driving Record: Avoid traffic violations and accidents to qualify for safe driver discounts.
- Consider Higher Deductibles: Choosing a higher deductible can lower your premium, but ensure you can afford the out-of-pocket expense in case of a claim.
- Bundle Policies: Many insurers offer discounts if you bundle your auto insurance with other policies, such as homeowners or renters insurance.
- Inquire About Discounts: Ask about available discounts for features like anti-theft devices, safety equipment, or for completing defensive driving courses.
What Is My Neighbor Paying for Their 2013 Kia Sorento
 48, Female, Married, Gaffney, South Carolina |
|---|
| Year/Make Model: 2013 Kia Sorento |
| Ownership Status: Owner |
| Discounts: Automatic Card Payments, Paperless, Mobile Home |
| Selected Coverages With Progressive |
|---|
| Bodily Injury Liability: $25,000 / $50,000 |
| Property Damage Liability: $25,000 |
| Uninsured Motorist Bodily Injury: $25,000 / $50,000 / $25,000 Comprehensive: None Collision: None |
| Other Rejected Coverages: Medical Payments, Collision, Comprehensive, Roadside Assistance, Rental Reimbursement, & Underinsured Motorist |
Total 6 Month Premium: $327
Monthly Installments: $62.05
Keep in mind this sample rating may differ from what you may receive in your quote with an agent. A list of factors play into what you could expect in your auto insurance premium. However, if you have similarities to the individual above then it is possible to have a premium within that price range, but not guarantied.
| Insurance Provider | Average Annual Cost |
|---|
| Safeco | $86 |
| Dairyland Broadform | $327 |
| Mercury Insurance | $375 |
| Mercury Insurance Company | $513 |
| Kemper Personal Insurance | $558 |
What We Do at A Plus Insurance
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