Bodily Injury Liability: $25,000 each person,$50,000 each accident
Property Damage Liability: $25,000 each person,$50,000 each accident,$25,000 each accident with $200 deductible Uninsured Motorist: No Coverage
Comprehensive: No Coverage Collision: No Coverage Medical Payments: No Coverage Rental Reimbursement: No Coverage Roadside Assistance: Selected
What happens if I don’t have car insurance?
If you don’t have car insurance and you are involved in an accident, you may be personally responsible for paying for the damages and injuries you cause. This can include costs associated with repairing or replacing your own vehicle, as well as any other vehicles or property involved in the accident, as well as medical expenses for injuries sustained by others involved in the accident. Additionally, you may be subject to fines or penalties for driving without insurance.
Here are some specific consequences of driving without car insurance:
Personal financial responsibility: If you cause an accident and don’t have insurance, you will be responsible for paying for any damages and injuries you cause out of your own pocket. This can be a significant financial burden and can lead to financial hardship, bankruptcy, and even legal action.
Legal consequences: Driving without insurance is illegal in most states, and you may be subject to fines, license suspension, and even legal charges if you are caught driving without insurance.
Limited protection: Car insurance provides protection against unexpected events, such as accidents, theft, and natural disasters. Without insurance, you are at risk of significant financial losses if something unexpected happens to your vehicle.
Difficulty getting insurance in the future: If you are involved in an accident without insurance, it can be difficult to get insurance coverage in the future, and if you do, your premiums may be much higher due to your driving history.
Overall, it’s important to have car insurance to protect yourself financially and legally in the event of an accident or unexpected event.
Motorcycles, RVs, ATVs, life insurance, you name it…we can help!
Jola was the BEST!!! I was having trouble finding affordable auto insurance and she saved the day.
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Unique J.
7/21/2021
Crystal helped me initially sign up for my car insurance with sr22. I then bought a vehicle and had to get full coverage. The operator who i talked with had me on a ridiculously high plan at around$480 a month!! Crystal was able to help me find another provider with the same coverage at less than Half the cost!! She saved me hundreds of dollars a month and I am super greatful! Im a single father with two kids and this was truly life changing for our little family. Ill definitely recommend A Plus insurance and Crystal to anyone I speak with about car insurance. Thanks again Crystal!!! Youre the best.
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Corrigan C.
7/14/2022
I love this place! Everytime I call they help me find what is most cost effective for me. I needed an sr-22 and they made it pain free!
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manly s.
7/21/2021
Always quick and personal service
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Yourpowersports h.
10/17/2022
Crystal Farley was awesome. Great Customer Service!!!!! I will recommend you guys
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Love G.
12/22/2023
CRYSTAL FARLEY. Best in the business. I have gone through many insurance companies and none of the representatives are as patients and willing to help as much as crystal FARLEY. I am very thankful for such an amazing customer service and the laughs shared through our conversations. You are so amazing and very helpful. We need more crystals in this line of work and I hope and pray you the very best and I WISH YOU GET A BIG RAISE 😂. very professional and amazing help. Thank you crystal
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Nakayama M.
2/22/2023
Not a good idea for insurance
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Garfield V.
10/25/2023
Wonderful service with excellent communication and going above and beyond to ensure we received the best insurance option for our needs!! Thanks much Jola!
Owners Response: Thank you Sherra for letting us help with both of your auto and home insurance. single Homeowner 46 acquire quick insurance coverage VA Prior insurance: Nationwide Kia
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Sherra O.
7/14/2022
Katie has helped me before and yet again she was stellar! She's so nice and explains everything perfectly. She's wonderful!
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Jeff K.
7/21/2021
I have been a value customer for 3 yearsI honestly can say. A Plus Insurance service is the best I have ever dealt withThere are very understanding very knowledgeable and will go out they way to help to have the best coverage for your vehicle at a affordable priceThe staff is so wonderful & pleasant to talk too they have excellent customer serviceMrs.Katie Thank for you Do .Ms.Alexandra who was a great help with the understanding of my renew policy I really appreciate the staff for all you all doThanks and I hope you as team have a great safe. Happy Independence Day weekend.
Notes: Valued customer who insured multiple vehicles and driver's. Discounts applied: Proof of prior insurance, accident free, violation free, and intellidrive.
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laura g.
7/07/2022
Marlon was great!
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The G.
2/22/2023
Katie Sopko was excellent and provided excellent service and is very knowledgable and helpful!
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Robert C.
7/21/2021
Veronica was super helpful with finding me the most affordable car insurance. She answered all my questions and made sure I understood the whole process, since this was new to me! I would definitely recommend her to others!!
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Andrea I.
6/14/2022
I called in about 5 minutes before A Plus insurance closed, because I was hoping for a quick answer about a renewal notice I got. I spoke with Marlon who really took his time to help me. He stayed well after close, and never sounded bothered or irritated. I didn't feel rushed at any time. It was incredible customer service, and I definitely want to continue working with a plus insurance moving forward! Thanks for help Marlon!
Insurance policy notes: Single vehicle, one driver 2013 Ford Focus - Looking for A great value on full coverage insurance.
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Angela E.
6/23/2022
Absolutely quick and amazing customer service I got a quote with the best rate available in about 20 to 30mins. Amanda was very professional and found the best deal in no time. By far the best customer service I’ve ever received period.
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Josh D.
2/28/2024
Great job 👍
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DON R.
11/17/2023
Marlin was fantastic! I got a great deal in the manner of minutes and he walked me through every step 🙂 would highly recommend
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Zion B.
8/14/2024
Alexandra was great, absolutely no headaches. Super smooth process, and she was able to help save me a little over 150$ a month by switching me to another insurance company. I'd recommend her to anyone.
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Tay O.
10/14/2022
Wow! Working with Marlon, he saved me $50 a month! He worked diligently to get the best rate for me. Great service!
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Debra M.
9/19/2023
Katie Sopko was great. Fast and got what I wanted. Thank you
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Von A.
7/21/2021
Had a great experience with Veronica and Marlon, highly recommend!
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Blake H.
10/14/2022
My policy was handled by Cameron. He is very helpful and I recommend him.
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Josephine B.
1/05/2024
Crystal was so nice and helpful!! Best experience I’ve had over the phone with insurance.
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katie F.
8/02/2023
My agent Marlon was amazing! He provided an extraordinary level of customer service! He was polite, professional, positive, followed through, and assisted me every step of the way.I look forward to working with him again when I have to make changes when I move.