Average Insurance Costs:
- Full Coverage: On average, insuring a Nissan Altima costs approximately $1,551 per year, or about $129 per month.
- Liability-Only Coverage: For drivers opting for liability-only insurance, the average monthly premium is around $73.
Factors Influencing Premiums:
- Vehicle Age and Value: Older vehicles like the 2007 Altima often have lower market values, which can lead to reduced premiums.
- Driving Record: A clean driving history can result in significant discounts, while violations or accidents may increase costs.
- Location: Urban areas may have higher rates due to increased risk factors such as traffic density and crime rates.
- Coverage Levels: Opting for higher deductibles can lower premiums but will increase out-of-pocket expenses in the event of a claim.
 31, Male, Single, Union, South Carolina |
|---|
| Year/Make Model: 2007 Nissan Altima |
| Ownership Status: 3 Years or More |
| Discounts: Paperless, Snapshot, Automatic Card Payments |
| Selected Coverages With Progressive |
|---|
| Bodily Injury Liability: $25,000 / $50,000 |
| Property Damage Liability: $25,000 |
| Uninsured Motorist Bodily Injury: $25,000 / $50,000 Comprehensive: No Coverage Collision: No Coverage |
| Other Rejected Coverages: Medical Payments, Underinsured Motorist, Comprehensive, Collision, & Rental Reimbursement |
Total 6 Month Premium: $994.00
Monthly Installments: $170.50
A Plus Insurance was able to quote a client a monthly auto premium of $170.50 with Progressive Insurance. The client meets South Carolina’s State minimum requirement for auto insurance by having liability and uninsured motorist on their policy. The client chose to add on roadside assistance to their policy as well. Let A Plus Insurance help find you the best rate for auto insurance in your area today!
Coverage Recommendations:
For comprehensive protection, consider a full coverage policy that includes:
- Liability Insurance: Covers damages and injuries you may cause to others in an accident.
- Collision Coverage: Pays for damages to your vehicle resulting from a collision, regardless of fault.
- Comprehensive Coverage: Protects against non-collision-related damages such as theft, vandalism, or natural disasters.
If your 2007 Altima has a lower market value, you might consider liability-only coverage to save on premiums. However, this means you won’t have coverage for damages to your own vehicle.
Next Steps:
To obtain personalized quotes:
- Gather Vehicle Information: Have details like your vehicle identification number (VIN), current mileage, and any existing safety features noted.
- Assess Your Coverage Needs: Consider your financial situation and how much coverage you’re comfortable with.
- Compare Quotes: Utilize online tools to compare rates from multiple insurers. For instance, Progressive offers a coverage calculator to help estimate your insurance needs.
- Consult with an Insurance Agent: An agent can provide personalized advice, help identify potential discounts, and assist in tailoring a policy that best fits your circumstances.
By carefully evaluating your options and comparing quotes, you can secure appropriate coverage for your 2007 Nissan Altima at a competitive rate in South Carolina.
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