Average Insurance Costs:
- 2005 Chevrolet Malibu:
- Liability-Only Coverage: Approximately $88 per month.
- Full Coverage: Around $179 per month.
Factors Influencing Premiums:
- Vehicle Age and Value: Older vehicles like the 2005 models often have lower market values, which can lead to reduced premiums.
- Driving Record: A clean driving history can result in significant discounts.
- Location: Urban areas may have higher rates due to increased risk factors.
- Coverage Levels: Opting for higher deductibles can lower premiums but will increase out-of-pocket expenses in the event of a claim.
 31, Male, Married, Augusta, Georgia |
|---|
| Year/Make Model: 2005 Chevrolet Malibu |
| Ownership Status: 3 Years or More |
| Discounts: Good Driver, Multi- Car, Paperless, 5 Years Accident Free, Homeowner, 3 Years Safe Driving, Paid in Full, & Continuous Insurance – Diamond |
| Selected Coverages With Carrier Progressive |
|---|
| Bodily Injury Liability: $25,000 / $50,000 |
| Property Damage Liability: $25,000 |
| Uninsured Motorist Bodily Injury: $25,000 / $50,000 Comprehensive: $500 Deductible Collision: $500 Deducible |
| Other Rejected Coverages: Medical Payments, Rental Reimbursement, & Roadside Assistance |
The client above ended up saving more money due to the multiple discounts added onto the policy along with paying in full. When paying any auto policy in full, every client will save money! Progressive is one of our top carriers that we offer at A Plus Insurance!
2005 Volvo S40:
- Liability-Only Coverage: Approximately $80 per month.
- Full Coverage: Around $138 per month.
| 31, Male, Married, Augusta, Georgia |
|---|
| Year/Make Model: 2005 Volvo S40 |
| Ownership Status: 3 Years or More |
| Discounts: Good Driver, Multi- Car, Paperless, 5 Years Accident Free, Homeowner, 3 Years Safe Driving, Paid in Full, & Continuous Insurance – Diamond |
| Selected Coverages With Carrier Progressive |
|---|
| Bodily Injury Liability: $25,000 / $50,000 |
| Property Damage Liability: $25,000 |
| Uninsured Motorist Bodily Injury: $25,000 / $50,000 Comprehensive: $500 Deductible Collision: $500 Deducible |
| Other Rejected Coverages: Medical Payments, Rental Reimbursement, & Roadside Assistance |
Keep in mind that not every policy will reflect the prices as above. This is due to every individual having different circumstances and vehicles not all being alike. Different factors will play into the overall auto policy premium cost.
Coverage Recommendations:
For comprehensive protection, consider a full coverage policy that includes:
- Liability Insurance: Covers damages and injuries you may cause to others in an accident.
- Collision Coverage: Pays for damages to your vehicle resulting from a collision, regardless of fault.
- Comprehensive Coverage: Protects against non-collision-related damages such as theft, vandalism, or natural disasters.
Next Steps:
To obtain personalized quotes:
- Gather Vehicle Information: Have details like your vehicle identification number (VIN) and mileage ready.
- Assess Your Coverage Needs: Consider your financial situation and how much coverage you’re comfortable with.
- Compare Quotes: Use online calculators from providers like Progressive progressive.com to compare rates.
- Consult with an Insurance Agent: They can provide tailored advice and help you find discounts you may qualify for.
By carefully evaluating your options and comparing quotes, you can secure comprehensive coverage for your 2005 Chevrolet Malibu and 2005 Volvo S40 at competitive rates in South Carolina.