Factors Affecting Rates
- Driver Profile:
- Age and Gender: Younger drivers typically pay more.
- Driving Record: Accidents or traffic violations increase premiums.
- Credit Score: Insurers often consider credit history when calculating rates.
- Vehicle-Specific Factors:
- Size: The Expedition is a large SUV, and its potential for causing more damage in accidents can increase liability premiums.
- Age: As a 2000 model, the vehicle’s lower market value reduces collision and comprehensive costs.
- Theft Risk: Older SUVs like the Expedition are sometimes targeted for theft, which could slightly raise comprehensive rates.
- Location:
- Urban Areas: Higher traffic and theft risks may increase rates.
- Rural Areas: Generally lower rates due to fewer accidents and lower theft rates.
- Usage:
- Vehicles driven frequently or used for work may incur higher premiums.
 58, Male, Single, Arizona 85616 |
|---|
| Year/Make Model: 2000 FORD EXPEDITION |
| Ownership Status: Owned |
| Discount: Automatic Card Payments | Paperless | Snapshot® |
| Selected Coverages With Carrier: PROGRESSIVE |
|---|
| Bodily Injury Liability: $25,000 each person,$50,000 each accident |
| Property Damage Liability: $25,000 each accident |
| Uninsured Motorist Property Damage: No Coverage Comprehensive: No Coverage Collision: No Coverage Medical Payments: No Coverage Rental Reimbursement: No Coverage |
| Other Rejected Coverages: Roadside Assistance |
This person is a 58-year-old male who resides in Arizona with a zip code of 85616. He is currently single and drives a 2000 FORD EXPEDITION. Notably, he has opted for liability-only coverage for his vehicle, which means that his insurance policy covers damages he may cause to other people’s property or bodily injury, but does not include coverage for damage to his own vehicle. The decision to opt for liability-only coverage may be due to various reasons such as the age and condition of the vehicle or personal financial constraints.
Total 6 Month Premium:
$512.50
Monthly Installments: $85.41
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