Average Insurance Costs:
- Standard Coverage: Approximately $550 annually, equating to about $46 per month.
- Minimum Coverage: Around $321 annually, or roughly $27 per month.
Factors Influencing Insurance Premiums:
- Driver’s Age and Experience: Younger or less experienced drivers may face higher premiums.
- Driving Record: A clean driving history typically results in lower rates.
- Location: Urban areas or regions with higher accident rates can lead to increased insurance costs.
- Coverage Level: Opting for full coverage (including collision and comprehensive) will cost more than liability-only policies.
- Vehicle Usage: Higher annual mileage can increase premiums due to greater exposure to potential incidents.
Year/Make Model: 1996 GMC SUBURBAN C2500/K2500 |
Ownership Status: 3 Years or More |
Discounts: Paperless, Paid in Full, 3 Years Safe Driving, 5 Years Accident Free, Continuous Insurance- Gold |
Selected Coverages With Progressive |
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Bodily Injury Liability: $25,000 / $50,000 |
Property Damage Liability: $15,000 |
Uninsured Motorist Bodily Injury: No Coverage Comprehensive: No Coverage Collision: No Coverage |
Other Rejected Coverages: Medical Payments, Comprehensive, Collision, Uninsured/Underinsured Motorist, Rental Reimbursement & Roadside Assistance |
Total 6 Month Premium: $233.50
Tips to Lower Insurance Premiums:
- Maintain a Clean Driving Record: Avoid traffic violations and accidents to qualify for safe driver discounts.
- Bundle Policies: Consider combining auto and home insurance with the same provider for potential discounts.
- Shop Around: Compare quotes from multiple insurance companies to find the best rate for your specific situation.
- Adjust Coverage Levels: Evaluate your coverage needs and consider higher deductibles to lower premiums, keeping in mind your ability to pay out-of-pocket costs in the event of a claim.
Monthly Installments: Paid in Full
This client received a quote for liability insurance with Progressive through A Plus Insurance. His auto premium cost for a 6 month period was $233.50. If in the future, he wanted to add additional coverage or raise his liability limits, he would just need to speak with an agent and go over the new premium price. Call A Plus today to get started on a free quote for your vehicle in Arizona!