SR22 Insurance Ohio

Sr22 Insurance

SR22 Insurance Ohio

Company fees for SR-22 in Ohio

Some companies do not offer SR-22 filings because they do not insure ‘high risk’ drivers. They may be a preferred company that do not allow those types of violations. Most companies that do offer SR-22 charge a flat fee of $5-$25 per term. Some companies, like Dairyland Insurance, do not charge at all.

GAINSCO$25.00
Acceptance RTRNA
Liberty Mutual$15-$25
AllstateUnknown
Geico$25.00
Safecona
Travelersna
National General$25.00
DairylandFree
State Autona
21st Centuryna
State FarmUnknown
Mendota Ins. CompanyNA
American Familyna
AssuranceAmericaNA
USAAna
Progressive Insurance$25.00
Farmers$15-$60

Laws pertaining to SR-22 in Ohio

If your license has been suspended because of a major conviction, you will be required to carry an SR-22 filing for 3-5 years, depending upon the conviction. You will need to carry the State Minimum Liability limits in order to have an SR-22. The SR-22 filing will be reported to the State of Ohio by your insurance provider.

SR-22 rates by company (full coverage) in Ohio

This is the average cost each company charges for full coverage insurance with an SR-22 filing on that policy. The rates do vary depending on the insured and their driving history, location, and other rating factors.

CompanySR22 Full Coverage (average)
NationwideN/A
National General$170.00
AssuranceAmerica$182.00
21st CenturyN/A
TravelersN/A
American FamilyN/A
Progressive Insurance$178.00
The General$212.00
Farmers$176.00
Acceptance RTR$169.00
Bristol West$188.00
Geico$185.00
Dairyland$203.00
AllstateN/A
SafecoN/A
State AutoN/A

Cost for SR-22 Insurance (full coverage) in Ohio

If you are financing a vehicle, you will likely need to carry full coverage which is Comprehensive and Collision on the vehicle. If you need an SR-22 as well, you can add that onto your policy for a small fee. Above is the average cost for full coverage, with an SR-22 in each city.

CityPrice
Strongsville$149
Massillon$154
Cleveland$158
Brunswick$148
Marysville$156
Westerville$146
Hilliard$153
Green$171
Trotwood$154
Newark$147
Lancaster$170
Lima$149
Wadsworth$148
Warren$180
Shaker Heights$151
Avon Lake$174
Zanesville$181
Medina$157
Dublin$173
Mansfield$154
Troy$155
Elyria$175
Gahanna$169
Maple Heights$175
Middletown$163
Lakewood$147
Parma$174
Bowling Green$171
Cuyahoga Falls$161
Akron$159
Sandusky$155
North Olmsted$165
Delaware$173
Willoughby$155
Lorain$151
Mason$180
Xenia$165
Oxford$165
Solon$179
Canton$146
Euclid$148
Barberton$155
Findlay$164
Mentor$158
Toledo$159
Garfield Heights$150
Avon$175
Columbus$174
Fairfield$149
Springfield$165
Cleveland Heights$147
Youngstown$159
Fairborn$155

SR-22 and child support in Ohio

If you owe child support in Ohio, you could be at risk for having your driving privilege’s suspended or revoked. If this happens, you will be required to carry an SR-22 for 1-3 years.

Cost for SR-22 Insurance (liability) in Ohio

Just looking for the bare minimum coverage to make you legal? These are the average prices for minimum liability with an SR-22 filing in Ohio.

CityPrice
Reynoldsburg$110.00
Toledo$104.00
Trotwood$110.00
Canton$109.00
Euclid$88.00
Lorain$108.00
Marion$87.00
Parma$108.00
Columbus$94.00
Springfield$96.00
Shaker Heights$106.00
Lima$87.00
Findlay$99.00
Westlake$110.00
Fairborn$106.00
North Olmsted$105.00
Bowling Green$103.00
Mason$95.00
Middletown$88.00
Newark$102.00
Grove City$86.00
Xenia$86.00
Strongsville$110.00
Akron$87.00
Dublin$96.00
Lancaster$96.00
Barberton$110.00
North Royalton$97.00
Avon$104.00
Mentor$92.00
Solon$108.00
Hilliard$103.00
Wooster$105.00
Wadsworth$105.00
Hamilton$105.00
Avon Lake$104.00
Cuyahoga Falls$88.00
Maple Heights$106.00
North Ridgeville$104.00
Elyria$102.00
Fairfield$97.00
Youngstown$91.00
Huber Heights$107.00
Stow$106.00
Cincinnati$106.00
Sandusky$93.00
Upper Arlington$103.00
Kettering$106.00
Centerville$101.00
Warren$92.00
Gahanna$91.00
Willoughby$87.00
Picture Shows Driver Opening A Beer Bottle Behind The Wheel With The Caption What Is The Difference Between Sr22 And Fr44

Who has the lowest price on SR-22 in Ohio

Need an SR-22 but not sure where to start? Above is a list of the cheapest Insurance companies for high risk drivers, for each city. Start by calling the companies for free quotes on liability with SR-22.

CityPrice
KentThe General
YoungstownGeico
Shaker HeightsBristol West
Avon LakeProgressive
WarrenGeico
WadsworthGeico
ColumbusLiberty Mutual
ParmaProgressive
DelawareGeico
LancasterThe General
AvonThe General
LorainProgressive
AthensBristol West
DaytonProgressive
MansfieldFarmers
Bowling GreenNational General
Grove CityProgressive
ElyriaProgressive
LakewoodGeico
WilloughbyGeico
MedinaProgressive
AkronLiberty Mutual
WestlakeThe General
North OlmstedThe General
Cleveland HeightsLiberty Mutual
Huber HeightsGeico
FairfieldProgressive
LimaProgressive
BarbertonGeico
ReynoldsburgProgressive
AustintownLiberty Mutual
StrongsvilleNational General
GreenGeico
MarysvilleLiberty Mutual
ClevelandNational General
ZanesvilleThe General
NewarkProgressive
MiddletownLiberty Mutual
DublinGeico
HilliardGeico
TroyLiberty Mutual
CincinnatiProgressive
EuclidGeico
RiversideBristol West
OxfordGeico
Garfield HeightsFarmers
XeniaThe General
BeavercreekProgressive
MentorLiberty Mutual
CantonLiberty Mutual
WestervilleGeico
CentervilleGeico

Which companies offer SR-22 in Ohio

Most insurance companies offer SR22 filings. The ones that do not offer SR22 are Travelers insurance, State Farm insurance, State Auto, Safeco, USAA, Nationwide, and American Family insurance.

CompanySR22 Offered
Mendota Ins. Companyyes
Acceptance RTRyes
GAINSCOyes
Geicoyes
Allstateunsure
USAANO
Liberty Mutualyes
Travelersno
Safecono
Progressive InsuranceYes
The Generalyes
State Autono
AssuranceAmericayes
Bristol Westyes
Dairylandyes
Nationwideno
National Generalyes
Farmersyes
State Farmunsure
American Familyno

SR-22 Insurance rates by company (liability) in Ohio

Liability Insurance is the minimum requirements per each state. Each state requires different liability limits, you can check your states requirements above. By having the minimum liability limits, you can add an SR-22 to the insurance policy, that will let the State know you are complying by carrying the required insurance.

CompanySR22 Liability (average)
AssuranceAmerica$77.00
Progressive Insurance$91.00
Liberty Mutual$115.00
National General$72.00
NationwideN/A
USAAN/A
Farmers$125.00
Acceptance RTR$86.00
Bristol West$113.00
Mendota Ins. Company$96.00
Geico$74.00
Dairyland$61.00
AllstateN/A
21st CenturyN/A
State FarmN/A
American FamilyN/A
GAINSCO$123.00
The General$76.00
SafecoN/A

State Insurance requirements in Ohio

StateState MinPIP?
Ohio25/50/25N/A
The minimum insurance requirements by law in Ohio are 20/50/25. This means if you are liable in the event of an accident, your insurance company will pay out bodily injury expenses and property damage expenses up to these limits, to the other party. The limits equate to $25,000 per person for bodily Injury, up to $50,000 per accident, and $25,000 for property damage.

Need an SR-22 but no vehicle?

In Ohio, you can purchase a Named Operator policy or Non-Owners policy which will cover you for the minimum liability requirements per the state. You will add the SR-22 filing to that policy, which will let the state know you are carrying the required liability limits. The Non Owners policy covers you driving any personal passenger vehicle as long as you do not, or any household members own the vehicle.

Other Helpful links
SR22 Auto Insurance in New Hampshire
SR22 Insurance in Oregon
Best SR22 Insurance in Washington
Best SR22 Insurance in Tennessee
Best SR22 Insurance in Florida
Best SR22 Insurance in Nevada
SR22 Insurance in Indiana
SR22 Insurance in Arizona
Best SR22 Insurance in Illinois

Last Updated on November 20, 2021 by Shawn Christie

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