sr22 insurance montana
Insurance Montana

SR22 Insurance Montana

Unfortunately….many people have far from a perfect driving record in Montana…but that’s where A Plus Insurance can help!

SR22 Insurance Montana: Rates by Company (Liability)

CompanySR22 Liability (Average)
SafecoN/A
Acceptance RTR$104.00
National General$97.00
Farmers$70.00
American FamilyN/A
AllstateN/A
GAINSCO$117.00
21st CenturyN/A
State AutoN/A
Geico$112.00
Liberty Mutual$116.00
Mendota Ins. Company$73.00
The General$90.00
Bristol West$97.00
Progressive Insurance$80.00
Whether you want liability or full coverage, you are able to add an SR-22 to your policy (depending on the insurance company) for a small fee. If your vehicle is over 10 years of age, most only carry liability insurance because the cost of full coverage insurance on an older vehicle could be more than the value of the vehicle.

SR22 Insurance Montana and DUIs

If you live in Montana, and you get a DUI (or related offense) in another state, that state may require you to buy SR22 insurance for Montana. Montana does not require an SR-22 if you’ve been convicted of a DUI in the State.

SR22 Insurance Montana: Who has the Lowest Price on (By City)

Most insurance companies charge a small fee to add an SR-22 filing onto the policy. The fee usually ranges from $5-$25 each term.

CityPrice
HamiltonThe General
ChoteauLiberty Mutual
WhitefishGeico
PlentywoodThe General
Big TimberGeico
SidneyThe General
KalispellProgressive
LewistownThe General
EvergreenProgressive
HavreGeico
Fort Belknap AgencyBristol West
Crow AgencyLiberty Mutual
Wolf PointProgressive
Miles CityProgressive
BozemanGeico
Lame DeerProgressive
Thompson FallsLiberty Mutual
HardinProgressive
West GlendiveLiberty Mutual
PabloGeico
LivingstonProgressive
ShelbyLiberty Mutual
BigforkProgressive
StevensvilleProgressive
Big Sky and Cut BankGeico
East MissoulaProgressive
Helena Valley West CentralGeico
EurekaNational General
Three ForksThe General
Columbia FallsGeico
Red LodgeProgressive
GlendiveGeico
DillonThe General
FrenchtownProgressive
Seeley LakeProgressive
LaurelThe General
Orchard HomesThe General
Fort BentonGeico
South BrowningLiberty Mutual
ClancyProgressive
Deer LodgeFarmers
ConradProgressive
Malmstrom AFBProgressive
LakesideProgressive
Four CornersThe General
LibbyThe General
Sun PrairieGeico
Butte-Silver BowProgressive
RoundupThe General
TownsendGeico
East HelenaLiberty Mutual
BakerProgressive
ColumbusNational General
BelgradeProgressive
Helena Valley NorthwestGeico
Helena Valley NortheastBristol West
King Arthur ParkThe General
GlasgowProgressive
ColstripProgressive
LoloProgressive
Helena Valley SoutheastThe General
MaltaThe General
HelenaGeico
ForsythNational General
Anaconda-Deer Lodge CountyProgressive
SR22 Insurance Montana

SR22 Insurance Montana: Cost (Liability)

CityPrice
Red Lodge$92.00
Clancy$93.00
Glasgow$102.00
Glendive$91.00
Lolo$100.00
Bozeman$93.00
Manhattan$99.00
Billings$97.00
West Glendive$91.00
Hardin$100.00
Roundup$97.00
Helena Valley Southeast$101.00
Lame Deer$98.00
Sidney$107.00
Evergreen$100.00
Helena Valley West Central$99.00
Baker$93.00
Dillon$100.00
Bonner-West Riverside$87.00
Choteau$99.00
Hamilton$95.00
Big Sky and Cut Bank$101.00
Malmstrom AFB$97.00
Stevensville$97.00
Missoula$105.00
Three Forks$109.00
Kalispell$110.00
Columbus$93.00
King Arthur Park$109.00
Sun Prairie$109.00
Big Timber$89.00
Frenchtown$88.00
Townsend$107.00
Libby$88.00
Havre$90.00
Fort Belknap Agency$108.00
Eureka$95.00
Montana City$103.00
Fort Benton$106.00
Forsyth$103.00
Pablo$101.00
Ronan$107.00
Crow Agency$99.00
Orchard Homes$97.00
Lockwood$104.00
Anaconda-Deer Lodge County$103.00
Helena Valley Northwest$96.00
The average cost for liability insurance with an SR-22 will vary depending on location, driving history, and type of vehicle.

SR22 Insurance Montana: Laws Pertaining to SR-22

If you’ve been convicted of a major violation and are required to carry an SR-22 in Montana, the minimum requirement is 1-3 years. The Insurance company that the filing is with, will be required to report your insurance to the State of Montana.

SR22 Insurance Montana: Company Fees

CarriersFees
SafecoN/A
National GeneralN/A
AllstateUnknown
Acceptance RTRN/A
USAAN/A
Farmers$15-$51
AssuranceAmericaN/A
State FarmUnknown
DairylandFree
TravelersN/A
American FamilyN/A
NationwideN/A
Geico$25.00
Bristol WestN/A
State AutoN/A
Liberty Mutual$15-$25
GAINSCON/A
Some insurance companies do not offer SR-22 Insurance because it is considered ‘high risk’. Some companies offer SR-22 filings for small fee of $5-$25 each insurance term. This means you will pay a one time fee up front, which will cover you for your entire term.

SR22 Insurance Montana: Average Cost (Full Coverage)

CityPrice
Hardin$150
Libby$156
Columbus$146
Malta$173
Three Forks$151
Belgrade$168
Shelby$159
Clancy$160
Fort Benton$162
Dillon$171
Kalispell$151
Big Timber$159
Great Falls$164
Red Lodge$150
Roundup$156
Hamilton$182
Pablo$181
Helena Valley Northwest$151
Laurel$159
Ronan$147
Fort Belknap Agency$148
Columbia Falls$156
Evergreen$146
Wolf Point$158
Miles City$167
Sidney$170
Lame Deer$167
Butte-Silver Bow$160
Townsend$165
Helena$175
Plentywood$158
Thompson Falls$168
Stevensville$150
Glasgow$171
East Missoula$174
Billings$150
Four Corners$158
Manhattan$169
Sun Prairie$168
Polson$165
Anaconda-Deer Lodge County$149
Bigfork$168
Missoula$160
Seeley Lake$168
Deer Lodge$146
Lewistown$158
Helena Valley Northeast$168
Choteau$148
Helena Valley West Central$146
Malmstrom AFB$146
Montana City$173
Big Sky and Cut Bank$151
Glendive$174
Crow Agency$155
West Glendive$176
Bozeman$172
Orchard Homes$158
Frenchtown$178
The average cost for full coverage will vary a bit depending upon the type of vehicle and coverage selected. Many insurance companies offer discount to help save customers money, be sure to ask your Insurance company for any available discounts that may apply to you.

SR22 Insurance Montana: Need an SR-22 but No Vehicle?

You’re required by the state to carry an SR-22 but don’t own a vehicle. Why would you need to carry insurance, if you don’t drive? If you don’t own a vehicle, you can purchase what’s called a Non Owners policy. This will cover you for the minimum liability limits that are required, and you can add the SR-22 filing to that policy.

If you choose to drive, you will be covered for liability only, driving any vehicle as long as you do not own it. If you end up purchasing a vehicle, you will need to switch to a standard auto policy with that vehicle listed, as well as an SR-22 filing on that policy.

SR22 Insurance Montana: Which Companies Offer filings?

CompanySR22 Offered
GAINSCOyes
Farmersyes
Geicoyes
AssuranceAmericayes
Acceptance RTRyes
Nationwideno
National Generalyes
Travelersno
USAANO
American Familyno
Allstateunsure
Dairylandyes
State Autono
Mendota Ins. Companyyes
The Generalyes
Liberty Mutualyes
Bristol Westyes
Safecono
Already have an insurance policy, but required to carry an SR-22 now? You do not need to take out a second insurance policy. Check to see if your insurance provider can add an SR-22 to your existing policy for a small fee.

SR22 Insurance Montana: Frequently Asked Questions

How do I find out if I need an sr22 in Montana?

If you’ve been convicted of a major violation, you may need an SR-22. You can contact your local DMV for specific details.

What is an SR22 in Montana?

An SR-22 is a Financial Responsibility Filing, which lets the State know that you are carrying the minimum liability limits required.

What happens if I let my sr22 lapse in Montana?

If your insurance policy lapses, the DMV will be notified. You may have to re start your required amount of time to carry the SR-22 and pay reinstatement fees again.

How much does an sr22 cost in Montana?

Most Insurance Companies charge a small fee of $5-$25 for each term. Some companies charge a percentage of the total premium.

Additional Helpful Links

What is SR22?
Liability Only Insurance Montana
Full Coverage Insurance in Montana
Montana Auto Insurance
Homeowners Insurance in Montana
Montana Motorcycle Insurance

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Last Updated on by Marlon Moss

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