SR22 Insurance Mississippi

Sr-22 Insurance
What is SR-22 Insurance?

SR22 Insurance Mississippi

SR-22 Insurance rates by company (full coverage) in Mississippi

CompanySR22 Full Coverage (average)
American FamilyN/A
AllstateN/A
Geico$208.00
NationwideN/A
Mendota Ins. Company$190.00
Bristol West$213.00
National General$165.00
SafecoN/A
TravelersN/A
State FarmN/A
State AutoN/A
Farmers$211.00
Progressive Insurance$193.00
USAAN/A
The General$204.00
21st CenturyN/A
AssuranceAmerica$215.00
Dairyland$177.00
Liberty Mutual$178.00
Most commonly, people associate SR-22 insurance as expensive or the reasons their insurance premiums increase. This is not the case. Your insurance premium may increase based upon the violation you were convicted of, the SR-22 filing is a small fee added onto your existing policy, usually $5-$25 each term. If you need full coverage on your vehicle, you can add the SR-22 filing to your existing policy. There is no need to take out a second policy just for SR-22.

Laws pertaining to SR-22 in Mississippi

Under Mississippi law, all drivers required to carry SR-22 will need to maintain the minimum liability coverages. The SR-22 certificate of insurance will provide Mississippi DPS proof that you are carrying insurance for the minimum requirements, for at least 3 years.

Reasons you may be required to carry an SR-22 in Mississippi

At Fault accident with no insurance
DWI (Driving while intoxicated)
Failure to maintain mandatory insurance coverage required by state law
License suspension for failure to pay fines
Multiple Traffic Offenses
Driving while Suspended/revocation
Previous incarceration
Too many tickets in short period of time
DUI (Driving under the influence of Drugs or Alcohol)
Excessive points violations
Suspension of license due to child support
Major violations will require you to carry an SR-22 in order to reinstate your drivers license. Anything small, like a speeding ticket, or failure to yield is not a major violation and will not require an SR-22. Check the list above to see the common violations that require an SR-22.

Cost for SR-22 Insurance (liability) in Mississippi

CityPrice
Bay St. Louis$91.00
Saltillo$110.00
Clinton$108.00
Pontotoc$89.00
Meridian$96.00
Indianola$103.00
D’Iberville$103.00
Hattiesburg$88.00
Diamondhead$93.00
Tupelo$104.00
Pearl$100.00
Pass Christian$97.00
Louisville$106.00
Ridgeland$97.00
Cleveland$105.00
Aberdeen$96.00
Kosciusko$88.00
Booneville$93.00
Grenada$94.00
Greenwood$88.00
Columbus$101.00
Biloxi$96.00
Forest$87.00
Carthage$96.00
Natchez$98.00
Ellisville$88.00
Waveland$109.00
Hernando$105.00
Batesville$110.00
Brookhaven$109.00
Laurel$88.00
Philadelphia$107.00
Wiggins$103.00
Crystal Springs$89.00
St. Martin$90.00
Petal$94.00
Gulf Hills$102.00
Moss Point$100.00
Olive Branch$90.00
Pascagoula$96.00
Greenville$106.00
Madison$90.00
Byram$88.00
Oxford$96.00
Corinth$86.00
Columbia$89.00
West Point$110.00
Senatobia$93.00
Florence$109.00
Amory$105.00
McComb$89.00
Picayune$86.00
Jackson$95.00
Richland$92.00
West Hattiesburg$103.00
Starkville$96.00
Brandon$108.00
Gulf Park Estates$90.00
Southaven$94.00
Canton$93.00
Waynesboro$94.00
Clarksdale$101.00
Vancleave$86.00
Flowood$109.00
Long Beach$106.00
Vicksburg$98.00
Liability insurance is the only thing you need in order to comply with your SR-22. The cost for liability insurance varies upon the insurance company and your location. Larger cities will higher amounts of accidents/claims may cost more for insurance than smaller cities.

DUI and SR-22 in Mississippi

If you’ve been convicted of a DUI in Mississippi, your license will be suspended, and you will be required to carry an SR-22 for 3-5 years. The SR-22 will simply let the State of Mississippi know that you are carrying the minimum liability limits.

Which companies offer SR-22 filings in Mississippi

CompanySR22 Offered
Liberty Mutualyes
Mendota Ins. Companyyes
Farmersyes
State Farmunsure
21st Centuryno
Dairylandyes
Travelersno
Nationwideno
Progressive InsuranceYes
American Familyno
USAANO
Acceptance RTRyes
Geicoyes
The Generalyes
Bristol Westyes
National Generalyes
Allstateunsure
Safecono
GAINSCOyes
Not sure where to start looking for insurance quotes? Above is a list of common insurance companies in the areas of Mississippi, that do and do not offer SR-22 Insurance. If you are already insured, call your insurance company to ask if they can add an SR-22 to your policy. If you’re not insured, check with one of the companies above for a quote.
Red Button With The Words Sr22 Same Day Filing

Cost for SR-22 (full coverage) in Mississippi

CityPrice
Ridgeland$152
Florence$157
Philadelphia$177
Flowood$160
Senatobia$157
Southaven$148
Carthage$148
Laurel$173
Columbia$180
McComb$181
Ellisville$155
Batesville$153
Gautier$149
Oxford$155
Amory$159
Corinth$165
Holly Springs$148
Aberdeen$178
Kosciusko$178
Moss Point$177
Pontotoc$159
Ocean Springs$182
Ripley$177
Madison$153
Gulf Park Estates$181
Cleveland$164
Hernando$155
Wiggins$151
New Albany$176
Vancleave$174
Vicksburg$169
Canton$178
Pascagoula$153
Bay St. Louis$158
Starkville$182
St. Martin$160
Waveland$180
Picayune$165
Brandon$176
Olive Branch$179
Clinton$148
Brookhaven$180
Tupelo$149
Pass Christian$158
Horn Lake$174
Jackson$153
Diamondhead$146
Hattiesburg$150
Meridian$166
Crystal Springs$151
Greenville$157
Yazoo City$162
Natchez$176
Clarksdale$181
Grenada$150
Waynesboro$150
Forest$181
Long Beach$170
Indianola$175
West Hattiesburg$162
West Point$148
Louisville$177
Petal$146
D’Iberville$157
Biloxi$155
Booneville$146
Gulf Hills$152
Richland$151
Saltillo$170
The average cost for full coverage varies with each insurance company, as well as the insured. A driver with less violations will pay less for full coverage insurance. The SR-22 filings is generally a small fee added onto the premium.

SR-22 and Child Support in Mississippi

If your license has been suspended for failure to pay child support, you will be required to maintain liability insurance with an SR-22 filing for at least 3 years.

Company fees for SR-22 in Mississippi

Progressive Insurance$25.00
AllstateUnknown
DairylandFree
Liberty Mutual$15-$25
Bristol WestNA
Safecona
State Autona
Acceptance RTRNA
GAINSCONA
National General$25.00
21st Centuryna
Geico$25.00
State FarmUnknown
Travelersna
USAAna
Mendota Ins. Company$25.00
Nationwidena
American Familyna
The General$25.00
On average, most companies charge a fee of $5-$25 per insurance term. This means you pay the fee up front and it covers you the entire term wither that be 6 months or 12 months. At the renewal, the fee will need to be paid again for the upcoming term.

Who has the lowest price on SR-22 (by city) in Mississippi

CityPrice
St. MartinThe General
SenatobiaNational General
CorinthProgressive
ClevelandProgressive
Long BeachLiberty Mutual
DiamondheadThe General
SouthavenLiberty Mutual
Gulf HillsGeico
GautierFarmers
LatimerGeico
CarthageThe General
WavelandProgressive
ClarksdaleGeico
BrandonProgressive
D’IbervilleFarmers
Horn LakeDairyland*
PicayuneProgressive
LouisvilleProgressive
Holly SpringsLiberty Mutual
ByramGeico
HernandoProgressive
SaltilloDairyland*
AmoryBristol West
PetalProgressive
StarkvilleThe General
FlowoodNational General
Crystal SpringsProgressive
New AlbanyThe General
RipleyProgressive
PearlProgressive
JacksonFarmers
PascagoulaNational General
EllisvilleProgressive
McCombLiberty Mutual
West PointGeico
RichlandProgressive
Bay St. LouisThe General
BiloxiProgressive
GrenadaThe General
TupeloNational General
BatesvilleProgressive
LaurelBristol West
OxfordGeico
BrookhavenLiberty Mutual
NatchezProgressive
ColumbusLiberty Mutual
Pass ChristianThe General
Olive BranchProgressive
HattiesburgGeico
IndianolaLiberty Mutual
Ocean SpringsGeico
ColumbiaThe General
Gulf Park EstatesThe General
MadisonThe General
CantonGeico
GreenwoodLiberty Mutual
VicksburgLiberty Mutual
PontotocDairyland*
AberdeenFarmers
FlorenceLiberty Mutual
GulfportThe General
WaynesboroThe General
ClintonProgressive
Moss PointThe General
ForestProgressive
Yazoo CityThe General
PhiladelphiaProgressive
VancleaveProgressive
MeridianGeico
RidgelandNational General
West HattiesburgFarmers
WigginsGeico
KosciuskoProgressive
Wondering which companies offer the cheapest insurance rates by city? Check above for a list of common cities and the cheapest insurance companies in that area.

SR-22 insurance rates by company (liability) in Mississippi

CompanySR22 Liability (average)
AllstateN/A
National General$103.00
AssuranceAmerica$108.00
State AutoN/A
State FarmN/A
Dairyland$115.00
NationwideN/A
Geico$92.00
The General$82.00
American FamilyN/A
TravelersN/A
Mendota Ins. Company$95.00
21st CenturyN/A
Farmers$87.00
Bristol West$105.00
SafecoN/A
Progressive Insurance$81.00
GAINSCO$107.00
A common misconception about Sr22 insurance is that it is expensive. What makes Sr22 insurance expensive is a person’s driving record not the actual Sr22 filing itself.
Other Helpful links
Cheapest sr22 Insurance in Kansas
Car Insurance in Indiana
Car Insurance in Texas
SR22 Auto Insurance in West Virginia
Cheapest sr22 Insurance in Maine
Car Insurance in South Dakota
SR22 Auto Insurance in California
Cheapest SR22 in Missouri
Cheapest sr22 Insurance in Colorado

Last Updated on November 5, 2021 by Shawn Christie

Spread the love