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Insurance In Mississippi

All About Auto Insurance In The Beautiful State Of Mississippi

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The State minimum liability limits required to hit the road in Mississippi are $25,000 / $50,000 / $25,000.

That is to say, 25,000 per person for bodily injury up to 50,000 and 25,000 for property damage to be more specific. Ask for liability only if this is the type of insurance in Mississippi that you require.

But what about your auto?

LOWEST COST FULL COVERAGE CAR INSURANCE IN MISSISSIPPI IN 10 MINS

Full coverage Insurance will cover your vehicle for theft, fire, vandalism, glass breakage, and impact with another vehicle/object. Not to mention other coverage options that open up like Rental and roadside.

If you’re financing a newer vehicle it is important to carry these coverages on your Mississippi Car Insurance.

Enjoying a nice day on the River bank listening to those famous Blues tunes when you notice your cars get up and go, got up and went? Make sure your Insurance policy covers you for Roadside Assistance in case you need a tow.

QUICK TIP: Choose a higher Deductible to keep those rates lower.

LEAST EXPENSIVE BROADFORM / NON OWNERS AUTO INSURANCE IN MISSISSIPPI

The Broadform policy is offered in only 11 States, Mississippi being one of those States. The Broadform covers the Named Insured only, driving any personal passenger vehicle, covered for liability.

This type of policy is great if you need insurance, but do not necessarily own a vehicle, or if you own multiple vehicles. The reason being, the price does not change based on the type of vehicle, or number of vehicles.

This is Chuck, he just needs simple insurance to get his license reinstated! But, he doesn’t own a car! How do you get insurance when you don’t have a car to put on the policy? Easy! Get a non-owners broadform and now he can get his insurance valid once again. He can even drive his sisters car to get to the Elvis Museum in Tupelo!

CHEAPEST INSURANCE FOR FEMALE DRIVERS IN MISSISSIPPI

While gender doesn’t have as sizable an impact on car insurance premiums like location, or driving history may, it does affect your insurance premium. On average, females pay $50 less a year on their Mississippi car Insurance. Great news ladies, you just earned yourself a spa day with those yearly savings for you insurance in Mississippi!

LEAST EXPENSIVE AUTO INSURANCE WITH DUI, ACCIDENT, VIOLATIONS
IN MS

Have you ever been convicted of a DUI? Mistakes happen. Most importantly, do not let that mistake happen again because it will cost you. Insurance premiums will increase with a major violation such as an At Fault Accident, or DUI. Those violations will stay on your driving record for 5 years, making insurance prices more expensive for 5 years, until they fall off.

Due to the circumstance, you may require a SR-22 for your insurance in Mississippi.

An SR-22 filing is simply an attachment added onto a Mississippi Insurance policy that carries at least the State Minimum Liability requirements. This leaves your insurance company responsible for reporting your insurance to the State of Mississippi to let them know you are complying. The average time for an SR-22 is 1-5 years depending upon the type of conviction.

Who typically has the cheapest insurance?

In Mississippi, finding affordable insurance is essential for every driver. Insurance rates can vary based on factors like age, driving record, and coverage needs. However, some insurance carriers consistently offer competitive prices for drivers in the Magnolia State. Progressive and Dairyland are among the insurance companies known for providing budget-friendly options for vehicle insurance in Mississippi. By comparing quotes from multiple insurance carriers, you can find the coverage you need at a price that fits your budget.

• Factors influencing insurance rates:
  • Age
  • Driving record
  • Coverage needs
  • Vehicle type

Comparison of Insurance Rates in Mississippi:

By exploring your options and taking advantage of available discounts, you can secure affordable insurance coverage in Mississippi.

BEST INSURANCE WITH CLEAN DRIVING HISTORY IN MISSISSIPPI

It’s well known that drivers with clean records pay less for insurance in Mississippi car Insurance, because they are safer drivers and less likely to result in a claim or accident. You will be rewarded for your safe driving habits with cheaper Insurance rates.

What’s better than classic Mississippi Blues? Bundling your Auto and Homeowners
Policies together! Insurance companies are likely to keep your business longer when
you have more than 1 policy with them, in return offering you cheaper prices for you Mississippi Insurance!

GOOD CREDIT VS BAD CREDIT?

Credit is a rating factor when determining a driver’s Mississippi Car Insurance premium. The better credit you have, the cheaper Insurance prices you will see. This will keep money in your pocket, and who doesn’t love to save money?

Keep your Credit in good standing, and your insurance prices will be cheaper. If you have ‘bad credit’, maybe the time to work on it is now. You can start by taking small steps to getting your credit cleaned up, and you will start to see cheaper rates for your insurance in Mississippi.

INSURANCE SERVICES WE OFFER

Auto Insurance

Don’t give up…we can help you find affordable rates, need an SR-22? We got you!

Homeowners Insurance

Homeowners, renters, and mobile home owners: make sure you have the protection you need.

Other Insurance Types

Motorcycles, RVs, ATVs, life insurance, you name it…we can help!

Last Updated on March 25, 2024 by Camron Moss