The State minimum liability limits required to hit the road in Mississippi are $25,000 / $50,000 / $25,000.
That is to say, 25,000 per person for bodily injury up to 50,000 and 25,000 for property damage to be more specific. Ask for liability only if this is the type of insurance in Mississippi that you require.
But what about your auto?
LOWEST COST FULL COVERAGE CAR INSURANCE IN MISSISSIPPIIN 10 MINS
Full coverage Insurance will cover your vehicle for theft, fire, vandalism, glass breakage, and impact with another vehicle/object. Not to mention other coverage options that open up like Rental and roadside.
If you’re financing a newer vehicle it is important to carry these coverages on your Mississippi Car Insurance.
Enjoying a nice day on the River bank listening to those famous Blues tunes when you notice your cars get up and go, got up and went? Make sure your Insurance policy covers you for Roadside Assistance in case you need a tow.
QUICK TIP: Choose a higher Deductible to keep those rates lower.
TOP 3 MISSISSIPPI INSURANCE AVERAGE RATEFULL COVERAGE
Carriers
Average Price
National General
$139
Progressive Insurance
$139
American Family
$145
Insurance in Mississippi
LEAST EXPENSIVE BROADFORM / NON OWNERS AUTO INSURANCE IN MISSISSIPPI
The Broadform policy is offered in only 11 States, Mississippi being one of those States. The Broadform covers the Named Insured only, driving any personal passenger vehicle, covered for liability.
This type of policy is great if you need insurance, but do not necessarily own a vehicle, or if you own multiple vehicles. The reason being, the price does not change based on the type of vehicle, or number of vehicles.
Chuck & His Sister
This is Chuck, he just needs simple insurance to get his license reinstated! But, he doesn’t own a car! How do you get insurance when you don’t have a car to put on the policy? Easy! Get a non-owners broadform and now he can get his insurance valid once again. He can even drive his sisters car to get to the Elvis Museum in Tupelo!
Broadform/Non-Owners Average Rates
Carriers
Average Cost
Dairyland
$76
Progressive Insurance
$98
The General
$116
Mendota Ins. Company
$141
Bristol West
$156
Geico
$170
Remember- Broadform policies follow the driver not the car.
CHEAPEST INSURANCE FOR FEMALE DRIVERS IN MISSISSIPPI
While gender doesn’t have as sizable an impact on car insurance premiums like location, or driving history may, it does affect your insurance premium. On average, females pay $50 less a year on their Mississippi car Insurance. Great news ladies, you just earned yourself a spa day with those yearly savings for you insurance in Mississippi!
Gender Comparison Average for Mississippi Insurance
Male
Female
$ 231.84
$ 184.09
$ 193.20
$ 161.00
$ 139.84
$ 124.84
$ 110.40
$ 106.08
$ 109.48
$ 98.44
$ 99.36
$ 101.48
$ 106.08
$ 114.08
New A Plus Insurance Customers in Mississippi Save on Average $591.55..that’s almost 5,406 eggs!
LEAST EXPENSIVE AUTO INSURANCE WITH DUI, ACCIDENT, VIOLATIONS IN MS
Have you ever been convicted of a DUI? Mistakes happen. Most importantly, do not let that mistake happen again because it will cost you. Insurance premiums will increase with a major violation such as an At Fault Accident, or DUI. Those violations will stay on your driving record for 5 years, making insurance prices more expensive for 5 years, until they fall off.
Due to the circumstance, you may require a SR-22 for your insurance in Mississippi.
An SR-22 filing is simply an attachment added onto a Mississippi Insurance policy that carries at least the State Minimum Liability requirements. This leaves your insurance company responsible for reporting your insurance to the State of Mississippi to let them know you are complying. The average time for an SR-22 is 1-5 years depending upon the type of conviction.
SR-22 Average Insurance Rates
Carriers
Average Cost
National General
$97
Geico
$101
Dairyland
$103
The General
$104
Mendota Ins. Company
$106
Progressive Insurance
$107
Allstate
$117
BEST INSURANCE WITH CLEAN DRIVING HISTORY IN MISSISSIPPI
It’s well known that drivers with clean records pay less for insurance in Mississippi car Insurance, because they are safer drivers and less likely to result in a claim or accident. You will be rewarded for your safe driving habits with cheaper Insurance rates.
Squeaky Clean Rates!
Carriers
Average Cost
Bristol West
$133
Geico
$133
AssuranceAmerica
$134
Acceptance RTR
$138
The General
$138
What’s better than classic Mississippi Blues? Bundling your Auto and Homeowners Policies together! Insurance companies are likely to keep your business longer when you have more than 1 policy with them, in return offering you cheaper prices for you Mississippi Insurance!
GOOD CREDIT VS BAD CREDIT?
Credit is a rating factor when determining a driver’s Mississippi Car Insurance premium. The better credit you have, the cheaper Insurance prices you will see. This will keep money in your pocket, and who doesn’t love to save money?
Keep your Credit in good standing, and your insurance prices will be cheaper. If you have ‘bad credit’, maybe the time to work on it is now. You can start by taking small steps to getting your credit cleaned up, and you will start to see cheaper rates for your insurance in Mississippi.
I have been a value customer for 3...read moreI have been a value customer for 3 years I honestly can say. A Plus Insurance service is the best I have ever dealt with There are very understanding very knowledgeable and will go out they way to help to have the best coverage for your vehicle at a affordable price The staff is so wonderful & pleasant to talk too they have excellent customer service Mrs.Katie Thank for you Do . Ms.Alexandra who was a great help with the understanding of my renew policy I really appreciate the staff for all you all do Thanks and I hope you as team have a great safe. Happy Independence Day weekend.
Notes: thank you for trusting us to insure your ford Truckread less
laura g.
7/07/2022
Justine Pronk was very helpful and respectful throughout...read moreJustine Pronk was very helpful and respectful throughout the experience and got me insurance with the general in less than 15 !read less
Michael B.
11/21/2021
Very helpful and professional, I would recommend anyone!!
Chanell R.
5/13/2023
Great experience, great price!
Jaden R.
7/21/2020
Marlon was extremely patient, kind and helpful. He...read moreMarlon was extremely patient, kind and helpful. He found me the best rate in town. It was truly a pleasure!read less
Shammie S.
4/13/2023
Veronica did an excellent job of assisting us...read moreVeronica did an excellent job of assisting us with answering all of our questions and finding the right insurance for us. It was a pleasure working with her.read less
Belinda P.
4/21/2022
Jole did a great job. Answered all of...read moreJole did a great job. Answered all of my questions. Thank you for your help.read less
rw3 s.
7/21/2021
She did an amazing job, explaining the rates...read moreShe did an amazing job, explaining the rates very well and clear.read less
Sonia B.
9/22/2022
I had to find a last minute insurance,...read moreI had to find a last minute insurance, Justine and Krystal did a fabulous job at helping me get the best rate. Justine is my insurance agent and she was so patient with me. I had no idea how to go about getting insurance cause my husband is the one who usually does it but i am so incredibly thankful for Justine making the process easy for me. I pay way more less then my other insurance and i am so glad we have extra cash for other bills. Thank you Justine and Krystal! They really are an A+auto insurance definitely going to recommend this insurance agency to my husband, friends and family.read less
Savy O.
8/21/2021
Great great service. Glade I met them. Will...read moreGreat great service. Glade I met them. Will highly recommend them.read less
Billie P.
3/08/2023
Very helpful, and fast getting me the right...read moreVery helpful, and fast getting me the right insurance thanks alot.read less
Telly A.
7/21/2020
Katie was so pleasant to work with and...read moreKatie was so pleasant to work with and was willing to go above and beyond not only to get me the best price but also the best policy to meet my needs. I have had many issues with companies in the past but she has made my insurance experience a great one’read less
Samantha F.
7/21/2021
Chrystal was great! She made obtaining insurance painless...read moreChrystal was great! She made obtaining insurance painless and saved me a significant amount on my premium! I highly recommend her services.read less
Ddoc H.
12/21/2021
Crystal was an amazing help !! so nice...read moreCrystal was an amazing help !! so nice and got everything done in a split second !
Owners response: Thank you for trusting us to insure your ford truck.read less
Nevaeh S.
7/15/2022
Alexis was very helpful with my problem today,...read moreAlexis was very helpful with my problem today, as well she did what had to be done to solve my problem thanks so muchread less
Gloria S.
5/09/2023
Marlon helped me find the best rate and...read moreMarlon helped me find the best rate and went out of his way to assist me, saved so much time and money, definitely worth it, quick and easy. Thank you Marlon!!read less
Alexis M.
2/02/2023
Unlike other agents I've recently dealt with, Justine...read moreUnlike other agents I've recently dealt with, Justine was very helpful and professional. She seemed to appreciate my business and I appreciated her getting my quote back to me in a timely manner. It was a pleasure doing business with her.read less
Steve R.
12/21/2021
Lauren is great!!!.. Very helpful and nice
Chris C.
3/08/2022
My experience with Katie was phenomenal she was...read moreMy experience with Katie was phenomenal she was very professional and helped me out a lot and was very patient to wait for me to get a VIN number to my vehicle and then took care of me and sent me all the information that I needed. God bless you a plus insurance and Katie thank you your new customer will Harrisread less
Will H.
7/21/2021
My agent was incredible! I had to work...read moreMy agent was incredible! I had to work do all of the process through text because I was swamped with school work and she was amazing! Highly recommend.
Notes: Multi vehicle policy, with two drivers. single tenants 47, 62 obtain low cost Auto/cycle insurance multi policy Georgia Prior insurance Allstate Chevy, and ford.
read less
Lauren D.
7/14/2022
Jolla is the best agent and good person....read moreJolla is the best agent and good person. I have been dealing with her for many years, she is professional and courteous. She quoted the best rate for my friend Mr. Wai Ma she made me look good. Thanks for her service through the years.read less
Berhe H.
7/21/2020
The experience I had with A plus Insurance...read moreThe experience I had with A plus Insurance was phenomenal. Marlon gave me call and made the whole process seamless and was able get all docs I needed right away, so big thanks to these guys.read less
Davante Y.
2/02/2023
Very Professional and got the job done quick!I...read moreVery Professional and got the job done quick!I worked with Marlon Moss. Thank you for the great service.
Notes: married renter, 34 investment quick non owners now Virginia Prior insurance Diaryland No vehicle listedread less