SR22 Insurance Maryland

The Ravens, crab cakes, Orioles… there are many things Maryland is known for. Unfortunately, they are known for high insurance costs too. If you are struggling to find cheap rates in the Old Line State, let A Plus Insurance help you out!

State Liability Requirements

Required Liability Coverage:
$30,000 bodily injury liability per person
$60,000 bodily injury liability per accident
$15,000 property damage liability per accident
Uninsured Motorist Coverage: 30/60/15

car icon

Don’t give up…we can help you find affordable rates, need an SR-22? We got you!

house icon

Homeowners, renters, and mobile home owners: make sure you have the protection you need.

motorcycle icon 2

Motorcycles, RVs, ATVs, life insurance, you name it…we can help!

SR22 Insurance Maryland: Company Fees

Insurance companies usually only charge a flat fee for carrying an SR22 filing. Dairyland Insurance is a cheaper option, because they do not charge for the SR22 filing.

Car Insurance CompanySR22 Fee
Travelersna
The General$25.00
Bristol WestNA
21st Centuryna
State Autona
National GeneralNA
AssuranceAmericaNA
DairylandFree
AllstateUnknown
USAAna
Safecona
American Familyna
Geico$25.00
GAINSCONA
Liberty Mutual$15-$25
Acceptance RTRNA
State FarmUnknown
Nationwidena
Progressive Insurance$25.00
SR22 Insurance Maryland

SR22 Insurance Maryland: DUIs and SR-22

In most cases, the SR-22 filing will be needed for 3-5 years following a DUI conviction. The number of offenses will increase the amount of time required.

Which Companies Offer SR22 Insurance Maryland

Some companies do not offer SR22 Insurance due to the high risk driver. Most companies do offer this filing for a one time filing fee added to your premium.

CompanySR22 Offered
USAANO
Dairylandyes
AssuranceAmericayes
Acceptance RTRyes
Liberty Mutualyes
Travelersno
Bristol Westyes
The Generalyes
Safecono
Progressive InsuranceYes
Geicoyes
Farmersyes
State Autono
Nationwideno
21st Centuryno
GAINSCOyes
American Familyno
SR22 Insurance Maryland

SR22 Insurance Maryland: Need an SR-22 but No Car?

If you are required by the State to carry the Minimum Liability Requirements and an SR-22 in order to reinstate your license you can purchase a Non Owners policy if you don’t own a vehicle.

Who Has the Lowest Price on SR22s (By City)

Your Sr22 rates will vary based on your zip code in Maryland. Look below for rates in your area.

CityPrice
GermantownFarmers
Lake ShoreThe General
ReisterstownLiberty Mutual
Owings MillsLiberty Mutual
North PotomacProgressive
BaltimoreProgressive
Middle RiverLiberty Mutual
ParkvilleGeico
DundalkProgressive
Fort WashingtonProgressive
TowsonLiberty Mutual
PasadenaProgressive
HyattsvilleThe General
FairlandProgressive
Glen BurnieGeico
GreenbeltLiberty Mutual
Montgomery VillageLiberty Mutual
WestminsterNational General
RockvilleProgressive
Silver SpringGeico
Milford MillDairyland*
CarneyProgressive
WoodlawnFarmers
RandallstownProgressive
LaurelThe General
SeabrookGeico
BethesdaProgressive
LandoverThe General
ChillumProgressive
ClarksburgProgressive
BowieProgressive
ClintonProgressive
ArbutusLiberty Mutual
CroftonGeico
Severna ParkDairyland*
ArnoldBristol West
EldersburgGeico
PotomacNational General
HagerstownNational General
College ParkGeico
Camp SpringsThe General
WaldorfProgressive
EssexNational General
EdgewoodProgressive
CockeysvilleBristol West
LochearnNational General
Oxon HillLiberty Mutual
SuitlandProgressive
OlneyFarmers
White OakThe General
ElkridgeNational General
OdentonThe General
North BethesdaBristol West
CatonsvilleFarmers
North LaurelProgressive
Ellicott CityGeico
PikesvilleFarmers
CumberlandProgressive
SevernProgressive
Bel Air NorthThe General
South LaurelProgressive
ColumbiaGeico
Bel Air SouthGeico
RosedaleLiberty Mutual
Ballenger CreekProgressive
AnnapolisGeico
WheatonProgressive
IlchesterLiberty Mutual
SR22 Insurance Maryland

Cost for SR22 Insurance (Full Coverage)

Your driving record is what can drive up your rates. The SR22 filing fee itself is usually a one-time fee.

CityPrice
Towson$157
Annapolis$169
Parkville$155
Dundalk$175
Hagerstown$154
Arnold$164
Carney$162
Silver Spring$163
Lochearn$164
Baltimore$164
North Bethesda$179
Landover$175
Rockville$149
Germantown$171
Olney$159
Ilchester$173
Reisterstown$179
Perry Hall$156
Bel Air North$171
Bowie$167
Severna Park$150
North Laurel$176
Cumberland$175
Ellicott City$177
Odenton$149
Lake Shore$148
Seabrook$152
Frederick$167
Suitland$148
Ballenger Creek$166
Chillum$151
Langley Park$162
Clarksburg$151
Owings Mills$169
Essex$147
Salisbury$176
Camp Springs$178
College Park$155
Laurel$162
Arbutus$150
White Oak$179
Catonsville$162
Hyattsville$156
Edgewood$151
Pasadena$180
Fort Washington$165
Potomac$150
Middle River$150
South Laurel$152
Greenbelt$154
Westminster$162
Fairland$161
Bel Air South$177
Clinton$160
Bethesda$156
Pikesville$150
North Potomac$165
Crofton$175
Oxon Hill$174
Elkridge$168
Cockeysville$170
Rosedale$169
Randallstown$148
SR22 Insurance Maryland

SR22 Insurance Maryland: Better Pay Child Support

Failure to pay child support could result in a suspended license. In order to be able to drive, you will need to carry at least the State Minimum liability requirements in Maryland. The SR-22 filing can be added onto that policy, which will report your insurance to the State on your behalf.

Average Cost by City

You are required to carry at least the minimum liability limits along with an SR22 filing. See below for rates in your city.

CityPrice
Annapolis$92.00
Bowie$92.00
Potomac$104.00
Olney$95.00
Ellicott City$109.00
Wheaton$94.00
Gaithersburg$93.00
Towson$98.00
Arbutus$101.00
Bethesda$102.00
Hyattsville$96.00
Milford Mill$89.00
Waldorf$95.00
Odenton$104.00
Randallstown$98.00
Lochearn$95.00
Cumberland$107.00
Catonsville$92.00
Severn$97.00
Chillum$100.00
Edgewood$88.00
Owings Mills$110.00
Essex$103.00
Carney$104.00
Langley Park$104.00
Rockville$108.00
Reisterstown$92.00
Crofton$105.00
Clinton$108.00
Glen Burnie$95.00
Fairland$91.00
Westminster$106.00
Ilchester$92.00
Columbia$92.00
Dundalk$87.00
Silver Spring$104.00
Ballenger Creek$108.00
Laurel$108.00
Seabrook$103.00
Middle River$94.00
Fort Washington$87.00
Parkville$90.00
Hagerstown$109.00
Severna Park$86.00
Arnold$87.00
College Park$110.00
Perry Hall$88.00
Germantown$94.00
Greenbelt$96.00
Cockeysville$105.00
Clarksburg$109.00
Bel Air North$93.00
Montgomery Village$105.00
Eldersburg$92.00
Salisbury$105.00
Pasadena$96.00
Elkridge$98.00
White Oak$103.00
North Potomac$90.00
North Laurel$88.00
Frederick$102.00
Bel Air South$88.00
Lake Shore$98.00
Woodlawn$88.00
Camp Springs$108.00
North Bethesda$97.00
Beltsville$109.00
Oxon Hill$91.00
Rosedale$91.00
Pikesville$99.00
Baltimore$97.00
SR22 Insurance Maryland

Reasons you may be required to carry an SR22

There are several reasons you could be required to carry an SR22. Some of these reasons are listed below.

DWI (Driving while intoxicated)
Driving while Suspended/revocation
Suspension of license due to child support
Failure to maintain mandatory insurance coverage required by state law
DUI (Driving under the influence of Drugs or Alcohol)
Multiple Traffic Offenses
License suspension for failure to pay fines
At Fault accident with no insurance
Previous incarceration
Too many tickets in short period of time
Excessive points violations
SR22 Insurance Maryland

SR22 Insurance Maryland: Laws

In Maryland, if your license has been suspended or revoked, you will be required to carry an SR-22. The type of offense and number of offenses will determine the amount of time an SR-22 will be required. If you are unclear of your unique situation, contact your local DMV for answers.

Here’s What Our Clients Say About Us​

Edit Article Information

Here you can edit the information about SR22 Insurance in Maryland.

  • SR22 insurance is required for certain drivers in Maryland.
  • Find out who needs SR22 insurance and how to obtain it.
  • For assistance or to discuss your insurance needs, call us at 1.888.445.2793.

Last Updated on by Marlon Moss

Spread the love
Scroll to Top