Maryland Home Owners Insurance

Maryland

Maryland Home Owners Insurance

Who has the Lowest price on Home Owners in Maryland?

Just because you want the best coverages for you home, doesn’t mean you want to pay a whole lot. Here are some companies that have the best and lowest prices on Homeowners Insurance in Maryland!

CompanyRank
Farmers Insurance1
Nationwide2
MetLife Inc.3
Auto-Owners4
Liberty Mutual5
American International6
Chubb7
American Family8
Progressive9


Which companies offer Home Owners in Maryland?

Did you just purchase a home in Maryland? We made it easy for you and listed a few companies that offer Homeowners there!

CompanyHome Owners Offered
MetLife Inc.yes
USAAyes
Auto-Ownersyes
State Farmyes
Hartfordyes
Farmers Insuranceyes
Travelersyes
American Internationalyes
Progressiveyes
American Familyyes
Allstate Corp.yes
Chubbyes
Liberty Mutualyes
Nationwideyes

Discounts available for Home Owners insurance in Maryland

Everyone wants discounts where they can get them! Did you know that there are numerous ways you can get discounts on your homeowners insurance? We have listed some below for you to check out!

Gated comunity
Smoke detector (monitored)
EFT
Non-smoking discount
Upgraded roof
Upgraded plumbing
Home monitoring / Bruglar
New home discount
Married discount
Bundling Multiple Polices

Home owners Insurance FAQ’s in Maryland

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Bundling Options with Home Owners insurance in Maryland

You know bundling your home and auto can save you money! But did you know that you can bundle other things with your homeowners insurance and save? Look at some ideas below!

ATV
RV
Boat
Umbrella
Business
Motorcycle
Health
Auto
Life

Cheapest Home Owners insurance (by city) in Maryland

We wanted to help you see who has the cheapest Homeowners insurance rates in each city in Maryland. Check out your city and see who it is!

CityPrice
ElkridgeProgressive (ASI)
North BethesdaFarmers
TowsonLiberty Mutual
North PotomacAllstate
Bel Air SouthProgressive
ColumbiaLiberty Mutual
ClintonLiberty Mutual
FairlandFarmers
GermantownLiberty Mutual
ChillumProgressive
LaurelLiberty Mutual
Ballenger CreekProgressive (ASI)
ParkvilleAmica
ArnoldAmica
Owings MillsTravelers
Middle RiverState Farm
ArbutusTravelers
WoodlawnUSAA
RosedaleNationWide
CroftonFarmers
CarneyNationWide
Oxon HillTravelers
Milford MillAmerican Family
AnnapolisUSAA
WheatonAmerican Family
SalisburyProgressive
Perry HallProgressive (ASI)
White OakNationWide
HyattsvilleTravelers
Ellicott CityProgressive
ClarksburgLiberty Mutual
DundalkProgressive
GreenbeltTravelers
BeltsvilleTravelers
RandallstownChub
BaltimoreNationWide
FrederickNationWide
RockvilleLiberty Mutual
Glen BurnieLiberty Mutual
CockeysvilleUSAA
Fort WashingtonTravelers
LandoverTravelers
OdentonChub
EdgewoodLiberty Mutual
PikesvilleTravelers
Langley ParkNationWide
South LaurelTravelers
CumberlandFarmers
EldersburgUSAA
IlchesterLiberty Mutual
Severna ParkUSAA
Bel Air NorthState Farm
GaithersburgTravelers

Most common Causes for Home owners Loss and claims (nationwide)

By having homeowners insurance you are protecting yourself from the day to day unknown. There are so many things that can cause a loss to your home, so it’s good to be protected!

Injuries
Other Weather related
Theft
Water Damage
Vandalism
Lightning
Loss of Use
Hail
Fire
Wind

Home owners coverage options in Maryland

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Rating factors for Home Owners insurance in Maryland

Many things go into making up homeowners insurance rates. Some of these factors are listed below for your review.

Protection Class Proximity to fire station
Home liability limits
Upgrades to Wiring plumbing
Dog breed
Deductible
Swimming pool or hot tub
Roof condition
Wood-burning stoves
Claims
Insurance score
Credit history
Value of home Replacement cost
Age of Home
Home-based business

What does homeowners insurance cover in Maryland?

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Average Cost for Home Owners Insurance in Maryland (by city)

Homeowners rates can be different by city, state and company. Here are some companies with great AM ratings, check them out to see some rates!

CityPrice
Pikesville$1,376.00
Hyattsville$1,390.00
Silver Spring$1,167.00
Olney$1,279.00
Bowie$1,130.00
Landover$1,146.00
Oxon Hill$1,325.00
Clinton$1,300.00
Owings Mills$1,318.00
Wheaton$1,296.00
Dundalk$1,358.00
Carney$1,344.00
Germantown$1,281.00
Laurel$1,123.00
Seabrook$1,238.00
North Bethesda$1,393.00
Baltimore$1,353.00
Ilchester$1,329.00
Elkridge$1,222.00
Annapolis$1,354.00
Rockville$1,388.00
Westminster$1,349.00
Parkville$1,289.00
Chillum$1,323.00
College Park$1,315.00
Eldersburg$1,266.00
North Laurel$1,299.00
Cumberland$1,154.00
Fort Washington$1,335.00
Suitland$1,199.00
Bel Air North$1,261.00
Clarksburg$1,134.00
White Oak$1,397.00
Perry Hall$1,366.00
Fairland$1,373.00
Greenbelt$1,362.00
Middle River$1,371.00
Woodlawn$1,295.00
Salisbury$1,159.00
North Potomac$1,330.00
Glen Burnie$1,259.00
South Laurel$1,423.00
Towson$1,164.00
Aspen Hill$1,404.00
Cockeysville$1,245.00

Home Owners insurance rates by company in Maryland

Of course, homeowners insurance rates vary per each company. Why not get multiple quotes at once to compare your options?

CompanyHome Owners ($250,000)
Liberty Mutual$1,453
State Farm$1,366
USAA$1,521
Hartford Financial Services$1,265
Chubb$1,447
Erie Insurance$1,327
Travelers Companies Inc.$1,509
MetLife Inc.$1,385
Progressive$1,291
Farmers Insurance Group$1,507
Auto-Owners Insurance$1,423
American Family Insurance$1,262
Nationwide Mutual$1,370
Allstate$1,313
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Last Updated on October 31, 2021 by Shawn Christie

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