Maine Home Owners Insurance

Maine
Portland Head Lighthouse is a historic lighthouse in Cape Elizabeth, Maine. The light station is automated, and the tower, beacon, and foghorn are maintained by the United States Coast Guard. The light station sits on a head of land at the entrance of the primary shipping channel into Portland Harbor, which is within Casco Bay in the Gulf of Maine.

Maine Home Owners Insurance

Who has the Lowest price on Home Owners in Maine?

Just because you want the best coverages for you home, doesn’t mean you want to pay a whole lot. Here are some companies that have the best and lowest prices on Homeowners Insurance in Maine!

CompanyRank
State Farm1
Liberty Mutual2
MetLife Inc.3
Hartford4
Farmers Insurance5
American International6
Nationwide7
Allstate Corp.8
Chubb9

What does homeowners insurance cover in Maine?

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Which companies offer Home Owners in Maine?

Did you just purchase a home in Maine? We made it easy for you and listed a few companies that offer Homeowners there!

CompanyHome Owners Offered
Travelersyes
USAAyes
Allstate Corp.yes
American Familyyes
Progressiveyes
American Internationalyes
State Farmyes
Liberty Mutualyes
Nationwideyes
Chubbyes
Farmers Insuranceyes
Hartfordyes
Auto-Ownersyes
MetLife Inc.yes

Rating factors for Home Owners insurance in Maine

Wonder what kind of questions or factors affect your homeowners insurance rates? Here are some common factors that determine what your rate could look like.

Home-based business
Home liability limits
Marital status
Wood-burning stoves
Deductible
Protection Class Proximity to fire station
Insurance score
Claims
Location
Swimming pool or hot tub
Age of Home
Upgrades to Wiring plumbing
Dog breed

Cheapest Home Owners insurance (by city) in Maine

We wanted to help you see who has the cheapest Homeowners insurance rates in each city in Maine. Check out your city and see who it is!

CityPrice
HermonAllstate
North BerwickNationWide
SacoNationWide
KennebunkNationWide
LisbonChub
BuxtonUSAA
StandishProgressive (ASI)
Old TownUSAA
BrewerTravelers
GrayUSAA
FarmingtonAmica
CaribouProgressive (ASI)
Lincoln townState Farm
RocklandProgressive (ASI)
RumfordAmerican Family
WinslowUSAA
TopshamAllstate
LewistonLiberty Mutual
South PortlandTravelers
ParisProgressive
South BerwickProgressive (ASI)
CumberlandProgressive (ASI)
BathAllstate
WinthropState Farm
FreeportProgressive
WatervilleProgressive
EliotProgressive (ASI)
WaterboroChub
BerwickChub
EllsworthAllstate
HarpswellTravelers
NorwayState Farm
OaklandProgressive
WestbrookTravelers
OronoAmica
BridgtonTravelers
AuburnProgressive
KitteryFarmers
GlenburnFarmers
New GloucesterChub
BiddefordNationWide
BelfastProgressive (ASI)
FairfieldProgressive (ASI)
YarmouthNationWide
BangorTravelers
ScarboroughAmerican Family
LebanonUSAA
SanfordTravelers
Presque IsleLiberty Mutual
PolandAmica
WarrenState Farm
SkowheganNationWide
WaldoboroAmica
Cape ElizabethLiberty Mutual
AugustaState Farm
FalmouthProgressive (ASI)
WellsProgressive
GorhamAmerican Family
SabattusProgressive
Bar HarborProgressive (ASI)
BucksportTravelers

Home owners coverage options in Maine

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* Laws pertaining to Home Owners in Maine

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Most common Causes for Home owners Loss and claims (nationwide)

By having homeowners insurance you are protecting yourself from the day to day unknown. There are so many things that can cause a loss to your home, so it’s good to be protected!

Theft
Water Damage
Other Weather related
Loss of Use
Injuries
Power surge
Lightning
Wind
Fire
Hail
Vandalism

Discounts available for Home Owners insurance in Maine

Everyone wants discounts where they can get them! Did you know that there are numerous ways you can get discounts on your homeowners insurance? We have listed some below for you to check out!

Loyalty
Married discount
Bundling Multiple Polices
Non-smoking discount
Claims Free
Upgraded plumbing
Auto water shut off or leak detection
Paid in full
Smoke detector (monitored)
New home discount
Upgraded Wiring
Hail resistant roofing
Gated comunity
Home monitoring / Bruglar

Home owners Insurance FAQ’s in Maine

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Home Owners insurance rates by company in Maine

Homeowners rates can be different by city, state and company. Here are some companies with great AM ratings, check them out to see some rates!

CompanyHome Owners ($250,000)
Travelers Companies Inc.$1,489
USAA$1,342
Chubb$1,380
Auto-Owners Insurance$1,402
Allstate$1,305
American International$1,370
American Family Insurance$1,287
MetLife Inc.$1,378
Liberty Mutual$1,420
Erie Insurance$1,393
State Farm$1,445
Nationwide Mutual$1,296
Hartford Financial Services$1,479
Progressive$1,386

Average Cost for Home Owners Insurance in Maine (by city)

Here’s what you can expect as an average cost for your home owners insurance rates for the city your home is in.

CityPrice
Bath$1,105.00
Jay$1,231.00
New Gloucester$1,285.00
Oakland$1,281.00
Sanford$1,104.00
Lebanon$1,326.00
Winslow$1,330.00
Wells$1,206.00
Gray$1,370.00
Biddeford$1,320.00
Brunswick$1,425.00
Fairfield$1,349.00
Hermon$1,330.00
Farmington$1,289.00
Waldoboro$1,108.00
Bucksport$1,235.00
Norway$1,258.00
Houlton$1,415.00
Brewer$1,368.00
Hollis$1,293.00
Sabattus$1,392.00
Turner$1,199.00
Madison$1,147.00
Saco$1,345.00
Skowhegan$1,396.00
Orono$1,191.00
Belfast$1,156.00
Yarmouth$1,326.00
Buxton$1,149.00
Lisbon$1,395.00
Old Orchard Beach$1,415.00
Rumford$1,405.00
Old Town$1,196.00
Kennebunk$1,200.00
Bar Harbor$1,263.00
Glenburn$1,122.00
Falmouth$1,158.00
Caribou$1,336.00
Freeport$1,203.00
Cumberland$1,206.00
Poland$1,305.00
Berwick$1,301.00
South Berwick$1,294.00
Cape Elizabeth$1,298.00
Ellsworth$1,364.00
Paris$1,376.00
Topsham$1,316.00
Waterville$1,114.00
Harpswell$1,313.00
Warren$1,308.00
Bangor$1,371.00
Winthrop$1,115.00
Kittery$1,415.00
Portland$1,425.00
North Berwick$1,317.00
Bridgton$1,329.00
Windham$1,340.00
Scarborough$1,299.00
Raymond$1,319.00
South Portland$1,391.00
Augusta$1,201.00
Gorham$1,415.00
Hampden$1,189.00
Westbrook$1,125.00
Lincoln town$1,174.00
Camden$1,190.00
Waterboro$1,173.00
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Last Updated on November 10, 2021 by Shawn Christie

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