Maine Homeowners Insurance

Auto Insurance, Now in 34 states!

Maine Homeowners Insurance

All About Homeowners Insurance In The Beautiful State Of Maine

Auto Insurance, Now in 34 states!

Maine Homeowners Insurance

All About Homeowners Insurance In The Beautiful State Of Maine

Maine Homeowners Insurance: Who has the Lowest price?

Just because you want the best coverages for you home, doesn’t mean you want to pay a whole lot. Based off of national averages Maine Homeowner’s Insurance is on the less expensive side when it will come to your yearly premium. In comparison, here are some companies that have the best and lowest prices on Homeowners Insurance in Maine!

CompanyRank
State Farm1
Liberty Mutual2
MetLife Inc.3
Hartford4
Farmers Insurance5
American International6
Nationwide7
Allstate Corp.8
Chubb9

Maine Homeowners Insurance: Which Companies Offer It?

Not all auto insurance companies offer homeowners insurance, and not all homeowners insurance will cover you depending on several rating factors.

That’s why it’s crucial to speak with an agent so that they can assist you and help you find someone who can cover your assets.

Did you just purchase a home in Maine? Well lucky for you we made it easy for you and listed a few companies that offer Homeowners there. All of these companies, also in comparison above are competitive as well in your state.

CompanyHome Owners Offered
Travelersyes
USAAyes
Allstate Corp.yes
American Familyyes
Progressiveyes
American Internationalyes
State Farmyes
Liberty Mutualyes
Nationwideyes
Chubbyes
Farmers Insuranceyes
Hartfordyes
Auto-Ownersyes
MetLife Inc.yes
Homeowners Insurance Coverage Explained
2024 Maine Homeowners Insurance

Rating Factors for Maine Homeowners Insurance

Wonder what kind of questions or factors affect your homeowners insurance rates in Maine?

Huge rating factors for insurance rates in Maine will be the age of the dwelling, type of construction, where your home is located and if you have had any claims yourself in the last 5 years.

Here are some common factors that determine what your rate could look like.

Maine Homeowners Insurance Rating Factors
Home-Based Business
Home Liability Limits
Marital Status
Wood-Burning Stoves
Deductible
Protection Class Proximity to Fire Station
Insurance Score
Claims
Location
Swimming Pool or Hot Tub
Age of Home
Upgrades to Wiring Plumbing
Dog Breed

Cheapest Home Owners insurance by city in Maine

When shopping for a home, it is always good to check surrounding towns or cities and compare prices to make sure you are truly getting what you deserve as well as a decent monthly premium.

“In between cities'” rates for insurance can vary as well as the dwelling coverage for homes.

We wanted to help you see who has the cheapest Homeowners insurance rates in each city in Maine. Check out your city and see who it is!

CityPrice
HermonAllstate
North BerwickNationWide
SacoNationWide
KennebunkNationWide
LisbonChub
BuxtonUSAA
StandishProgressive (ASI)
Old TownUSAA
BrewerTravelers
GrayUSAA
FarmingtonAmica
CaribouProgressive (ASI)
Lincoln townState Farm
RocklandProgressive (ASI)
RumfordAmerican Family
WinslowUSAA
TopshamAllstate
LewistonLiberty Mutual
South PortlandTravelers
ParisProgressive
South BerwickProgressive (ASI)
CumberlandProgressive (ASI)
BathAllstate
WinthropState Farm
FreeportProgressive
WatervilleProgressive
EliotProgressive (ASI)
WaterboroChub
BerwickChub
EllsworthAllstate
HarpswellTravelers
NorwayState Farm
OaklandProgressive
WestbrookTravelers
OronoAmica
BridgtonTravelers
AuburnProgressive
KitteryFarmers
GlenburnFarmers
New GloucesterChub
BiddefordNationWide
BelfastProgressive (ASI)
FairfieldProgressive (ASI)
YarmouthNationWide
BangorTravelers
ScarboroughAmerican Family
LebanonUSAA
SanfordTravelers
Presque IsleLiberty Mutual
PolandAmica
WarrenState Farm
SkowheganNationWide
WaldoboroAmica
Cape ElizabethLiberty Mutual
AugustaState Farm
FalmouthProgressive (ASI)
WellsProgressive
GorhamAmerican Family
SabattusProgressive
Bar HarborProgressive (ASI)
BucksportTravelers

Most common Causes for Homeowners Loss and claims (nationwide)

Maine Homeowners Insurance
Maine Homeowners Insurance

Maine has a very mild, wet season with growing precipitation all year round.

Come winter, you start to experience freezing rains and heavy snowfall. With these factors, even the weather can cause a loss to the home.

By having homeowners insurance you are protecting yourself from the unexpected and expected risks involved with owning a home.

There are so many things that can cause a loss to your home, so it’s good to be protected!

Theft
Water Damage
Other Weather Related
Loss of Use
Injuries
Power Surge
Lightning
Wind
Fire
Hail
Vandalism

Discounts Available for Maine Homeowners Insurance

Everyone wants discounts where they can get them! Did you know that there are numerous ways you can get discounts on your Maine homeowners insurance?

Huge discounts can be applied when you bundle your home and auto insurance. Below there are some of many discounts we look at applying.

Maine Homeowners Insurance Discounts
Loyalty
Married Discount
Bundling Multiple Polices
Non-smoking discount
Claims Free
Upgraded Plumbing
Auto Water Shut-off or Leak Detection System
Paid-in-full
Smoke detector (monitored)
New Home Discount – New Purchase Discount
Upgraded Wiring
Hail Resistant Roof
Gated Community
Home Monitoring / Burglar Smart-System

Maine Homeowners Insurance Rates (By Company)

Homeowners rates can be different by city, state and company. It is always good to make sure to shop to find the best insurance for your needs. Here are some companies with great AM ratings, check them out to see some rates!

As mentioned repeatedly, you don’t want to count out any of the companies listed because even if they charge one person a certain amount, it doesn’t mean you will be paying the same thing.

CompanyHome Owners ($250,000)
Travelers Companies Inc.$1,489
USAA$1,342
Chubb$1,380
Auto-Owners Insurance$1,402
Allstate$1,305
American International$1,370
American Family Insurance$1,287
MetLife Inc.$1,378
Liberty Mutual$1,420
Erie Insurance$1,393
State Farm$1,445
Nationwide Mutual$1,296
Hartford Financial Services$1,479
Progressive$1,386

Average Cost for Maine Homeowners Insurance (By City)

City and zip code have a big impact on your homeowners insurance rates. This is because certain areas might be prone to more risk than others.

For example, if your location is located in a place noted for it’s high winds or forest fires, you could end up paying more. The insurance company might not even cover you, so always call around to see if that is the case.

Here’s what you can expect as an average cost for your home owners insurance rates for the city your home is in.

CityPrice
Bath$1,105.00
Jay$1,231.00
New Gloucester$1,285.00
Oakland$1,281.00
Sanford$1,104.00
Lebanon$1,326.00
Winslow$1,330.00
Wells$1,206.00
Gray$1,370.00
Biddeford$1,320.00
Brunswick$1,425.00
Fairfield$1,349.00
Hermon$1,330.00
Farmington$1,289.00
Waldoboro$1,108.00
Bucksport$1,235.00
Norway$1,258.00
Houlton$1,415.00
Brewer$1,368.00
Hollis$1,293.00
Sabattus$1,392.00
Turner$1,199.00
Madison$1,147.00
Saco$1,345.00
Skowhegan$1,396.00
Orono$1,191.00
Belfast$1,156.00
Yarmouth$1,326.00
Buxton$1,149.00
Lisbon$1,395.00
Old Orchard Beach$1,415.00
Rumford$1,405.00
Old Town$1,196.00
Kennebunk$1,200.00
Bar Harbor$1,263.00
Glenburn$1,122.00
Falmouth$1,158.00
Caribou$1,336.00
Freeport$1,203.00
Cumberland$1,206.00
Poland$1,305.00
Berwick$1,301.00
South Berwick$1,294.00
Cape Elizabeth$1,298.00
Ellsworth$1,364.00
Paris$1,376.00
Topsham$1,316.00
Waterville$1,114.00
Harpswell$1,313.00
Warren$1,308.00
Bangor$1,371.00
Winthrop$1,115.00
Kittery$1,415.00
Portland$1,425.00
North Berwick$1,317.00
Bridgton$1,329.00
Windham$1,340.00
Scarborough$1,299.00
Raymond$1,319.00
South Portland$1,391.00
Augusta$1,201.00
Gorham$1,415.00
Hampden$1,189.00
Westbrook$1,125.00
Lincoln town$1,174.00
Camden$1,190.00
Waterboro$1,173.00

For personalized assistance, call us at 1.888.445.2793.

Maine Homeowners Insurance: Frequently Asked Questions

What types of homeowners insurance does A Plus Insurance offer in Maine?

A Plus Insurance provides a range of homeowners insurance coverage options in Maine. Our policies include protection for your dwelling, personal property, liability, and more. We carefully compare rates from multiple carriers to ensure you get the best coverage for your needs.

How can I request a homeowners insurance quote in Maine from A Plus Insurance?

Requesting a homeowners insurance quote is simple. Reach out to our dedicated team at 1.888.445.2793 to speak with one of our experts. We’ll guide you through the process and help you find the best coverage at competitive rates.

Why choose A Plus Insurance for homeowners insurance in Maine?

A Plus Insurance is your trusted partner for homeowners insurance in Maine. We prioritize customer satisfaction, offer personalized service, and work diligently to find the most competitive rates in the market. Call us at 1.888.445.2793 to experience the A Plus Insurance difference.

Maine Homeowners Insurance
Insurance varies greatly from state to state. Click on your state to find out more specifics about homeowners insurance.

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Last Updated on by Camron Moss

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