- SR22 Insurance Louisiana
- SR22 Insurance Louisiana: Laws
- SR22 Insurance Louisiana: Who has the lowest price?
- SR22 Insurance Louisiana: DUIs and SR-22s
- SR22 Insurance Louisiana: Need an SR-22 but no vehicle?
- SR22 Insurance Louisiana: Average cost for Liability
- SR22 Insurance Louisiana: Which companies offer SR-22s?
- SR22 Insurance Louisiana: Please pay Child Support
- SR22 Insurance Louisiana: Frequently Asked Questions
- What is SR22 insurance in Louisiana?
- How do I obtain SR22 insurance in Louisiana?
- Why choose our brokerage for SR22 insurance in Louisiana?
- What We Do at A Plus Insurance
SR22 Insurance Louisiana: Laws
In Louisiana, if your license has been suspended or revoked, you will be required to carry an SR-22. The type of offense and number of offenses will determine the amount of time an SR-22 will be required. If you are unclear of your unique situation, contact your local DMV for answers.
SR22 Insurance Louisiana: Who has the lowest price?
If you’re looking for the lowest price on SR22 insurance Louisiana, Progressive typically offers the most competitive rates. Depending on your driving history and the specific requirements of your policy, Progressive’s rates for SR22 coverage can be significantly lower than other providers in the state. This can be especially beneficial for drivers seeking to maintain affordability while meeting state insurance mandates.
It’s important to compare options as rates can vary based on several factors including age, driving record, and the type of vehicle insured. Below is a table comparing estimated monthly premiums for SR22 insurance from carriers we partner with:
| City | Price |
|---|---|
| Baton Rouge | National General |
| Prairieville | Progressive |
| Harahan | Progressive |
| Alexandria | Geico |
| Natchitoches | Progressive |
| River Ridge | The General |
| Destrehan | Progressive |
| Jennings | The General |
| Breaux Bridge | Geico |
| Pineville | The General |
| Denham Springs | The General |
| Moss Bluff | Liberty Mutual |
| Estelle | Progressive |
| Scott | Progressive |
| Morgan City | Progressive |
| Belle Chasse | The General |
| Sulphur | Progressive |
| Fort Polk South | The General |
| DeRidder | Liberty Mutual |
| Shreveport | Progressive |
| Reserve | Progressive |
| Zachary | Geico |
| Lafayette | National General |
| Gardere | Liberty Mutual |
| Bogalusa | Geico |
| Westwego | Dairyland* |
| Hammond | Geico |
| Monroe | Dairyland* |
| Timberlane | Progressive |
| Merrydale | Geico |
| Claiborne | Geico |
| Ruston | Progressive |
| Prien | The General |
| Bastrop | Progressive |
| Laplace | Progressive |
| Minden | Liberty Mutual |
| Jefferson | Geico |
| Carencro | Bristol West |
| Covington | Progressive |
| Abbeville | Liberty Mutual |
| Eunice | Geico |
| Bossier City | Progressive |
| Houma | Geico |
| Oak Hills Place | The General |
| Central | Farmers |
| Chalmette | Farmers |
| Opelousas | The General |
| Mandeville | The General |
| West Monroe | Progressive |
| Woodmere | Geico |
| Rayne | Progressive |
| Baker | Dairyland* |
These estimates provide a snapshot to help you gauge where you might find the cheapest rates for SR22 insurance in Louisiana. Remember, choosing the right insurance goes beyond just finding the lowest price; consider the quality of service, ease of policy management, and reliability of claims handling.
List of Factors Affecting SR22 Premiums in Louisiana:
- Driving Record (accidents, DUIs, violations)
- Type of Coverage (full coverage, liability only)
- Vehicle Model and Age
- Driver’s Age and Credit History
Choosing the right provider and understanding the factors affecting your premiums will help you secure the most cost-effective and reliable SR22 insurance in Louisiana.
SR22 Insurance Louisiana: DUIs and SR-22s
If your license has become suspended from a convicted DUI, you will be required to carry an SR-22 for at least 3 years. The number of offenses will increase the amount of time required.
Need More Details about SR22s? We have your Ultimate Guide Here
SR22 Insurance Louisiana: Need an SR-22 but no vehicle?
If you need an SR-22 but don’t own a vehicle, your best option in Louisiana is non-owners SR22 insurance, with Progressive often providing the most affordable rates. This type of policy is designed for drivers who need to meet legal requirements for insurance but do not have a car registered in their name. It covers you, not a specific vehicle, when you drive occasionally.
Securing a non-owners SR22 policy can be straightforward and cost-effective, especially when you work with insurers familiar with this unique coverage need. Here’s a comparison of estimated monthly premiums for non-owners SR22 insurance from several carriers:
| Insurance Company | Estimated Monthly Premium | Coverage Type |
|---|---|---|
| Progressive | $35 – $65 | Non-Owners |
| Dairyland | $40 – $70 | Non-Owners |
| Bristol West | $45 – $75 | Non-Owners |
These figures are estimates and will vary based on personal factors such as your driving history and the frequency with which you drive.
List of Requirements for Non-Owners SR22 Insurance in Louisiana:
- Proof of a valid driver’s license
- A declaration that you do not own a vehicle
- Occasional access to a vehicle not owned by you
Non-owners SR22 insurance in Louisiana is an excellent solution if you need to fulfill legal insurance requirements without owning a vehicle, offering both coverage and peace of mind while keeping costs manageable.
SR22 Insurance Louisiana, you can purchase a Named Operator or Non-Owners policy with the State Minimum Liability limits. You will need to add the SR-22 filing to that policy. This will meet the requirements per the state, and you can also drive any Non Owned vehicle.
SR22 Insurance Louisiana: Average cost for Liability
| Company | SR22 Liability (Average) |
|---|---|
| State Auto | N/A |
| Acceptance RTR | $94.00 |
| AssuranceAmerica | $84.00 |
| Dairyland | $63.00 |
| 21st Century | N/A |
| American Family | N/A |
| The General | $76.00 |
| State Farm | N/A |
| Bristol West | $121.00 |
| Nationwide | N/A |
| National General | $106.00 |
| Mendota Ins. Company | $84.00 |
| Travelers | N/A |
| Progressive Insurance | $66.00 |
| USAA | N/A |
| GAINSCO | $77.00 |
| Liberty Mutual | $85.00 |
SR22 Insurance Louisiana: Which companies offer SR-22s?
| Company | SR22 Offered |
|---|---|
| Allstate | unsure |
| State Farm | unsure |
| 21st Century | no |
| USAA | NO |
| Bristol West | yes |
| GAINSCO | yes |
| Nationwide | no |
| American Family | no |
| Dairyland | yes |
| National General | yes |
| Acceptance RTR | yes |
| Liberty Mutual | yes |
| Safeco | no |
| Travelers | no |
| Geico | yes |
| The General | yes |
| Progressive Insurance | Yes |
| State Auto | no |
| Mendota Ins. Company | yes |
| Assurance America | yes |
SR22 Insurance Louisiana: Please pay Child Support
Failure to pay child support could result in a suspended license. In order to be able to drive, you will need to carry at least the State Minimum liability requirements in Louisiana. The SR-22 filing can be added onto that policy, which will report your insurance to the State on your behalf.
SR22 Insurance Louisiana: Frequently Asked Questions
What is SR22 insurance in Louisiana?
How do I obtain SR22 insurance in Louisiana?
Why choose our brokerage for SR22 insurance in Louisiana?
What We Do at A Plus Insurance
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Last Updated on by Veronica Moss